8 Exclusive Credit Card Offers for Top Tier Credit

If you've been carrying the same credit card in your wallet for years, there's a good chance you can get a much better deal. We get it. It's hard to ditch your favorite credit cards. Our brains are hard-wired to make us think what we have now is more valuable than something new. It's time to leap over that primordial belief and do your finances a favor. Here's why it's time to switch right now.

5 Reasons It's Time for a New Credit Card

  1. Earn rewards faster. Your current cards may not match your spending patterns
  2. Snag a big sign-on bonus
  3. Avoid annual fees for the first year or longer
  4. Got a big purchase in your future? Pay $0 interest for up to 18 months
  5. Improve your credit score. Another credit card can help your credit utilization ratio

Say Hello to Your New Favorite Credit Card

Dream big and score with one of these eight amazing cards. Credit card offers regularly fluctuate, even for those with excellent credit. If you see something you like, nail it down now. I guarantee the sign-up bonuses and benefits in the eight cards we've chosen outmatch anything in your wallet. Start earning now.

BankAmericard Travel Rewards® Credit Card

BankAmericard Travel Rewards® Credit Card

 

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(911) Over the Past 60 Days!
  • Intro Purchase APR 0% for 12 billing cycles
  • Rewards Rate Earn 1.5 points per $1 spent on purchases
  • Regular APR 15.74% - 23.74% Variable APR on purchases and balance transfers
Highlights
  • Click "APPLY NOW" to apply online or call 800-775-8735
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.74% - 23.74% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

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Are you looking for a great credit card for travel? The sky is the limit with this flexible travel rewards card with no annual fee. Pull down big travel rewards that can be used for any travel purchase once you have this card in your wallet.

Here's four benefits that not all travel cards offer. The BankAmericard Travel Rewards® credit card is one of the few travel rewards cards with no annual fee. Earn a 20,000 point sign-on bonus after you spend $1,000 in the first 90-days and rack up 1.5 points for every dollar you spend. Points can be redeemed for any travel purchase in the form of a statement credit. That includes hotel, airlines, rental cars, baggage and even cruises.

Benefits:

  • No restrictions on airlines or dates
  • No annual fee
  • No foreign transaction fees
  • Your points don't expire

How You Win:

  • Get the most out of this deal by charging all your travel expenses on this card to redeem the most points possible.

Blue Cash Everyday Card from American Express

Blue Cash Everyday® Card from American Express

 

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(1,021) Over the Past 60 Days!
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Terms and Conditions apply

Rates & Fees
  • Welcome Offer Earn $100 back after you spend $1,000 in the first 3 months*
  • Bonus Cash Back 3% at U.S. supermarkets on up to $6,000 per year in purchases*
  • Limited Time Offer Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
Highlights
  • Click "APPLY NOW" to apply online or call 866-901-8258
  • Limited Time Offer: Apply by 5/3/17 – Earn 10% cash back on purchases at U.S. Restaurants in the first 6 months, up to $200 back.
  • Plus, earn $100 back after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Everyday Cash Back: 3% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); 2% at U.S. gas stations; 1% on other purchases. Terms and limitations apply.
  • No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. You can only earn cash back on eligible purchases.
  • No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
  • Terms Apply.
  • See Rates & Fees

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Honey, what's for dinner? If you don't feel like cooking, be sure to pull this card out of your wallet when it's time to pay the check.

The Blue Cash Everyday® Card from American Express offers an impressive 10% cash back reward at U.S. restaurants for the first six months up to $200. The cash rewards keep piling up with this card through everyday spending on groceries, gas and clothes. Earn a 3% cash back rewards (up to a $6,000 annual cap) on spending at U.S. supermarkets, 2% at gas stations and select department stores and 1% on all other purchases. Keep more of your own money in your pocket as this card charges no annual fee. Looking for a simple cash back card with solid rewards? This card is a near perfect-match for you.

