If you have no credit, you may find it more difficult to obtain a credit card. However, there are credit cards designed for people with no credit to assist them in building credit. This may require a minimum income or a co-signer, or sometimes both, before you can be approved for a no credit credit card.
Many cards for no credit don’t require a credit check
There are no credit credit cards which don’t require a credit check and guarantee approval. Most of these no credit check cards require a deposit to be made on the card and may have require monthly membership and annual card fees.
Build a credit history with credit cards for no credit
If you have no credit or a limited credit history, obtaining a credit card is a great way to start building some credit. There are student cards, prepaid and unsecured credit cards that are designed for people with no credit to help them develop a credit history. The most important factor is to always make your payments on time and in full, so that you can begin to build a positive credit score.
The following credit cards may be able to help build, rebuild, or re-establish your credit if you make ontime payments with all of your creditors and maintain your account balances below the credit limits.
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Editor's Rating:
8.5
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Consumer Rating: (4 ratings)
9.2
| Intro APR: |
N/A |
| Regular APR: |
* |
| Annual Fee: |
39.95 |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
Don't know your Credit Score? Click here
- New Card for Convenient Tap-n-Pay Purchases at Merchants Nationwide
- No Bounced Check, NSF and Overdraft Charges EVER!
- FREE Rewards Program - Earn 1 point for every $1 spent, redeem for Prepaid Wireless Airtime, Music Downloads, LD Calls
- FREE Bill Pay Service - Pay Anyone Online or Over the Phone
- FREE Credit Builder with Overdraft Protection
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Editor's Rating:
9.0
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Consumer Rating: (4 ratings)
8.8
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- 100% Approval Guaranteed!– No Chexsystems or credit checks, bankruptcy okay!
- Now with FREE Credit Builder!
- Better than a checking account– Great online bill pay service with no overdraft, bounced check fees – EVER!
- Pay Nothing Now!– No deposits or prepayments required to get your card.
- FREE Direct Deposit!– stop paying to cash your paycheck.
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Editor's Rating:
7.5
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Consumer Rating: (3 ratings)
9.7
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
None |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- As seen in stores nationwide
- Extra user cards – EXCLUSIVE OFFERING!
- FREE (5% APR) savings account - EXCLUSIVE OFFERING!
- FREE 2-way text message alerts - EXCLUSIVE OFFERING!
- FREE mobile money transfers - EXCLUSIVE OFFERING!
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Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- No annual, activation, or monthly fees!
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Instant and convenient access to funds and allowances.
- Have funds deposited directly onto your card-anyone can put money on your card.
- Use it to give a gift or get a gift-no more wasted gift cards!
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Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A* |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
Don't know your Credit Score? Click here
- No activation or monthly fees!
- Instant and convenient access to funds (no checks!)-anyone can go to the website to set up a one time or recurring gift.
- Friend-to-friend paybacks as easy as going to the website via internet or mobile phone.
- Ability to use anywhere MasterCard debit cards are accepted, including ATMs.
- Use it to give a gift or get a gift-no more wasted gift cards!
