Call a Specialist 1-800-747-3893 M-F 8:30 to 5:30 EST

US Bank Credit Card Offers

4.5 - 4 reviews for top rated card - Over the Past 60 Days!

  • star
  • star
  • star
  • star
  • star
US Bank Credit Card – US Bank Credit Cards
  • Compare US Bank credit cards offered
  • US Bank credit card independent ratings and reviews
  • Secure and immediate online application process
 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

2.9/5.0 from 45 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Hide Card Details
Apply Now

Apply Securely

Intro Purchase APR

0% Intro APR for 15 billing cycles*

Intro BT APR

0% Intro APR for 15 billing cycles*

Regular Purchase APR

9.99%-20.99% (Variable)

Sign Up Offer
Intro Purchase APR 0%* for 15 billing cycles*
Intro Balance Transfer: 0%* for 15 billing cycles*
Ongoing Information
Regular Purchase APR: 9.99%-20.99% (Variable)
Annual Fee: $0
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • 0% Intro APR* on purchases and balance transfers for 15 billing cycles. After that, a variable APR currently 9.99%-20.99%
  • No annual fee*
  • Online bill pay for a fast and convenient way to pay bills online with your U.S. Bank Visa® Platinum
  • Zero fraud liability* for unauthorized transactions if your card is ever lost or stolen
  • Fraud Protection detects and notifies you of any unusual card activity to help keep your account safe
  • Chip technology for enhanced card security
  • Online banking and mobile apps* for your smartphone or tablet provide complete, 24/7 access to your account
More Card Details

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.5/5.0 from 4 Cardholder Reviews Over the Past 60 Days!

 
About our ratings Show Card Details
Apply Now

Apply Securely

Sign Up Offer

One-time 20,000 bonus miles with minimum spending requirement*

Bonus Rewards

Earn up to triple FlexPoints on Certain Purchases*

Regular Purchase APR

11.99%-17.99% (Variable)

Sign Up Offer
Intro Purchase APR N/A
Intro Balance Transfer: N/A
Ongoing Information
Regular Purchase APR: 11.99%-17.99% (Variable)
Annual Fee: $0 intro for first year, then $55*
Credit Needed:
 
Excellent Credit

Credit cards for excellent credit are intended for those with a credit score of 700 or Higher.

Get Your Free Score!
Excellent
Highlights
  • Click "APPLY NOW" to apply online
  • Earn 20,000 bonus FlexPoints after the first $3,500 in net purchases in the first 4 months
  • Award travel starts at just 20,000 FlexPoints (up to a $400 ticket value) on over 150 airlines with no blackout dates or online redemption fees
  • Earn one FlexPoint for every $1 spent in net purchases
  • Earn double FlexPoints on the category you spend the most on (gas, office supplies or airline) and most cell phone expenses during each billing cycle
  • Earn Triple FlexPoints on qualifying charitable donations
  • Receive an airline allowance of up to $25 with every award travel ticket to use toward baggage fees, in-flight food or drinks and more
  • $0 intro Annual Fee* the first year, and $55* per year thereafter (+$10 for employees)
More Card Details

Share your experiences, tips and tricks with us!

Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

Community Conversation

Thank you. Your comment has been submitted and is pending editorial review.
card loader

Sort by:

Picture of Lori Ann Medley
 

Had this card a number of years ago. I was disputing a charge on it and they marked my credit as deliquent. Turn out to be deliquent for 180 before the dispute was handled. I talked to them about that but they never solved the problem! NOT A GOOD CHOICE!

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Updated on

US Bank Credit Card Company

US Bancorp is a large financial services company headquartered in Minneapolis Minnesota.  It is the fifth largest commercial bank in the US with over $340 billion in assets.  US Bank also known as US Bancorp, was formed in the early 1990s and is the result of approximately 50 mergers and acquisitions of banks throughout the West and Midwest United States.  The bank is best recognized as a main street bank but has 4 lines of business: retail, commercial, municipal and institutional banking.  The bank presently operates 3,080 bank branches and 5,060 ATMs in 25 States serving nearly 16 million customers across all lines of business.

US Bank presently offers a range of credit card products from US Bank credit cards rewards to student cards and even cards designed to help build credit for those new to borrowing. One of their most competitive cards is the US Bank Visa Platinum Card. The card offers well qualified borrowers a generous credit limit and a competitive 9.99% APR after a 0% introductory period; it’s also worth mentioning there is no annual fee. On the rewards side you can choose from a range of US Bank credit cards that offer cash back, retail points or travel awards. In all, US Bank offers 21 distinct rewards cards.

Advertiser Disclosure
Trust & Security
  • Norton Secured
  • BBB logo
  • DigiCert

Over 1,250,000 cardholders since 2005

As Seen In
  • CNN Money logo
  • The Wall Street Journal logo
  • USA Today logo
  • The New York Times logo
  • PBS logo
  • Forbes logo
  • CBS Marketwatch logo
Credit Card Calculators
PBS logo

Payoff | Balance Transfer

Credit Banner