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US Bancorp is a large financial services company headquartered in Minneapolis Minnesota. It is the fifth largest commercial bank in the US with over $340 billion in assets. US Bank also known as US Bancorp, was formed in the early 1990s and is the result of approximately 50 mergers and acquisitions of banks throughout the West and Midwest United States. The bank is best recognized as a main street bank but has 4 lines of business: retail, commercial, municipal and institutional banking. The bank presently operates 3,080 bank branches and 5,060 ATMs in 25 States serving nearly 16 million customers across all lines of business.
US Bank presently offers a range of credit card products from US Bank credit cards rewards to student cards and even cards designed to help build credit for those new to borrowing. One of their most competitive cards is the US Bank Visa Platinum Card. The card offers well qualified borrowers a generous credit limit and a competitive 9.99% APR after a 0% introductory period; it’s also worth mentioning there is no annual fee. On the rewards side you can choose from a range of US Bank credit cards that offer cash back, retail points or travel awards. In all, US Bank offers 21 distinct rewards cards.
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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.