Articles & Advice from Alexandria White

Alexandria is a credit card writer, covering everything from credit card reviews, "Best Of" round-ups, and industry news to helpful explainers with tips and strategies for credit novices. She graduated from Adelphi University.

Credit Card Reviews

Alexandria's Top Picks

Best Low Interest Credit Cards for December 2019

December 2, 2019

If you’re someone who carries a balance month-to-month on your credit card, chances are you’re […]

Best Credit Cards for Emergencies – December 2019

December 2, 2019

We all know emergencies can happen. They are usually unexpected, unavoidable and expensive. I don’t […]

Best Flat-Rate Cashback and Rewards Cards – December 2019

December 2, 2019

If you’re tired of dealing with complicated rewards programs and want a simple credit card […]

Top 10 Credit Cards for Excellent Credit for December 2019

December 2, 2019

An excellent credit score can help you qualify for the best credit cards on the […]

Best Unsecured Cards for Limited Credit Histories – December 2019

December 2, 2019

If you have a limited credit history and struggle to be approved for credit cards, […]

Longest 0% APR Credit Card Offers for December 2019

December 2, 2019

Are you looking to make an expensive purchase or tackle a high credit card balance, […]

More Resources

Visa Signature Card Benefits

April 10, 2019

You may be carrying a credit card embossed with the name “Visa Signature®” on it, but have you ever wondered what exactly that means? Sure, Visa is one of the major payment networks, the others being Mastercard, American Express and Discover, but what does the “signature” part represent? Turns out, Visa Signature® is a select […]

2019 Discover Cashback Calendar

April 10, 2019

Discover revealed the entire list of 5% cashback categories that you can take advantage of in 2019, so you can plan your spending for the year. That’s great news for Discover it® Cash Back and other eligible Discover cardholders who earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate, 1% unlimited cash back on all other purchases - automatically. Here, we’ll review the 2019 cashback calendar, what you need to know to earn 5% cashback […]

Minimum Reward Redemption Amounts by Card Issuer

April 10, 2019

Have you tried to redeem rewards points or cash back earned through your credit card, but were disappointed to learn you don’t have enough accumulated to meet your reward program’s minimum redemption limit? The most common minimum redemption limit is $25, and is often a requirement for cash back, a statement credit, direct deposit, a […]

Interchange Fees Explained

April 1, 2019

If you’re a merchant, you have to deal with various fees and operating costs that may seem like you’re being nickel-and-dimed. One of the fees you’ll incur for accepting credit and debit card payments is an interchange fee. This is typically charged as a percentage of the total transaction and a flat rate, but varies […]

What to do when your credit card is discontinued

April 1, 2019

When you open a new credit card, the last thing you think about is what could happen if it is discontinued — but it’s a reality you may face. Credit card issuers frequently make changes to their inventory, whether it’s offering new cards or removing old ones. The reasons for an issuer to discontinue a […]

How to freeze your credit (and should you?)

March 15, 2019

Instituting a credit freeze is a great way to prevent identity thieves from opening new accounts in your name, but it’s important to know a freeze can’t prevent a thief from stealing details of existing credit accounts. Nevertheless, why not take this all-important step to lock down your credit profile now that it’s free and […]

What is a secured card?

March 12, 2019

Secured cards offer many of the same benefits of traditional credit cards, but are typically easier to qualify for if your credit history is non-existent or poor. If you’re new to credit or are determined to rebuild a previously damaged credit history, a secured card might be just what you need to get the ball […]

Is Interest on a Business Credit Card Tax Deductible?

March 12, 2019

If you’re a business owner who carries a balance month-to-month, you may wonder if all that interest you paid can be written off at tax time. The silver lining to revolving business expenses month-to-month is that the interest, as well as any fees you incur on a business credit card, are tax deductible. Publication 535 […]

Are business credit card annual fees tax deductible?

March 11, 2019

Business owners can write off many costs involved in their day-to-day operations, but one that may be often overlooked is the ability to deduct business credit card annual fees from their taxes. Here’s the good news: annual fees (as well as some other credit card fees) on business cards are tax deductible, according to guidelines […]

How to Check If I’m Prequalified for a Credit Card

March 6, 2019

A great feature that many credit card issuers offer is prequalification. Simply stated, this allows you to check if you may qualify for a credit card by performing a soft pull on your credit. A soft pull does not affect your credit score, unlike a hard pull that will appear on your credit report and […]