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This article was last updated Jul 18, 2017, but some terms and conditions may have changed or are no longer available. For the most accurate and up to date information please consult the terms and conditions found on the issuer website.
The Citi ThankYou® Premier Card offer outlined below has expired.
Is it a good deal?
The Citi ThankYou® Premier Card most recently had a 30,000 ThankYou® point sign-up bonus, but previous to that did not offer a sign-up bonus at all for a good part of 2016. The highest ever offer for the Citi ThankYou® Premier Card was 60,000 ThankYou® points back in late-2015.
Considering the above, a 50,000 ThankYou® point sign-up bonus is a very good deal for this card. We wouldn’t expect it to go higher than this anytime soon, and while it’s not currently listed as a ‘limited time offer’ there’s a chance it could drop down to 30,000 points or even no bonus, which it did late last year.
What can you do with 50k or 100k Citi points?
If you get the Citi ThankYou® Premier Card on your own, you’ll have over 50,000 ThankYou® points to work with for an upcoming redemption, but if you and your significant other both apply for the card you’ll end up with over 100,000 ThankYou® points after completing minimum spending requirements.
At a minimum you can use 50k Citi points to get $625 in travel booked via the Citi ThankYou® website. But you can get even more value if you use Citi ThankYou® airline transfer partners.
Citi points transfer to these airline programs:
- JetBlue (1,000 Citi = 500 JetBlue)
- Asia Miles (1,000 Citi = 1,000 Asia Miles)
- Etihad Guest (1,000 Citi = 1,000 Etihad)
- Eva Air (1,000 Citi = 1,000 Eva)
- Flying Blue (1,000 Citi = 1,000 Flying Blue)
- Garuda (1,000 Citi = 1,000 Garuda)
- JetPrivilege (1,000 Citi = 1,000 JetPrivilege)
- Qantas (1,000 Citi = 1,000 Qantas)
- Qatar (1,000 Citi = 1,000 Qatar)
- Singapore (1,000 Citi = 1,000 Singapore)
- Thai (1,000 Citi = 1,000 Thai)
- Virgin Atlantic (1,000 Citi = 1,000 Virgin Atlantic)
Which let you book sweet spots like these…
Fly Singapore Suites on Singapore’s A380
Singapore KrisFlyer is one of the transfer partners of Citi ThankYou® points and is the only way to redeem for Singapore’s amazing Suites class. The only Suites redemption available out of the U.S. is from New York JFK to Frankfurt, Germany and will run you 76,000 Singapore miles.
Book Air France/KLM Flying Blue Promo Awards
Every month, Air France/KLM Flying Blue announces certain cities that are eligible for reduced price mileage awards in economy and/or business class. Flights have to be on Air France or KLM and are typically either 25% off or 50% off. This offers a great price for flights between the U.S. and Europe at 12,500 miles in economy or 31,250 miles each way in business class at the 50% off level.
If 25% off is the available discount, economy costs 18,750 in economy class or 46,875 miles in business class.
Book Flights From the Continental U.S. to Hawaii on United
Again, utilizing Singapore KrisFlyer as a transfer partner you can score great prices for flights from the Continental U.S. to Hawaii on United. Economy flights cost 17,500 miles, business class flights cost 30,000, and first class flights cost 40,000 miles each way. United charges more to redeem for the exact same flights in all three classes of service: 22,500, 40,000, and 50,000 miles, respectively.
Book an Itinerary With Up to 4 Stopovers
If you’re looking for an extended trip with multiple stops, using Cathay Pacific Asia Miles is a good option. Asia Miles isn’t known for having a simple award chart, but they do offer some great value.
You could book a trip from the East Coast U.S. to Europe including four stopovers around Europe for 60,000 miles in economy class or 85,000 miles in business class. This is the same or less than most programs charge for a simple round-trip between the U.S. and Europe, but you’ll need to be careful to avoid flights on British Airways or you’ll be hit with high fuel surcharges.
Other card perks
The Citi ThankYou® Premier Card offers other great benefits, especially in the form of travel protections and rewards for everyday spending.
You’ll earn Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases.
Citi really excels when it comes to travel protections. Here are the highlights:
- If your flight is delayed by three hours or more, you and traveling companions are eligible for compensation.
- If you lose your job or have to cancel a trip for another covered reason, expenses that cannot be recovered, up to $5,000 per eligible passenger, can be reimbursed through your Trip Cancellation coverage.
- Citi considers eligible passengers to include traveling companions that aren’t family members.
- Citi will cover you if you lose your passport, wallet, or if your flight is oversold.
Additionally, the Citi ThankYou® Premier Card provides other benefits including:
- Additional 24 months on top of the manufacturer’s warranty
- 90 day purchase protection
- Citi Price Rewind up to $500 per item and $2,500 per year
Should you get it now?
This is one of the highest sign-up bonus we have ever seen for the Citi ThankYou® Premier Card. The only time the sign-up bonus for the Citi ThankYou® Premier Card was higher was in late-2015. At that time, the sign-up bonus was 60,000 ThankYou® points. We don’t recommend holding your breath about that offer coming back anytime soon.
This is a good sign-up bonus. That said, there are some other things to keep in mind before you click ‘Apply Now.’
In order to earn a sign-up bonus with Citi, you can’t have opened or closed another card in the same family in the last 24 months. In this case, we’re talking about the Citi ThankYou® point family.
If you have opened or closed the any other Citi ThankYou® point-earning card in the last 24 months, you aren’t eligible for the 50,000 point sign-up bonus that is currently offered with the Citi ThankYou® Premier Card. Likewise, if you apply for the Citi ThankYou® Premier Card now, you won’t be eligible to earn a sign-up bonus for another Citi ThankYou® point-earning card for at least 24 months, assuming you don’t close your Citi ThankYou® Premier Card between now and then either.