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American Express Cash Magnet® Card – $150 Welcome Offer

 

Rated 4.5/5 stars by our editorial team

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3.8/5.0 from 783 Offer Ratings
Over the Past 60 Days!

(783) Over the Past 60 Days!
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Terms Apply

  • Intro APR 0% for 15 months on balance transfers and purchases
  • Rewards Rate Unlimited 1.5% Cash Back on your purchases
  • Regular APR 12.99%-23.99% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership. Unlimited 1.5% Cash Back on your purchases.
  • Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
  • Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
  • 0% introductory plan fee on each purchase moved into a plan during the first 15 months from the date of account opening with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee. After that, your plan fee will be up to 1.17% of each purchase moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase.
  • Don’t wait for your Card in the mail. Start earning cash back before your Card even arrives, if eligible for Instant Card Number.
  • No Annual Fee.
  • Terms Apply.
  • See Rates & Fees

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Wells Fargo Platinum card

 

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3.8/5.0 from 1,514 Offer Ratings
Over the Past 60 Days!

(1,514) Over the Past 60 Days!
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  • Introductory APR 0% for 18 months on purchases and qualifying balance transfers
  • Low Fees $0
  • Ongoing APR 15.49%-24.99% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Pay down balances instead of interest with Wells Fargo's longest intro APR
  • $0 Annual Fee
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum card
  • Easy access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • See Rates & Fees

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Blue Cash Everyday® Card from American Express

 

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3.9/5.0 from 255 Offer Ratings
Over the Past 60 Days!

(255) Over the Past 60 Days!
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Terms Apply

  • Intro Balance Transfer APR 0% on balance transfers for 15 months, then 12.99%-23.99% Variable
  • Intro Purchase APR 0% on purchases for 15 months, then 12.99%-23.99% Variable
  • Rewards Rates 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%.
  • Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
  • Cash back is received in the form of Reward Dollars that can be redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

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Discover it® chrome

 

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3.7/5.0 from 72 Offer Ratings
Over the Past 60 Days!

(72) Over the Past 60 Days!
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  • Intro APR 0% for 14 Months on purchases and balance transfers*
  • Rewards Rate Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Ongoing APR 11.99% - 22.99% Variable*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • See Rates & Fees

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Blue Cash Preferred® Card from American Express

 

Rated 3.8/5 stars by our editorial team

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3.1/5.0 from 47 Offer Ratings
Over the Past 60 Days!

(47) Over the Past 60 Days!
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Terms Apply

  • Welcome Offer $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.*
  • Bonus Rewards 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions and 1% Cash Back on other purchases.
  • Rewards Rates 1% back on other purchases*
  • Annual Fee $95
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.
  • Don't wait for your Card in the mail. Start earning cash back before your card even arrives, if eligible for Instant Card Number.
  • Low intro APR: 0% for 12 months on purchases and balance transfers from the date of account opening, then a variable rate, currently 12.99% to 23.99%
  • Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit.
  • $95 annual fee.
  • Terms Apply.
  • See Rates & Fees

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Wells Fargo Propel American Express® card

 

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4.9/5.0 from 375 Offer Ratings
Over the Past 60 Days!

(375) Over the Past 60 Days!
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  • Rewards Rate Earn 3X points on eating out, ordering in and popular streaming services, 3X points on gas stations, rideshares and transit, and 3X points on travel including flights, hotels, homestays and car rentals. Earn 1X points on other purchases.
  • Introductory APR 0% for 12 months on purchases and qualifying balance transfers
  • Ongoing APR 13.99%-25.99% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value
  • $0 annual fee and no foreign currency conversion fee
  • Earn 3X points on eating out and ordering in
  • Earn 3X points on travel including flights, hotels, homestays and car rentals
  • Earn 3X points on gas stations, rideshares and transit
  • Earn 3X points on popular streaming services
  • Earn 1X points on other purchases
  • Select "Apply Now" to learn more about the product features, terms and conditions
  • See Rates & Fees

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Wells Fargo Cash Wise Visa® card

 

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3.7/5.0 from 134 Offer Ratings
Over the Past 60 Days!