Benefits:

  • No annual fee
  • Simple cash back rewards program, no rotating categories

How You Win:

  • Earn an extra $25 with the refer-a-friend bonus.
  • Use your credit card for everything that doesn't charge a fee to maximize rewards.

Capital One Venture Rewards Credit Card

Capital One® Venture® Rewards Credit Card

 

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(843) Over the Past 60 Days!
  • Bonus Miles 40,000 miles after spending $3,000 in the first 3 months of approval
  • Rewards Rate 2 miles per dollar
  • Rewards Details Flexible Redemption & No Miles Cap or Expiration
Highlights
  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within 3 months of approval, equal to $400 in travel
  • Earn unlimited 2X miles per dollar on every purchase, every day
  • Fly any airline, stay at any hotel, anytime
  • Travel when you want with no blackout dates
  • Miles don't expire and there’s no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $59 after that
  • Limited Time Offer: Get a metal Venture Card when you apply today

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Feel good about the credit card you are using every day. If you've got the urge to travel, the Capital One® Venture® Rewards Credit Card can jumpstart your itinerary fast. Snag a generous 40,000 mile sign on bonus after you spend $3000 on purchases in the first three months. That equals $400 in travel. Plus, earn 2 miles for every $1 spent. Use your easy to redeem, never expiring miles to fly on any airline, stay at any hotel with no blackout dates. Even better: the annual fee of $59 is waived the first year.

Benefits:

  • Flexible redemption, no miles cap or expiration
  • No foreign transaction fees
  • Annual fee waived for the first year

How You Win:

  • The 2 miles for every $1 spent is one of the best in the business. Maximize your card use across spending categories to build up an arsenal of travel benefits for your next adventure.
  • Ensure you hit the $3000 target in the first three months to earn the generous bonus.

Discover it - Double Cash Back your first year

Discover it® Cashback Match™

 

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(749) Over the Past 60 Days!
  • Cashback Match™ Get a dollar-for-dollar match of all the rewards you've earned at the end of your first year, automatically*
  • EARN 5% Cash Back in bonus categories and 1% cash back everywhere else*
  • Redeem Any amount, any time. Cash back rewards never expire*
Highlights
  • Click "APPLY NOW" to apply online or call 800-628-1537
  • You could turn $200 into $400 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

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Earn a year-end bonus from your credit card with Discover it® Cashback MatchTM. The evidence speaks for itself with this generous cash rewards sign up bonus. At the end of your first year, Discover will match the cash back you've earned all year with a bonus. Direct all your spending to this card for purchases that don't require a convenience fee and you could collect a hefty cash-back bonus after 12 months. Discover delivers with this 5% cash-back card on popular spending categories that shift each quarter and include a 1% reward on all other purchases.

Benefits:

  • Intro 0% APR on purchases and balance transfers for 14 months.
  • No annual fee
  • No late fee for your first late payment
  • No foreign transaction fees

How You Win:

  • Earn 5% cash back up to $1,500 spent on quarterly rotating categories. Be aware of the categories and maximize your spending with this card in the appropriate quarters.

Capital One Quicksilver Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

 

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(453) Over the Past 60 Days!
  • Rewards Rate Unlimited 1.5% Cash Back
  • Bonus Cash $100 cash bonus after spending $500 in the first 3 months of approval
  • Cash Back Details No minimums for redeeming and rewards don't expire
Highlights
  • Click "APPLY NOW" to apply online
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.74%-23.74% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.74%-23.74% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

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The magic of the Capital One® Quicksilver® Cash Rewards Credit Card is its simplicity. No rabbits that you need to pull out of hats. Simply spend and earn 1.5% cash back on every purchase. Life is complicated enough. If you want to earn without thinking about rotating bonus categories each quarter, apply for this card now. No annual fee, no rotating bonus categories, and no caps on the amount you can earn. Even better: take home a one-time $100 sign-up bonus after you spend $500 on purchases within 3 months of approval.

