Articles & Advice from Alexandria White

Alexandria is a credit card writer, covering everything from credit card reviews, "Best Of" round-ups, and industry news to helpful explainers with tips and strategies for credit novices. She graduated from Adelphi University.

Credit Card Reviews

Alexandria's Top Picks

Best Flat-Rate Cashback and Rewards Cards – December 2019

December 2, 2019

If you’re tired of dealing with complicated rewards programs and want a simple credit card […]

Best Low Interest Credit Cards for December 2019

December 2, 2019

If you’re someone who carries a balance month-to-month on your credit card, chances are you’re […]

Best Credit Cards for Emergencies – December 2019

December 2, 2019

We all know emergencies can happen. They are usually unexpected, unavoidable and expensive. I don’t […]

Top 10 Credit Cards for Excellent Credit for December 2019

December 2, 2019

An excellent credit score can help you qualify for the best credit cards on the […]

Best Unsecured Cards for Limited Credit Histories – December 2019

December 2, 2019

If you have a limited credit history and struggle to be approved for credit cards, […]

Longest 0% APR Credit Card Offers for December 2019

December 2, 2019

Are you looking to make an expensive purchase or tackle a high credit card balance, […]

More Resources

10 Years Later: 10 Credit Card Protections Under the CARD Act

March 5, 2019

Get the champagne out — a major anniversary is coming up for credit cards. On May 22, the Credit Card Accountability, Responsibility and Disclosure Act — more commonly known as the CARD Act — will be celebrating its 10th anniversary. Initially signed into law by President Barack Obama in 2009, the CARD Act was a major win […]

How Your Credit Can Affect Your Spouse

February 28, 2019

Getting married can be an exciting time as it confirms and celebrates your commitment to each other. After marriage, you’ll have all sorts of adventures to share, but your honeymoon phase can be cut short if bad credit hampers your ability to achieve financial goals together, such as owning a home, buying a new car […]

The Credit Card Dispute Process

February 25, 2019

If you see an unauthorized charge on your credit card account, a billing mistake or you’ve never received merchandise you ordered, you can often file a dispute with your credit card issuer. The Federal Trade Commission (FTC) set laws that provide protections for credit cardholders in these situations and can protect you if incorrect charges […]

Pros and Cons of Business Charge Cards

February 20, 2019

If you’re a business owner looking to open a credit card, you may have come across charge cards. Similar to credit cards, charge cards allow you to streamline spending, open employee cards and benefit from rewards and other perks. However, they provide a different set of features than traditional credit cards, and are better suited […]

How Does a Late Payment Affect Your Credit Score?

February 20, 2019

If you’ve missed or been late on a credit card payment, you may be worried just how much your credit score will plummet. The effect a late payment has on credit scores varies based on several factors, such as how many days it’s past due, whether you’ve had multiple late payments in the recent past […]

The 5 Factors That Affect Your Credit Score

February 20, 2019

If you’re looking to build or rebuild credit, focusing on the factors that influence your credit is key. Whether you plan on renting an apartment, buying a car or opening a credit card, lenders will look at your credit score and how well you manage five main factors. A FICO® Score is used in over […]

Which credit cards offer price protection?

February 8, 2019

Have you ever made a purchase only to see the price drop a few days or weeks later? If the difference is significant, you may even consider going through the hassle of returning and rebuying the item. But if you made the purchase with the right credit card, your issuer may be able to provide […]

Pros and Cons of Paying Taxes With A Credit Card

February 4, 2019

As tax season approaches, you may be looking forward to a potential refund or dreading owing money to the IRS. If you struggle with the latter, you may wonder if you can pay taxes with a credit card. Turns out, while you can pay taxes with a credit card, the next question is, should you? […]

How your credit card can help you save this Valentine’s Day

January 31, 2019

Valentine’s Day is fast approaching, and last-minute shoppers may be scrambling to get their significant other a gift. Whether it’s flowers, chocolates, jewelry or a fancy meal, the costs of celebrating Valentine’s Day can add up. In fact, the National Retail Federation’s annual survey found that 55% of Americans are expected to celebrate Valentine’s Day […]

Which credit cards offer purchase protection?

January 29, 2019

When you buy an expensive item such as a laptop, the last thing you want to worry about is if it gets stolen or damaged. The costs involved to repair or replace it can be costly, especially if it isn’t covered by a warranty or insurance. However, select credit cards may provide coverage in these […]