Balance Transfer Credit Cards

Balance Transfer Credit Card: Quicksilver

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Capital One^® Quicksilver^® Cash Rewards Credit Card

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3.7/5.0 from 5,528 Offer Ratings
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(5,528) Over the Past 60 Days!

Intro Balance Transfer APR 0% for 15 months on balance transfers and purchases then 16.24% - 26.24% (Variable)
Rewards Rate Unlimited 1.5% Cash Back on every purchase, every day
Sign Up Bonus One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Annual Fee $0
Credit Needed Excellent/Good
Card Brand Visa®

Highlights

Click "APPLY NOW" to apply online
One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn

0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
Pay no annual fee or foreign transaction fees

See additional details for Capital One^® Quicksilver^® Cash Rewards Credit Card

Discover it^® Balance Transfer

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3.8/5.0 from 1,096 Offer Ratings
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(1,096) Over the Past 60 Days!

Introductory APR 0% for 18 months on balance transfers & 0% for 6 months on purchases*
Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
Ongoing APR 14.24% - 25.24% Variable*
Annual Fee $0
Credit Needed Excellent/Good
Card Brand Discover

Highlights

INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Redeem cash back any amount, any time. Rewards never expire.
100% U.S. based customer service.

Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
No annual fee.
See Rates & Fees

See additional details for Discover it^® Balance Transfer

Balance Transfer Credit Card: BankAmericard

BankAmericard^{^®} credit card

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3.7/5.0 from 1,545 Offer Ratings
Over the Past 60 Days!

(1,545) Over the Past 60 Days!

Intro Balance Transfer APR 0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
Intro Purchase APR 0% Introductory APR on purchases for 18 billing cycles
Regular APR 15.24% - 25.24% Variable APR on purchases and balance transfers
Annual Fee $0
Credit Needed Excellent/Good
Card Brand Mastercard®

Highlights

Click "APPLY NOW" to apply online or call 800-483-4499
0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No annual fee

No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
Access your FICO® Score for free within Online Banking or your Mobile Banking app

See additional details for BankAmericard^{^®} credit card

Citi Rewards+℠ Card

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5.0/5.0 from 367 Offer Ratings
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(367) Over the Past 60 Days!

Intro Balance Transfer APR 0% for 15 months
Intro Purchase APR 0% for 15 months
Regular Purchase APR 15.49% - 25.49% (Variable)
Annual Fee $0
Credit Needed Excellent/Good
Card Brand Mastercard®

Highlights

Click "APPLY NOW" to apply online
The Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com

0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year

See additional details for Citi Rewards+℠ Card

American Express Cash Magnet^® Card – $150 Welcome Offer

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3.7/5.0 from 212 Offer Ratings
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(212) Over the Past 60 Days!

Terms Apply

Intro APR 0% for 15 months on balance transfers and purchases
Rewards Rate Unlimited 1.5% Cash Back on your purchases
Regular APR 14.99%-25.99% Variable
Annual Fee $0
Credit Needed Excellent/Good
Card Brand American Express

Highlights

Click "APPLY NOW" to apply online or call 866-901-8258
Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
Unlimited 1.5% Cash Back on your purchases.
Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99% Variable.

$0 plan fees for plans set up during your first 15 months of Card Membership with Plan It®, a feature that lets you split up big purchases into monthly payments with a fixed fee.
You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
No Annual Fee.
Terms Apply.
See Rates & Fees

See additional details for American Express Cash Magnet^® Card – $150 Welcome Offer

HSBC Gold Mastercard^® credit card

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3.8/5.0 from 834 Offer Ratings
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(834) Over the Past 60 Days!

Intro Purchase APR 0% for 18 months
Intro Balance Transfer APR 0% for 18 months
Rates and Fees No annual fee, no foreign transaction fee, and no penalty APR
Annual Fee $0
Credit Needed Excellent/Good
Card Brand Mastercard®

Highlights

Click "APPLY NOW" to apply online
0% Intro APR on purchases and balance transfers for the first 18 months from account opening. Then a variable APR of 13.24%, 17.24% or 21.24% will apply.
No Penalty APR.
Late Fee Waiver.
No Foreign Transaction Fees.

