If you have no credit, you may find it more difficult to obtain a credit card. However, there are credit cards designed for people with no credit to assist them in building credit. This may require a minimum income or a co-signer, or sometimes both, before you can be approved for a no credit credit card.
Many cards for no credit don’t require a credit check
There are no credit credit cards which don’t require a credit check and guarantee approval. Most of these no credit check cards require a deposit to be made on the card and may have require monthly membership and annual card fees.
Build a credit history with credit cards for no credit
If you have no credit or a limited credit history, obtaining a credit card is a great way to start building some credit. There are student cards, prepaid and unsecured credit cards that are designed for people with no credit to help them develop a credit history. The most important factor is to always make your payments on time and in full, so that you can begin to build a positive credit score.
The following credit cards may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
19.8%(V) |
| Annual Fee: |
$24 |
| Intro Period: |
N/A |
| Balance Transfer: |
Yes |
Don't know your Credit Score? Click here
- Get on the road to credit
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- You may qualify for credit line increases with no further security deposit required
- Use it like any MasterCard credit card, accepted at millions of locations worldwide.
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Protection from unauthorized transactions if card is reported lost or stolen. FDIC Insured
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Editor's Rating:
8.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- Show your style with the BabyPhat RushCard
- Guaranteed approval*
- No Credit Check
- FREE Direct Deposit
- No Overdraft Fees/ No Check Fees/ No Interest Fees
- Free Credit Builder
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Editor's Rating:
0.0
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Consumer Rating: (1 ratings)
1.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- FREE $0 Activation Online –with NO credit check!
- FREE Cash withdrawals at over 15,000 participating ATMs
- FREE Online Bill Pay & Direct Deposit
- NO Monthly fee for any month with at least 30 purchases
- NO Transaction fees on US purchases
- NO Overdraft or penalty fees
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
None |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- 100% approval - No credit check required
- Make purchases anywhere MasterCard Debit is accepted
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive!
- Free Direct Deposit from your paycheck or government check
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Editor's Rating:
7.5
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Consumer Rating: (4 ratings)
9.5
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- 100% approval - No credit check required
- Short-term iAdvance Line of Credit - Now available!
- No overdraft fees or minimum balances
- Online Bill Pay - Easily send a check to anyone
- 5% APY Savings Account - Exclusive
- Free Direct Deposit from your paycheck or government check
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- Perfect card for Government/Benefits Checks recipients
- $0 activation with rebate*
- 100% guaranteed approval*/no credit check
- Free direct deposit of your pay or government check
- Free unlimited purchase transactions anywhere where MasterCard Debit card is accepted
- No overdraft fees or minimum balances
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Editor's Rating:
9.0
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Consumer Rating: (4 ratings)
8.8
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- 100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now! – No deposits or prepayments required to get your card.
- FREE Direct Deposit! – stop paying to cash your paycheck.
- FREE phone and online access to your card account!
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Editor's Rating:
8.5
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Consumer Rating: (5 ratings)
8.4
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- Accepted everywhere VISA is accepted
- No Credit Check, Income requirements or bank account required
- FREE Online Access to Account
- FREE Mobile Alerts - Text to your mobile and email
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Rewards Program - Earn 1 Point for every $1 spent
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Editor's Rating:
8.0
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Consumer Rating:
0.0
| Intro APR: |
0% if you qualify* |
| Regular APR: |
12.99% - 19.99%* (Variable) |
| Annual Fee: |
None |
| Intro Period: |
12 months on BTs |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening.
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Editor's Rating:
0.0
-
Consumer Rating: (1 ratings)
10.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- FREE MasterCard Prepaid Card & FREE Shipping
- FREE Instant Virtual Card – Shop Online Today
- FREE Direct Deposit + Get $20 Signup Bonus
- Earn High Savings Interest Rate!
- FREE Unlimited Purchase/ Signature Transactions
- FREE Check Your Balance With a Text Message
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- No credit check, no debt, no interest, no overdraft fees
- Free unlimited purchases – signature and PIN
- Free customer service
- Free Direct Deposit: Get paychecks, benefits and tax refunds faster
- Free PayFit Credit Builder – Pay bills and build credit for free
- Free text and email alerts and online access to track spending
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- No application fee and no obligation
- No charge for cash withdrawals at 1,600 + ACE Cash Express locations with direct deposit (daily limit applies)*
- Free unlimited purchase transactions with paid enrollment in FeeAdvantage Plan
- Get paid up to 3 days earlier than with a paper check with free direct deposit of your paycheck or government check
- No overdraft fees or minimum balances
- Free direct deposit of your paycheck or government check
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- FREE Direct Deposit
- FREE live customer service 24/7
- FREE text alerts and phone balance inquiries
- FREE optional credit building history
- FREE online money management tools
- Pay bills and shop online
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
24.9% (V) |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
Yes |
Don't know your Credit Score? Click here
- No annual fee
- 2% cash back on restaurants, entertainment, cell phone bills and books
- 1% cash back on all other purchases
- A smart way to build credit while earning cash back
- Get your cash back how you want it, when you want it -- even set up automatic redemptions
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Editor's Rating:
0.0
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Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
19.8%(V) |
| Annual Fee: |
$24 |
| Intro Period: |
N/A |
| Balance Transfer: |
Yes |
Don't know your Credit Score? Click here
- Get on the road to credit
- Automatic reporting to the 3 major credit bureaus
- Track credit with access to your credit score and other tools
- You may qualify for credit line increases with no further security deposit required
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
See Terms* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- Free 24/7 great customer service
- Free Mobile Banking and Text Alerts - New
- Free Score Tracker credit score service
- No Credit Check, no Overdraft Fees or Balance Minimums
- Free Unlimited Purchase Transactions
- Free Direct Deposit - paycheck, benefits, tax refunds