(134) Over the Past 60 Days!
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  • Rewards Rate Earn unlimited 1.5% cash rewards on purchases
  • Sign Up Bonus Earn $150 cash rewards bonus*
  • Digital Wallet Rate Enjoy 1.8% cash rewards with Apple Pay® or Google Pay™, during the first 12 months*
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Earn a $150 cash rewards bonus after spending $500 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified digital wallet purchases, like Apple Pay® or Google Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® card
  • $0 Annual Fee
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • See Rates & Fees

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ABOC Platinum Rewards Mastercard® Credit Card

 

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3.7/5.0 from 127 Offer Ratings
Over the Past 60 Days!

(127) Over the Past 60 Days!
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  • Sign Up Bonus $150 Statement Credit
  • Intro Balance Transfer APR 0% for 18 months
  • Intro APR 0% for 12 months on purchases
  • Annual Fee $0
  • Credit Needed Excellent/Very Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% – 24.40%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It’s simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way

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Citi Simplicity® Card - No Late Fees Ever

 

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3.8/5.0 from 662 Offer Ratings
Over the Past 60 Days!

(662) Over the Past 60 Days!
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  • Intro Purchase APR 0% for 12 months on Purchases
  • Intro BT APR 0% for 21 months on Balance Transfers
  • Regular Purchase APR 15.49% - 25.49% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 866-862-7759 TTY: Use Relay Service
  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi’s discretion.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges

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Citi Rewards+℠ Card

 

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4.6/5.0 from 13 Offer Ratings
Over the Past 60 Days!

(13) Over the Past 60 Days!
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  • Intro Balance Transfer APR 0% for 15 months
  • Intro Purchase APR 0% for 15 months
  • Regular Purchase APR 13.49% - 23.49% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.49% - 23.49%, based on your creditworthiness. Balance transfer fee — either $5 or 3% of the amount of each transfer, whichever is greater.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 13.49% - 23.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Citi® Double Cash Card – 18 month BT offer

 

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4.5/5.0 from 16 Offer Ratings
Over the Past 60 Days!

(16) Over the Past 60 Days!
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  • Intro APR 0% for 18 months on Balance Transfers
  • Rewards Rate Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay.
  • Regular Purchase APR 13.99% – 23.99% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 888-343-4081 TTY: Use Relay Service
  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

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Picture of Phyl Andrijeski

By: | Aug 4, 2018

My priorities are saving money on gas for the car and groceries for my family and for the pantry. Do you have what I need?

1 Reply

By: CompareCards | Aug 9, 2018

Many cards offer excellent cash back at locations such as supermarkets and gas stations.The Bank of America® Cash Rewards credit card as well as the Blue Cash Everyday® Card from American Express are both excellent cards to help you earn cash back at these places!

Picture of Elsie Boisvert

By: | Jul 17, 2018

love discover and bank of america

Picture of Sally Palmer Borden

By: | May 22, 2018

I'm going on vacation to Bermuda. Which card is best to use in the Bermuda?

1 Reply

By: CompareCards | May 24, 2018

Great cards for traveling abroad are the Capital One® Venture® Rewards Credit Card and the Bank of America® Travel Rewards credit card !

Picture of Charles Reed

By: | May 18, 2018

I'm looking for a 21 month, 0% transfer fee 0% APR, and no fees at all

1 Reply

By: CompareCards | May 25, 2018

For balance transfers with low introductory APR take a look at the Citi® Diamond Preferred® Card and Discover it® Balance Transfer both of which have great offers!

Picture of Brian McCleney

By: | Apr 24, 2018

I want to transfer about a $2000 balance from a 23% apr to a 0% apr. What are my best options?

1 Reply

By: CompareCards | May 25, 2018

The Citi® Diamond Preferred® Card and Discover it® Balance Transfer offer great introductory APR offers for balance transfers!

Picture of Colette Bell

By: | Apr 4, 2018

Are there credit cards for people who have been building their credit, having now fair, to good credit, but probably not considered excellent yet.