$0 Annual Fee.
$0 liability for unauthorized purchases.
Terms Apply.
See Rates & Fees

See additional details for HSBC Gold Mastercard^® credit card

Bank of America^® Cash Rewards credit card

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4.3/5.0 from 809 Offer Ratings
Over the Past 60 Days!

(809) Over the Past 60 Days!

Intro Balance Transfer APR 0% Intro APR for 15 billing cycles for any balance transfers made in the first 60 days
Intro Purchase APR 0% Introductory APR on purchases for 15 billing cycles
Regular APR 16.24% - 26.24% Variable APR on purchases and balance transfers
Annual Fee $0
Credit Needed Excellent/Good
Card Brand Mastercard®

Highlights

Click "APPLY NOW" to apply online
No annual fee
$150 cash rewards bonus after you make at least $500 in purchases in the first 90 days of account opening. Plus, get a $100 cash rewards bonus if you make a total of at least $7,500 in purchases within the first year.
Earn 3% cash back on gas or your choice of one of five other popular categories, 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases

0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
No expiration on rewards
If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase

See additional details for Bank of America^® Cash Rewards credit card

Blue Cash Preferred^® Card from American Express

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3.1/5.0 from 72 Offer Ratings
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(72) Over the Past 60 Days!

Terms Apply

Welcome Offer $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.*
Bonus Rewards NEW 6% Cash Back on select U.S. streaming subscriptions & 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
Rewards Rates 1% back on other purchases*
Annual Fee $95
Credit Needed Excellent/Good
Card Brand American Express

Highlights

Click "APPLY NOW" to apply online or call 866-901-8258
Earn a $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
NEW 6% Cash Back on select U.S. streaming subscriptions.
NEW 3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more.
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 3% Cash Back at U.S. gas stations. 1% Cash Back on other purchases.

You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
Low intro APR: 0% for 12 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%
$95 annual fee.
Terms Apply.
See Rates & Fees

See additional details for Blue Cash Preferred^® Card from American Express

Chase Freedom Unlimited^®

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3.9/5.0 from 487 Offer Ratings

(487)

Introductory APR 0% for 15 months on purchases and balance transfers
Sign-up Bonus Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent.
Regular APR 17.24 - 25.99% Variable
Annual Fee $0
Credit Needed Excellent/Good
Card Brand Visa®

Highlights

Click "APPLY NOW" to apply online
New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
No minimum to redeem for cash back

Cash Back rewards do not expire as long as your account is open
Free credit score, updated weekly with Credit JourneySM
No annual fee

See additional details for Chase Freedom Unlimited^®

Balance Transfer Credit Card: Citi Double Cash

Citi^® Double Cash Card – 18 month BT offer

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4.9/5.0 from 324 Offer Ratings
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(324) Over the Past 60 Days!

Intro APR 0% for 18 months on Balance Transfers*
Rewards Rate Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Regular Purchase APR 15.99%– 25.99% (Variable)
Annual Fee $0
Credit Needed Excellent, Good
Card Brand Mastercard®

Highlights

Click "APPLY NOW" to apply online or call 888-343-4081 TTY: Use Relay Service
Earn cash back TWICE. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
To earn cash back, pay at least the minimum due on time.
Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.99%– 25.99% based on your creditworthiness.

Click "Apply Now" to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
Balance Transfers do not earn cash back.
The standard variable APR for Citi Flex Plan is 15.99%– 25.99% based on your creditworthiness.*

See additional details for Citi^® Double Cash Card – 18 month BT offer

Balance Transfer Credit Card: Citi Simplicity

Citi Simplicity^® Card - No Late Fees Ever

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3.8/5.0 from 695 Offer Ratings
Over the Past 60 Days!

