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Alaska Airlines Visa Credit Card Review

Alaska Airlines Visa Credit Card Review

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This article was last updated Aug 29, 2018, but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.

Alaska Airlines has two airline credit cards for loyal customers: the Alaska Airlines Visa Signature® card and the Alaska Airlines Platinum Plus Credit Card, both tied to the Mileage Plan™ loyalty program.

If your application is approved with a credit line of $5,000 or more, you’ll get the Alaska Airlines Visa Signature® card; if your credit line is less than $5,000, you’ll get the Alaska Airlines Platinum Plus Credit Card. That’s about where the differences end. Both cards come with a free checked bag, higher miles per $1 spent on Alaska Airlines and a sign-up bonus.

Alaska Airlines has grown its route network in the past 10 years, now serving nearly 1,200 daily flights in the United States, Mexico, Canada and Costa Rica. This was largely fueled by the airline’s acquisition of Virgin America in March 2017, which has given travelers even more destinations to visit — and a new reason to consider signing up for one of their branded credit cards.

In this review, we’ll take a look at both cards’ offerings at once, since they are largely identical.

What we like about the cards

  • Sweet sign-up bonus. The Alaska Airlines Visa Signature® card’s sign-up bonus lets cardmembers Buy one ticket, get one for just the taxes and fees ($0 fare plus taxes and fees from just $22) after you make $1,000 or more in purchases within the first 90 days of your account opening. You also earn 30,000 bonus miles after you make $1,000 in purchases within the first 90 days of your account opening. There are no blackout dates.
  • The sign-up bonus for the Alaska Airlines Platinum Plus Credit Card lets cardmembers Earn 30,000 bonus miles and a $0 companion fare offer after you make $1,000 in purchases within the first 90 days of your account opening. Those miles were enough for a one-way first class Alaska flight on a U.S. trip longer than 2,101 miles, at time of writing.
  • Check a bag for free. Cardmembers and up to six companions on the same reservation get a free checked bag on Alaska Airlines flights.
  • Higher airline rewards. Both the Alaska Airlines Visa Signature® card and the Alaska Airlines Platinum Plus Credit Card allow cardmembers to Earn 3 miles for every $1 spent directly on Alaska Airlines purchases. Earn 1 mile for every $1 spent on all other purchases. This covers airline tickets, in-flight food and beverage purchases, cargo and vacation packages — and it’s better than what’s offered by competing airline-branded credit cards.
  • Eat for miles. Under Alaska Airlines’ Mileage Plan Dining program, you can earn up to 5 miles per $1 spent, depending on your membership status, if you register and use the card at more than 10,000 participating restaurants, bars or clubs.
  • You can also boost your earnings if you don’t mind receiving a few extra emails. Members who sign up for marketing emails can earn 3 miles per $1 spent and receive more bonuses and benefits, along with advance notification of events. They also receive VIP-only offers, along with advance notification and more bonuses and benefits. VIP members earn 5 miles per $1 spent if they share their email and they complete 11 qualified transactions in a calendar year.
  • Members who don’t sign up for marketing emails earn 1 mile for every $2 spent and receive periodic bonus offers.
  • Redeeming miles. You can redeem your Mileage Plan miles on 17 airline global partners. You can also upgrade to first class, book hotel stays at 400,000 properties worldwide, subscribe to magazines subscriptions and gift, transfer, or donate miles to a worthy cause. There’s no cap on the number of miles you can earn.
  • Travel/purchase perks. The Alaska Airlines Visa Signature® card comes with Visa Signature® benefits including roadside dispatch, auto rental collision damage waiver, extended warranty, and travel and emergency assistance services. The Alaska Airlines Platinum Plus Credit Card comes with the same benefits, minus the Signature card’s purchase security and lost luggage reimbursement.

What we don’t like

  • Pick a card — not. Just because you apply for the Alaska Airlines Visa Signature® card doesn’t mean you’ll get it. You may be downgraded to the  Alaska Airlines Platinum Plus Credit Card if your credit isn’t quite up to snuff.
  • All miles aren’t equal. It’s nice that Alaska Airlines has 17 partners where cardmembers can earn miles — but the number of miles you earn depends on the airline partner you book your flight on. If you book premium cabins (including the premium economy) on American Airlines, you’ll earn 100% of the miles you fly. But if you book coach, you’ll only earn between 25% and 100% of your miles, depending on the fare class. However, Qantas gives you 100% of your miles no matter what class you book. Some airlines are better than others when it comes to earning miles, so check this website before hitting that purchase button.
  • Companion fare costs. That “free” companion fare will actually cost you around $121, depending on the flight you choose, and you must fly with the cardmember who has paid for a flight.