Benefits:


  • Introductory APR of 0% on purchases and balance transfers for 9 months, then variable.
  • No annual fee.
  • Cash back doesn’t expire. No limit on how much you can earn. Redeem your cash back in any amount, no minimum redemption requirement.

How You Win:

  • The low spending requirement of $500 means you probably won’t overspend to get your bonus. Planning a big purchase? This card gives you time to pay it off interest free with 0% introductory APR period.
Citi Double Cash Credit Card

Citi® Double Cash Card – 18 month BT offer

 

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  • Rewards Rate Earn 1% on Purchases & 1% on Payments
  • Intro Balance Transfer APR 0% APR for 18 Months
  • Regular Purchase APR 14.24% - 24.24%* (Variable)
Highlights
  • Click "APPLY NOW" to apply online or call 888-343-4081 TTY: Use Relay Service
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro  APR on Balance Transfers for 18 months. After that, the variable APR will be 14.24% - 24.24% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*

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Get paid twice. Who doesn't like more of the green stuff? The Citi Double Cash Card is a hard- working, high-earning cash-back rewards card that will pay you twice. The simple cash-back program rewards you 1% when you make a purchase and another 1% when you make a payment. This is one of the highest reward rates among all cash back cards. It gets even better. There's no limit to the amount of cash you can earn and you don't have the hassle of rotating bonus categories. If you are looking to pay off debt, this card offers a long introductory APR – 0% on balance transfers for 18 months.

Don't wait. The Federal Reserve is intent on hiking interest rates several times this year. This and other long APR rate offers may not last long. Apply now.

Benefits:

  • No annual fee
  • Citi waives the late fee on your first late payment.

How You Win:

  • Use your credit card for everything that doesn't charge a convenience fee. You likely spend thousands of dollars every year on food, utilities, cell phone, car insurance, and health care costs. This card can help you track spending and earn cash back.
  • This card gives you an incentive to use credit well. You need to pay your balance in full each month in order to maximize the cash back rewards.

BankAmericard Cash Rewards Credit Card

BankAmericard Cash Rewards™ Credit Card

 

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(357) Over the Past 60 Days!
  • Introductory APR 0% for 12 billing cycles on purchases and qualifying transfers
  • Bonus Rewards 3% on Gas, 2% on Groceries & Wholesale Clubs, 1% on all other purchases
  • Regular APR 13.74% - 23.74% Variable APR on purchases and balance transfers
Highlights
  • Click "APPLY NOW" to apply online or call 800-716-6383
  • No annual fee
  • $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

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They say a dog is man's best friend. Loyal and always by your side. This card will quickly become your new best friend, especially if you are already a Bank of America customer.

Loyalty pays in more ways than just a wagging tale and friendly woof. With the BankAmericard Cash RewardsTM card, you get additional cash back when you also have a Bank of America checking or savings account. Solid rewards include 3% cash back on gas, 2% on groceries and wholesale clubs and 1% on all other purchases. Ring up a $100 cash bonus after spending only $500 in the first 90 days.

Benefits:

  • No annual fee
  • No changing categories for cash back

How You Win:

  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account. If you are a Preferred Rewards client that bonus jumps from 25-75%.

Citi Diamond Preferred Card

Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

 

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  • Intro Purchase APR 0% for 21 Months
  • Intro BT APR 0% for 21 Months
  • Regular Purchase APR 13.24% - 23.24% (Variable)
Highlights
  • Click "APPLY NOW" to apply online or call 877-836-4537 TTY: Use Relay Service
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 13.24% - 23.24% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • 24/7 access to Citi® Concierge for help in booking hotels, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • Free access to FICO® Scores*

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They say a diamond is a girl’s best friend. The Citi® Diamond Preferred® Card will quickly become your best friend if you are planning a wedding, have a major purchase in your future, or high-interest debt on another credit card that you’d like to transfer. This card offers one of the longest introductory 0% rates available at 21 months. That is an amazing offer - almost two years interest-free, and then the on-going variable APR of 13.24%-23.24%. Don’t get blinded by the beauty of this offer, apply now.