(695) Over the Past 60 Days!

Intro Purchase APR 0%* for 12 months on Purchases*
Intro BT APR 0%* for 21 months on Balance Transfers*
Regular Purchase APR 16.74% - 26.74%* (Variable)
Annual Fee $0*
Credit Needed Excellent/Good
Card Brand Mastercard®

Highlights

Click "APPLY NOW" to apply online or call 877-886-4537 TTY: Use Relay Service
No Late Fees, No Penalty Rate, and No Annual Fee... Ever
0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full

There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
The same great rate for all balances, after the introductory period
Save time when you call with fast, personal help, 24 hours a day – just say "representative"
Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month

See additional details for Citi Simplicity^® Card - No Late Fees Ever

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

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By: Phyl Andrijeski | Aug 4, 2018

My priorities are saving money on gas for the car and groceries for my family and for the pantry. Do you have what I need?

1 Reply

By: CompareCards | Aug 9, 2018

Many cards offer excellent cash back at locations such as supermarkets and gas stations.The Bank of America® Cash Rewards credit card as well as the Blue Cash Everyday® Card from American Express are both excellent cards to help you earn cash back at these places!

By: Elsie Boisvert | Jul 17, 2018

love discover and bank of america

By: Sally Palmer Borden | May 22, 2018

I'm going on vacation to Bermuda. Which card is best to use in the Bermuda?

1 Reply

By: CompareCards | May 24, 2018

Great cards for traveling abroad are the Capital One® Venture® Rewards Credit Card and the Bank of America® Travel Rewards credit card !

By: Charles Reed | May 18, 2018

I'm looking for a 21 month, 0% transfer fee 0% APR, and no fees at all

1 Reply

By: CompareCards | May 25, 2018

For balance transfers with low introductory APR take a look at the Citi® Diamond Preferred® Card and Discover it® Balance Transfer both of which have great offers!

By: Brian McCleney | Apr 24, 2018

I want to transfer about a $2000 balance from a 23% apr to a 0% apr. What are my best options?

1 Reply

By: CompareCards | May 25, 2018

The Citi® Diamond Preferred® Card and Discover it® Balance Transfer offer great introductory APR offers for balance transfers!

By: Colette Bell | Apr 4, 2018

Are there credit cards for people who have been building their credit, having now fair, to good credit, but probably not considered excellent yet.

1 Reply

By: CompareCards | May 25, 2018

There are many options for people who have increasing credit in your range! Take a look at credit cards for fair credit and credit cards for good credit!

By: Paul Calderon Hughes | Mar 12, 2018

Whar are the best cards for someone with bad crefit looking to rebuild?

1 Reply

By: CompareCards | May 29, 2018

Secured credit cards are an excellent way for people with bad credit scores to rebuild credit! The way these cards work is by using a refundable security deposit to create an initial line of credit. Take a look at the Discover it® Secured and the Capital One® Secured Mastercard®!

By: Doug Leedy | Feb 27, 2018

What is the best card for people with excellent credit who have some balances to transfer?

1 Reply

By: CompareCards | Mar 7, 2018

If you have excellent credit, you have a great chance of getting approved for any card you choose. A few of the most popular balance transfer cards include The Amex EveryDay® Credit Card from American Express, the Chase Slate® and the Discover it® Balance Transfer.

By: Cyndi J Murphy | Feb 24, 2018

I have 1 card with 11000.00 on it at 11% want to transfer to a 0% card. what are my best options?

1 Reply

By: CompareCards | Mar 7, 2018

A few of the most popular balance transfer cards include The Amex EveryDay® Credit Card from American Express, the Chase Slate® and the Discover it® Balance Transfer.

By: Audie A. Henze | Feb 23, 2018

I have absolutely no knowledge of how to do balance transfers and could certainly use anyone's help on how to obtain this. Could someone please help me?? Please.!!!