Other cards to consider

Despite its growing route network, Alaska Airlines doesn’t fly as many places as the Big Three — United Airlines, American Airlines, and Delta Air Lines — plus, there are limited ways to redeem the miles earned on both of the company’s branded credit cards. To that end, you may not want to compile miles on an airline that you can’t use as much. Maybe you don’t want to be tied down to one airline, or want more flexibility when redeeming your miles.

Here are other cards that could be more appealing:

  • Barclaycard Arrival Plus® World Elite Mastercard®: The sign-up bonus with this card allows new cardmembers to Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days — it’s enough to redeem for a $600 travel statement credit. This card allows you to Earn 2X miles on all purchases. It comes with an annual fee of $89 (waived first year). You can redeem your miles for travel, cash back statement credits, gift cards and merchandise. You also get 5% of your miles back every time you redeem them.

  • Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days*

  • Earn 2X Miles on all Purchases*

  • Miles can cover purchases on any airline or hotel*

Highlights
  • Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2X miles on every purchase
  • NEW - Control Your Card - Instantly secure your accounts by locking your cards with Barclays SecurHold™, plus set transaction limits and block certain purchase categories for you or your authorized users. Available only on the Barclays mobile app.
  • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don’t expire as long as your account is open, active and in good standing
  • See Rates & Fees

See additional details for Barclaycard Arrival Plus® World Elite Mastercard®

More Info

  • Chase Sapphire Preferred® Card: The sign-up bonus allows new cardmembers to Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The bonus points equal $750 when you redeem through the Chase Ultimate Rewards® portal. Earn 2x points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide. The card gives you 25% more value for your points when you redeem them for airfare, hotels, car rentals and cruises through the Chase Ultimate Rewards website. There’s an annual fee of $95.

  • 60,000 bonus points

  • 2X points on travel and dining

  • 1:1 point transfer to leading airline and hotel loyalty programs

Highlights
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • Chase Sapphire Preferred named "Best Credit Card for Flexible Travel Redemption" - Kiplinger's Personal Finance, June 2018
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

See additional details for Chase Sapphire Preferred® Card

More Info

  • Capital One® Venture® Rewards Credit Card: The Capital One® Venture® Rewards Credit Card comes with a One-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel. The card earns you 2 Miles per dollar on every purchase, every day, and you also earn 10 miles per $1 spent when you use the card to book rooms at hotels.com/venture.

  • One-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel

  • 2 Miles per dollar on every purchase, every day

  • Earn unlimited 10x miles on hotels when you pay with your Venture card at hotels.com/venture

Highlights
  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named 'The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

See additional details for Capital One® Venture® Rewards Credit Card

More Info

Alaska Airlines Visa Signature® card Alaska Airlines Platinum Plus Credit Card
Annual Fee $75 $75
Regular Purchase APR 17.24% - 25.24% variable 16.74%-24.74% variable
Rewards Earn 3 miles for every $1 spent directly on Alaska Airlines purchases. Earn 1 mile for every $1 spent on all other purchases. Earn 3 miles for every $1 spent directly on Alaska Airlines purchases. Earn 1 mile for every $1 spent on all other purchases.
Sign-up Bonus Buy one ticket, get one for just the taxes and fees ($0 fare plus taxes and fees from just $22) after you make $1,000 or more in purchases within the first 90 days of your account opening. Earn 30,000 bonus miles and a $0 companion fare offer after you make $1,000 in purchases within the first 90 days of your account opening.
Foreign Transaction Fee None None

Bottom line

Alaska Airlines, in an attempt to get as many customers as possible for its cards, offers the Alaska Airlines Visa Signature® card for those with better credit. If you’re not eligible for it, you’re automatically considered for the Alaska Airlines Platinum Plus Credit Card, so you have options.

Both cards come with higher rewards for airline-related spending — however, they don’t do as well in major categories (dining, gas and grocery, along with the broader travel category) as other competing cards. Alaska Airlines’ route network may not be as extensive as some cardmembers might want, but it does have partnerships with other airlines that can make up for that.

You may want more flexibility in how you earn and spend your miles and points. You also may want to earn more in popular categories not covered by the Alaska Airlines cards. In that case, you may want to consider having non-airline, travel-branded credit cards like the ones outlined above, which offer things like bonus miles, mile redemption rebates, higher points in specific categories and better perks.

 

 


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