Benefits:

  • Get VIP treatment when you have this card in your wallet: 24/7 access to Citi® Concierge (a personal concierge service), Citi® Price Rewind and Citi® Private Pass®.
  • No annual fee.
  • Never feel pressured at the rental car counter again – get worldwide car rental insurance when you pay for your rental with this card.

How You Win:

  • Get a reprieve from interest on purchases and balance transfers for 21 months. If you want to finance a purchase or refinance existing debt this is the card for you. The 21-month 0% introductory APR period is an industry leader.

*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

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Picture of Julian Wright

By: | Apr 23, 2017

I just got an AMEX card.....so good so far

Picture of Aviva Gal

By: | Apr 20, 2017

I have the Capital One card and it's an amazing one.I use the card for everything and get 1.5 miles for every $ .Very easy to book a flight with any airline and any time. No annual fees.

Picture of Steve Moore

By: | Apr 17, 2017

AMEX is by far the best card I personally have used..If you have it then there is no limit on how far life can take you

2 Replies

By: Carl Collick | Apr 18, 2017

Totally agree! American Express is the best

By: Bill Barber | Apr 19, 2017

American Express Blue Card is the best!

Picture of Charlesa Hartshorne Harris

By: | Apr 16, 2017

Absolutely love love love our Discover It and American Express cards!

Picture of Duc Nguyen

By: | Apr 13, 2017

BOA , Amex rewards program very good , i loved

Picture of Donald Knettles

By: | Apr 12, 2017

I have had BOA cash rewards for years.Nothing better

1 Reply

By: Gingie Feldman | Apr 16, 2017

Discover for traveling overseas is very attractive. No % charges of any kind! Up to 5% Rewards, it adds up. With Cash Rewards + other great benefits you don't get from other banks - its a SUPERB Card!!!

Picture of Brenda Cristina Valbuena

By: | Apr 11, 2017

What's the best card for grocery shopping? With no annual fee? My score is 750+

2 Replies

By: CompareCards | Apr 14, 2017

With a score of 750+, your credit is considered excellent and you should be able to get approved for most credit cards. One credit card that is a great choice for grocery shopping and has no annual fee is the Blue Cash EveryDay Card from American Express.

By: Mike Brancato | Apr 20, 2017

Amex blue prefered. 6% cash back. There is a $75 yearly fee but with 6% cash back its worth it

Picture of Rodger Wiese

By: | Apr 9, 2017

Getting 2% cash back on everything using CITI card... Enough said.

1 Reply

By: Martin Owen | Apr 18, 2017

how about this new discover card that doubles all your kick back at the end of the year every 3 months they have a 5% componet it's like getting 10

Picture of David Leung

By: | Mar 23, 2017

Venture card is a 2% return card with no gimmicks.

Picture of Shelly Baldridge

By: | Mar 23, 2017

Is it good for your credit to close credit cards that you keep at a zero balance? I do not want to hurt my credit score.

2 Replies

By: CompareCards | Mar 24, 2017

If the cards you no long use do not change an annual fee, you should consider leaving them open depending on your situation. If you close a card that you have had open for many years, this may hurt your credit score by lowering the average age of your accounts. Closing any credit cards may also dock you a few points by decreasing the total amount of credit available and thus increasing your overall credit utilization rate.

By: Randall Jones | Apr 11, 2017

There are two factors in closing an unused account that can affect your credit. First, if it's a card you've had for a long time, it will affect length of credit history, which is a factor in credit score. The other is less credit available to you, so if you regularly use credit cards, your percentage of credit used will increase, and that is another credit score factor. So, the correct answer is, it depends on your situation.

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