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US Bank Credit Card Offers

3.0 - 84 reviews for top rated card

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US Bank Credit Card – US Bank Credit Cards
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3.0/5.0 from 84 Cardholder Reviews

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Intro Purchase APR

0% Intro APR for 15 billing cycles*

Intro BT APR

0% Intro APR for 15 billing cycles*

Regular Purchase APR

9.99%-20.99% (Variable)

Sign Up Offer
Intro Purchase APR 0%* for 15 billing cycles*
Intro Balance Transfer: 0%* for 15 billing cycles*
Ongoing Information
Regular Purchase APR: 9.99%-20.99% (Variable)
Annual Fee: $0
Credit Needed:
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

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  • Click "APPLY NOW" to apply online
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-20.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • $0 fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help prevent fraud
  • Online account management and account alerts
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Picture of Lori Ann Medley

Had this card a number of years ago. I was disputing a charge on it and they marked my credit as deliquent. Turn out to be deliquent for 180 before the dispute was handled. I talked to them about that but they never solved the problem! NOT A GOOD CHOICE!

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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US Bank Credit Card Company

US Bancorp is a large financial services company headquartered in Minneapolis Minnesota.  It is the fifth largest commercial bank in the US with over $340 billion in assets.  US Bank also known as US Bancorp, was formed in the early 1990s and is the result of approximately 50 mergers and acquisitions of banks throughout the West and Midwest United States.  The bank is best recognized as a main street bank but has 4 lines of business: retail, commercial, municipal and institutional banking.  The bank presently operates 3,080 bank branches and 5,060 ATMs in 25 States serving nearly 16 million customers across all lines of business.

US Bank presently offers a range of credit card products from US Bank credit cards rewards to student cards and even cards designed to help build credit for those new to borrowing. One of their most competitive cards is the US Bank Visa Platinum Card. The card offers well qualified borrowers a generous credit limit and a competitive 9.99% APR after a 0% introductory period; it’s also worth mentioning there is no annual fee. On the rewards side you can choose from a range of US Bank credit cards that offer cash back, retail points or travel awards. In all, US Bank offers 21 distinct rewards cards.

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Over 1,250,000 cardholders since 2005

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