Union Plus® MasterCard®, Editor Reviewed at CompareCards.com

Union Plus® MasterCard®

Editor's Rating: 7.5
Consumer Rating: (3 ratings) 7.7

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Intro APR:	1.99%
Regular APR:	13.99%
Annual Fee:	None

Intro Period:	6 Months
Balance Transfer:	Yes*
Credit Needed:	Excellent

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FREE Rewards Program designed for hard-working union members.
Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
Earn 1 Point for every dollar spent anywhere
Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full*.

EDITORS' RATINGS OVERALL SCORE

7.5

Overall

The Bottom-Line

For union members, this might be a card option to consider with benefits such as preferred pricing, strike protection, and a safety net for disabled workers.

The Good

This the only credit card to offer strike payment protection. Also includes a safety net for disabled workers. Endorsed by ALF-CIO.

The Not So Good

Benefits and pricing are available only to union members in good standing, a retired union member or a family member of a union member household; six month introductory period is about half what many other similar cards offer.

CARD DESCRIPTION

The Union Plus MasterCard offers many benefits to union members in good standing. For instance, it offers a strike skip payment protection plan in the event a card holder finds themselves in this situation. It also provides a safety net for all card members that will provide funds in case you become disabled, ill or caught up in a disaster. This is the only card of its kind to offer these type of benefits.

To be eligible to receive the benefits and pricing from the Union Plus MasterCard you must be a retired union member or the family member of one or you must be a member that is in good standing. The introductory period for this card is six months instead of a year like some of the other cards offered for good credit.

The Union Plus MasterCard is endorsed by ALF-CIO and it offers a free rewards program designed for the diligent union member. With this card you will not have any balance transfer fees to pay and you will enjoy a fixed APR rate until the balance is paid off.

You will earn 1 point for every dollar that you spend anywhere and you will earn 2 points for each dollar spent at drug stores, grocery stores and gas stations. You will even receive 2,000 bonus points after you make your very first purchase, which puts you over halfway to where you need to be to earn a $25.00 gift card to spend as you like.

Read Customer Reviews (Last Reviewed: Jul 23, 2008)

DETAILED EDITORS' RATINGS

7.5

Introductory APR

1.99% APR for 6 months on purchases; fixed 6.99% APR on balance transfers for life of balance

6.5

Benefits

Fraud protection, strike skip payment protection, safety net for disabled workers, live customer service and 24-hour customer service

7.0

Fees

No annual fee; 3% cash advance fee;

7.5

Regular APR

Variable APR of between Prime+ 4.99% and Prime+ 13.99% for members based on credit review