Articles & Advice from Alexandria White

Alexandria is a credit card writer, covering everything from credit card reviews, "Best Of" round-ups, and industry news to helpful explainers with tips and strategies for credit novices. She graduated from Adelphi University.

Credit Card Reviews

Alexandria's Top Picks

Best Low Interest Credit Cards – November 2019

November 8, 2019

If you’re someone who carries a balance month-to-month on your credit card, chances are you’re […]

secured and unsecured credit cards

Best Credit Cards With No Annual Fee for November 2019

November 8, 2019

Looking for a credit card, but not willing to fork over the money for an […]

best store credit cards

Best Store Credit Cards for November 2019

November 6, 2019

If you’ve ever been asked to apply for a credit card at checkout at your […]

Which Credit Cards Offer an Extended Warranty?

November 6, 2019

If you’ve ever had an item break after the warranty expires, you know the pain […]

Best Credit Cards for Emergencies – November 2019

November 1, 2019

We all know emergencies can happen. They are usually unexpected, unavoidable and expensive. I don’t […]

Best Flat-Rate Cashback and Rewards Cards – November 2019

November 1, 2019

If you’re tired of dealing with complicated rewards programs and want a simple credit card […]

More Resources

Understanding the Different Types of APRs

December 12, 2018

It’s no surprise credit cards have numerous fees, but did you know there are also multiple interest rates? The annual percentage rate (APR) is the interest rate charged by banks on credit cards. When you use a credit card, actions you take are subject to up to five different APRs. You may incur one, all, […]

$0 Fraud Liability vs. Dispute Resolution: What’s the difference & why do we care?

December 7, 2018

With multiple data breaches, such as the latest from Marriott and Equifax in 2017, identity theft and other fraudulent activity going on, it is important to know how to protect yourself as a cardholder. One way to keep yourself safe is by knowing what added protection benefits are included with your credit cards, and how […]

How to Tackle Holiday Debt Before the New Year

December 4, 2018

If you’re one of the many shoppers hitting the stores this holiday season, you may find yourself struggling to avoid falling into debt as your purchases add up. You may need to get gifts for family and friends, pay for travel, entertain guests and more, which can all get out of hand rather quickly. If […]

What credit scores get approved for Chase Ink cards?

November 30, 2018

Chase offers two “Ink” business cards, the Ink Business Cash℠ Credit Card and the Ink Business Preferred℠ Credit Card, for business owners looking to streamline expenses while earning rewards and enjoying numerous perks. Both cards are eligible to earn valuable Chase Ultimate Rewards® points, which can be combined with points you earn on select other Chase credit cards and can be redeemed for […]

What Credit Cards are Most Accepted Worldwide?

November 27, 2018

Have you ever run into an issue trying to pay with your credit card, only to have the merchant say they won’t accept it? That may be because you’re using a credit card backed by a less accepted network like Discover or American Express®. Compared to Visa® and Mastercard®, Discover and American Express credit cards […]

The History of American Express

November 26, 2018

Today, American Express® is the largest payments network in the world, but the company wasn’t always a credit card issuer. American Express was founded in 1850 as a freight forwarding company — in other words, a mail delivery company — and used their delivery services to establish trust with consumers. As the years progressed, Amex […]

Making Minimum Credit Card Payments: Explained

October 25, 2018

Have you ever been tempted to just make the minimum payment when you receive your credit card bill? When you receive your credit card bill each month, there will be a minimum payment and a statement balance. While we recommend paying your full balance, we understand that may not always be possible. It’s important that […]

Medical Credit Cards: Are They Worth Using?

September 13, 2018

Medical costs can be steep, especially if you haven’t reached your deductible or your insurance doesn’t cover your care. You may have heard of medical credit cards that offer interest-free periods that you can use to finance health care expenses. While these cards may seem like a good idea and have the potential to save […]

Digital Wallets Explained: Apple Pay, Samsung Pay and Google Pay

September 12, 2018

Tired of forgetting your credit card at checkout or digging to the bottom of your bag to find it? A digital wallet is a cashless payment option that’s free to use and already built into your phone. Odds are you always have your phone in your possession, so adding a card to your digital wallet […]

What FICO Credit Score is Good?

September 11, 2018

If you’re applying for financial products that require good credit, you may be wondering if you can qualify with your current credit score. Fair, Isaac and Company — aka FICO — is a predominant credit-scoring service that assesses your credit history and provides you with a score ranging from 300 to 850.  FICO® Scores are […]