Rated 5/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
5/5.0 from 0 Offer Ratings
Over the Past 60 Days!
Empowering over
50,000,000 card holders
Since 2005
See offers from our partners below.
This site is compensated by companies whose listings appear on this site. This compensation may impact how and where listings appear (such as the order or which listings are featured). This site does not include all companies or products available.
See additional details for Bank of America® Travel Rewards credit card
See additional details for Citi Double Cash® Card
See additional details for Bank of America® Customized Cash Rewards credit card
See additional details for Chase Freedom Unlimited®
See additional details for Discover it® Chrome
See additional details for Blue Cash Preferred® Card from American Express
See additional details for Citi® Diamond Preferred® Card
See additional details for Blue Cash Everyday® Card from American Express
See additional details for USAA Rate Advantage Credit Card
See additional details for Citi Custom Cash® Card
See additional details for Citi Rewards+® Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
One of the main reasons that people shop for a new credit card is in order to find banks that offer special 0% balance transfer credit cards for the longest period of time and with low transfer fees. In recent years consumers have started to use credit cards more wisely than they did before the big credit crisis. Now they tend to shift high-interest card balances to cards that offer a lower APR, because in doing so they are able to gain immediate and substantial savings.
Look in this section for the best balance transfer credit cards that offer good deals such as 0% interest for 1 to 2 years and lower regular APR rates. You will want to pay special attention to any minimum charges or transfer % that a credit card company might impose on you for transferring a balance – deduct that cost from your overall savings in order to arrive at a real net savings for transferring to a new credit card.
Let’s say that you have a card that you’re currently paying 25% interest on, but you find a card here that will only charge you 3.99% for the first year and 18% thereafter. By moving your balance to the new card you can save more than 20% right away, and 7% over the long term. If your transfer amount is $3,000 that means you save around $500– $600 in interest within the next 12 months.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
CompareCards' Parent Company
At CompareCards.com, our mission is to help people make more informed financial decisions each and every day. Since we first launched back in 2005, we have been focused on helping our users research, compare and apply for the right credit card for their needs. We pride ourselves on providing resources born out of thorough research and expert guidance – even if we aren’t able to cover every single credit card or issuer on our site.
We’re able to provide our tools and reviews free of charge and accessible to anyone because our partners compensate us. This compensation can impact where products from our partners show up on our site and which products we choose to feature but doesn’t have any influence over our reviews or opinions – our partners cannot and do not compensate us for positive reviews or impressions. CompareCards.com is dedicated to providing independent and unbiased information on how to help people meet their financial goals.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.