Polls are a Good Pulse of Things
What kinds of a credit card person are you? Do you read the terms and service agreement? Do you take the time to read the offer you get? As a smart consumer, it is up to you to choose the credit card right for your specific needs. It is also a good idea to focus, first, on choosing a credit card not by what the lender promises through an introductory offer, but more about what the card can do for you, with the way you need to use it.
Sometimes it helps to see what others think. For many people, these polls on credit card usage can point to distinct patterns of use. For example, when you pull out a credit card to use it, do you think about the cost implications of doing so? Alternatively, do you just buy when you need to and worry about the aftermath later?
When it comes to selecting credit cards, these polls can help you to see what is important. Things like a great rewards program, low interest rates and an introductory offer all make some users turn their head towards one care over others. Before you decide to open a new line of credit, take the time to compare a few credit cards.
How often to you check your credit card statement online?
| Daily | |
| 23% | 12 |
|---|---|
| Every Few Days | |
| 26% | 14 |
| Every Week | |
| 15% | 8 |
| Twice per Month | |
| 9% | 5 |
| Every Month | |
| 15% | 8 |
| Never | |
| 11% | 6 |
Who is your preferred credit card processor?
| American Express | |
| 27% | 30 |
|---|---|
| Discover | |
| 12% | 13 |
| Mastercard | |
| 8% | 9 |
| Visa | |
| 44% | 48 |
| Doesn't Matter | |
| 9% | 10 |
Do you believe that you should receive an extra incentive for signing up for a new credit card?
| Matters a lot | |
| 86% | 18 |
|---|---|
| Matters somewhat | |
| 10% | 2 |
| Matters a little | |
| 0% | 0 |
| Doesn't matter | |
| 0% | 0 |
| Doesn't matter at all | |
| 5% | 1 |
Do you believe the government should cap credit card interest rates?
| Yes | |
| 83% | 45 |
|---|---|
| No | |
| 11% | 6 |
| Maybe | |
| 2% | 1 |
| Not Sure | |
| 4% | 2 |
Do you believe with a Republican President that Dodd-Frank will be repealed?
| Yes | |
| 42% | 26 |
|---|---|
| No | |
| 34% | 21 |
| Maybe | |
| 6% | 4 |
| Don't Care | |
| 18% | 11 |
Do you read the Terms & Conditions of your credit card statement?
| Always | |
| 33% | 51 |
|---|---|
| Never | |
| 29% | 45 |
| Sometimes | |
| 37% | 57 |
What percentage of consumers pay off their credit card bill in full each month?
| Over 90% | |
| 10% | 2 |
|---|---|
| Between 75% and 89% | |
| 5% | 1 |
| Between 50% and 69% | |
| 5% | 1 |
| Between 25% and 49% | |
| 24% | 5 |
| Under 25% | |
| 57% | 12 |
Do you believe the Credit Card Act of 2009 is helping you?
| Yes | |
| 25% | 1 |
|---|---|
| Maybe | |
| 0% | 0 |
| No | |
| 25% | 1 |
| Not Sure | |
| 50% | 2 |
Do you believe your credit score is accurate?
| Absolutely | |
| 26% | 12 |
|---|---|
| Somewhat | |
| 17% | 8 |
| Not Really | |
| 34% | 16 |
| Not at all | |
| 23% | 11 |