1 Reply

By: CompareCards | May 25, 2018

There are many options for people who have increasing credit in your range! Take a look at credit cards for fair credit and credit cards for good credit!

Picture of Paul Calderon Hughes

By: | Mar 12, 2018

Whar are the best cards for someone with bad crefit looking to rebuild?

1 Reply

By: CompareCards | May 29, 2018

Secured credit cards are an excellent way for people with bad credit scores to rebuild credit! The way these cards work is by using a refundable security deposit to create an initial line of credit. Take a look at the Discover it® Secured and the Capital One® Secured Mastercard®!

Picture of Doug Leedy

By: | Feb 27, 2018

What is the best card for people with excellent credit who have some balances to transfer?

1 Reply

By: CompareCards | Mar 7, 2018

If you have excellent credit, you have a great chance of getting approved for any card you choose. A few of the most popular balance transfer cards include The Amex EveryDay® Credit Card from American Express, the Chase Slate® and the Discover it® Balance Transfer.

Picture of Cyndi J Murphy

By: | Feb 24, 2018

I have 1 card with 11000.00 on it at 11% want to transfer to a 0% card. what are my best options?

1 Reply

By: CompareCards | Mar 7, 2018

A few of the most popular balance transfer cards include The Amex EveryDay® Credit Card from American Express, the Chase Slate® and the Discover it® Balance Transfer.

Picture of Audie A. Henze

By: | Feb 23, 2018

I have absolutely no knowledge of how to do balance transfers and could certainly use anyone's help on how to obtain this. Could someone please help me?? Please.!!!

2 Replies

By: CompareCards | Mar 7, 2018

Check out our Complete Guide to a Balance Transfer for an easy walk through of how to get started!

By: Julia Mcnaughton-Roache | May 3, 2018

When you get the card call the number on the back and a customer service representative will help you with the steps to take. Good Luck.

Page:

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Compare 0% Balance Transfer Credit Cards & Offers

One of the main reasons that people shop for a new credit card is in order to find banks that offer special 0% balance transfer credit cards for the longest period of time and with low transfer fees. In recent years consumers have started to use credit cards more wisely than they did before the big credit crisis. Now they tend to shift high-interest card balances to cards that offer a lower APR, because in doing so they are able to gain immediate and substantial savings.

Use our free balance transfer calculator and credit card payoff calculator found on this site to figure out how much money you can save by getting a better interest rate. Then look in this section for the best balance transfer credit cards that offer good deals such as 0% interest for 1 to 2 years and lower regular APR rates. You will want to pay special attention to any minimum charges or transfer % that a credit card company might impose on you for transferring a balance – deduct that cost from your overall savings in order to arrive at a real net savings for transferring to a new credit card.

Let’s say that you have a card that you’re currently paying 25% interest on, but you find a card here that will only charge you 3.99% for the first year and 18% thereafter. By moving your balance to the new card you can save more than 20% right away, and 7% over the long term. If your transfer amount is $3,000 that means you save around $500– $600 in interest within the next 12 months.

Transfer your high interest debt to Citi Simplicity® Card - No Late Fees Ever with an intro APR of 0% for 21 months on Balance Transfers. Plus, you will get generous intro APR 0% for 12 months on Purchases.

Looking for a card to transfer your balance with a $0 introductory balance fee? The Chase Slate® offers cardholders 0% Intro APR on Purchases for 15 months and 0% Intro APR on Balance Transfers for 15 months. After, the regular purchase APR is 16.49% - 25.24% Variable. The balance transfer fee is Intro $0 on transfers made within 60 days of account opening. After that: Either $5 or 5%, whichever is greater. All information about Chase Slate has been collected independently by CompareCards.com. Chase Slate is no longer available through CompareCards.com.

Looking for cash back and a balance transfer? The Citi® Double Cash Card – 18 month BT offer is a top notch cash back card is a leader among cash-back cards, as well as a good option for balance transfers. Read more here

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" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

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