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3.7/5.0 from 684 Offer Ratings
Over the Past 60 Days!
Right now, there's a real battle going on between credit card issuers. In the latest round of this industry fight, one issuer has revamped their cash back cards, boosting the amount of cash they pay to levels we've never seen before. Two cards in particular offer the chance to earn an unbelievable 10% cash back in your first year. If you're considering upgrading to a card paying more cash back than the card you use now, or you're looking to start earning cash back in the first place, you will be very hard-pressed to find a better card than the two we review below.
See additional details for Discover it® Cashback Match™
This cash back rewards card comes with a unique cash back offer. At the end of your first year, Discover will match the cash back you’ve earned throughout the year. This is the only credit card that will match your cash back at the end of the first year. So if you earn $200 in cash back from purchases in your first year, Discover will match it, making your total cash back for the year $400! The Discover it Cashback Match™ card earns 5% cash back in popular spending categories that change each quarter and 1% on all other purchases. The 5% cash back categories include things like gas, groceries, dining, and more. On top of the incredible rewards program, this card comes with 0% intro APR on purchases and balance transfers for 14 months. There is even no annual fee, no foreign transaction fees, and no late fee for your first late payment. This is a great card for rewards hunters who don’t mind rotating categories to maximize their cash back.
See additional details for Discover it® - 18 Month Balance Transfer Offer
You can earn the same insane 10% cash back the entire first year you use this balance transfer card as you would using the Discover it® - 18 Month Balance Transfer Offer. The big difference between the two is that this card offers an intro APR of 0% for 18 Months on balance transfers. So it really boils down to this: if you have an existing balance and want to save money by transferring to a 0% card, but ALSO want to earn 10% on new purchases, you'll want to choose the balance transfer offer. If you don't have a balance currently, the Cashback Match makes more sense since you’ll have an intro APR of 0% for 14 months on purchases, while still earning the 10% rewards rate as described above.
*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.