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Banks are now offering incredibly long periods of 0% Intro APR interest. If you’re carrying a balance on a high interest credit card or are looking to make a big purchase in the coming months, it’s time to switch cards and save money.
Our credit card experts have hand selected the below cards because of their long 0% intro APR interest offers. These offers range from 12 months 0% Intro APR all the way up to 21 months 0% Intro APR!
Compare these cards and discover which card is best for you.
This card comes with a staggering intro APR of 0%* for 21 months on Purchases* and 0%* for 21 months on Balance Transfers*. This is the “no fee card.” There is no annual fee, no late fees, and you won’t get charged a penalty rate for missing a payment, EVER. With 0% Intro APR on balance transfers the Citi® Simplicity allows you to pay down your balance interest free for well over a year. This card makes saving simple.
This card is similar to the Discover it® Cashback Match™, but is specifically built for balance transfers. What makes this a popular credit card is the 0% intro APR for 6 months on purchases and 18 months on balance transfers it offers. It also has an excellent rewards program that offers 5% cash back in special categories each quarter and 1% on all other purchases made with the card. You can earn 5% cash back in categories for every day purchases like gas, groceries, dining, and at Amazon.com. There’s no annual fee, and you’ll also enjoy the same sign up bonus you would from the Discover it® Cashback Match™ where Discover will match the cash back you earn in your first year. Overall, this card is great if you want to save money with a balance transfer, start to earn cash back on every purchase, and get your cash back matched at the end of the first year.
This credit card comes with an intro APR of 0%* for 21 months on Purchases* and 0%* for 21 months on Balance Transfers*. With this 0% Intro APR you can pay off your balance interest free for the duration of the intro period. You’ll also gain access to Citi Private Pass for exclusive presale tickets and a Personal Concierge Service available to assist you 24/7. You’ll also earn City Easy Deal points with each card purchase redeemable for discounts on online merchandise, travel tickets, gift cards, and more. This card is perfect for people looking to get out of debt or making a large purchase who want to pay it off over time with no interest.
This is a top no-annual fee travel credit card that also gives you 0% intro on purchases for 12 months. If you have a big trip or purchase on the horizon, this means you can pay it off over a year without having to worry about interest charges piling up. Earn travel rewards fast with this card in your wallet. Start out with a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months of account opening, equal to $200 in travel, while earning 1.25 miles per dollar on every purchase, every day. What’s best about this card? The miles you earn are good for any travel expense like airfare, hotel rooms, cruises and car rentals. Start earning unlimited miles on every purchase and enjoy 0% intro on purchases for 12 months now!
This credit card comes with an intro APR of 0% for 18 months on Purchases and 0% for 18 months on Balance Transfers. With this 0% Intro APR you can pay off your balance interest free for the duration of the intro period. This card also offers up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Card. This card is perfect for people looking to get out of debt or making a large purchase who want to pay it off over time with no interest and no annual fee.
The Blue Cash Everyday® Card from American Express is one of the more unique cash back cards. It’s best for the average household. It provides a competitive cash back with 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores. 1% cash back on other purchases. All with no annual fee! This card is great for anyone that spends a lot of money on gas and groceries. The cash back is received in the form of Reward Dollars that you can redeem for statement credits. The card also has an intro APR of 0% for 15 months on purchases and 0% for 15 months on balance transfers, so if you need to transfer your balance from another card you can put it on this with zero interest for a full year.
This card is a great fit for just about everyone. It comes with cash back rewards and an enticing balance transfer offer. You will earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases, all with no annual fee. There is 0% intro APR on balance transfers for 18 months, so you can save money on interest with a balance transfer and earn rewards on purchases. There’s no limit to the amount of cash back you can earn, and this card is ideal for people who don’t want to keep up with any rotating categories or pay an annual fee to earn rewards.
Not all low interest cards offer rewards. This no-annual fee Discover card towers above the crowd with generous cash-back, plus long low interest periods on purchases and balance transfers. Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases. Do you have a big purchase coming up that you’d like to finance without interest piling up for over a year? This card offers 0% for 14 months on new purchases. Take advantage of the generous 5% cash-back on rotating categories that includes home improvement stores, wholesale clubs, Amazon.com and Target in 2017. This top tier card delivers a blockbuster sign up bonus that turns your cash-back into 10% on category spending in the first year. Discover will automatically match all the cash back you earn at the end of your first year.* If you have high-interest credit card balance that you’d like to transfer this card gives you 0% for 14 months. Save on interest and make money with this card!
*Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.