If you spend a little time doing some research you will discover that fair credit credit cards offer competitive interest rates compared to offers for people with bad credit. Many cards offer a 0% introductory APR rate as well as reward and cash back programs.
Fair credit credit cards come as unsecured or secured
You can choose among multiple unsecured fair credit credit cards many of which are offered through Capital One. There are also secured credit card offers for fair credit available through First Premier Bank to help you rebuild your credit.
Get an instant decision for a fair credit credit card
Some fair credit credit cards let you know immediately if you are approved so you don’t have to wait around for weeks waiting for a letter in the mail. Receiving a new fair credit credit card can allow you to make a fresh start and help repair any previous damage to your credit over the past several years.
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Editor's Rating:
7.0
-
Consumer Rating: (2 ratings)
6.5
| Intro APR: |
0% |
| Regular APR: |
14.90% |
| Annual Fee: |
$19 |
| Intro Period: |
Until May 2009 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Average
|
Don't know your Credit Score? Click here
- Buy what you've been dreaming of and pay no interest until May 2009 on purchases
- Save with a low non-intro variable APR, currently 14.9%
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping
- Know you are protected with $0 fraud liability if your card is ever lost or stolen
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Editor's Rating:
8.0
-
Consumer Rating: (4 ratings)
7.5
| Intro APR: |
0% |
| Regular APR: |
19.80% |
| Annual Fee: |
None |
| Intro Period: |
Until May 2009 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Average
|
Don't know your Credit Score? Click here
- Buy what you've been dreaming of and pay no interest until May 2009 on purchases
- Save with no annual fee
- Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping
- Know you are protected with $0 fraud liability if your card is ever lost or stolen
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Editor's Rating:
8.5
-
Consumer Rating: (4 ratings)
8.0
| Intro APR: |
See Terms |
| Regular APR: |
See Terms* |
| Annual Fee: |
See Terms* |
| Intro Period: |
See Terms |
| Balance Transfer: |
See Terms* |
| Credit Needed: |
All Types
|
Don't know your Credit Score? Click here
- Low APR on purchases
- Reports monthly to 4 Major Credit Bureaus
- A Credit Card for Those with Less than Perfect Credit!
- Quality Customer Service
- Accepted where you see the MasterCard or Visa logo
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Editor's Rating:
7.0
-
Consumer Rating: (8 ratings)
7.4
| Intro APR: |
0% |
| Regular APR: |
7.90% - 15.99% |
| Annual Fee: |
$0 - $79 |
| Intro Period: |
6 months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Bad
|
Don't know your Credit Score? Click here
- 0% Introductory APR for 6 months on purchases and balance transfers, for qualified applicants*
- Acceptance at millions of locations worldwide, including website purchases and reservations
- Your account information is updated and at your fingertips 24/7 so you can manage it your way
- Email and text messages to remind you of your upcoming payment due date with online enrollment
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Editor's Rating:
8.5
-
Consumer Rating: (4 ratings)
7.8
| Intro APR: |
See Terms |
| Regular APR: |
See Terms* |
| Annual Fee: |
See Terms* |
| Intro Period: |
See Terms |
| Balance Transfer: |
No |
| Credit Needed: |
All Types
|
Don't know your Credit Score? Click here
- $50 Credit Limit Increase by Making your first 2 Minimum Payments!
- Low APR on purchases
- Reports monthly to 4 Major Credit Bureaus
- A Credit Card for Those with Less than Perfect Credit!
- Quality Customer Service
-
Editor's Rating:
9.0
-
Consumer Rating: (5 ratings)
9.6
| Intro APR: |
See Terms |
| Regular APR: |
See Terms* |
| Annual Fee: |
See Terms* |
| Intro Period: |
See Terms |
| Balance Transfer: |
See Terms* |
| Credit Needed: |
All Types
|
Don't know your Credit Score? Click here
- Low APR on purchases
- Reports monthly to 4 Major Credit Bureaus
- A Credit Card for Those with Less than Perfect Credit!
- Quality Customer Service
- Accepted where you see the MasterCard or Visa logo
-
Editor's Rating:
8.5
-
Consumer Rating: (2 ratings)
8.5
| Intro APR: |
See Terms |
| Regular APR: |
See Terms* |
| Annual Fee: |
See Terms* |
| Intro Period: |
See Terms |
| Balance Transfer: |
No |
| Credit Needed: |
All Types
|
Don't know your Credit Score? Click here
- Low APR on purchases
- Reports monthly to 4 Major Credit Bureaus
- A Credit Card for Those with Less than Perfect Credit!
- Quality Customer Service
- Accepted where you see the MasterCard or Visa logo
-
Editor's Rating:
8.5
-
Consumer Rating: (5 ratings)
8.0
| Intro APR: |
See Terms |
| Regular APR: |
See Terms* |
| Annual Fee: |
See Terms* |
| Intro Period: |
See Terms |
| Balance Transfer: |
See Terms* |
| Credit Needed: |
All Types
|
Don't know your Credit Score? Click here
- Reports monthly to 4 Major Credit Bureaus
- A Credit Card for Those With Less Than Perfect Credit
- Accepted where you see the MasterCard Logo
- Quality Customer Service
- Over 3 Million Card Holders
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Editor's Rating:
8.0
-
Consumer Rating: (1 ratings)
8.0
| Intro APR: |
0% |
| Regular APR: |
As low as 14.99% |
| Annual Fee: |
None |
| Intro Period: |
Until January 2010 |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR on purchases until January 2010
- 0% APR on transferred balances until January 2010
- Earn 1% cash back on everything you buy from day one
- Get a 25% bonus each year on the cash you earned the previous year
- No Hassle Cash is easily and quickly redeemable online or by phone
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Editor's Rating:
8.5
-
Consumer Rating: (3 ratings)
9.7
| Intro APR: |
0% apr on purchases |
| Regular APR: |
As low as 14.99% |
| Annual Fee: |
None |
| Intro Period: |
Until January 2010 |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- Earn triple rewards for purchases in your category of choice and one mile per dollar on all other purchases
- Choose from the following categories when you apply for this card: Travel and Lodging, Gas and Service Stations, Building Supplies and Hardware, Computers and Electronics, Office Supplies and Furniture, Advertising and Shipping.
- 0% APR on purchases until January 2010
- 0% APR on transferred balances until January 2010
- No Annual Fee
-
Editor's Rating:
7.0
-
Consumer Rating: (3 ratings)
7.7
| Intro APR: |
0% |
| Regular APR: |
16.90% |
| Annual Fee: |
$29 |
| Intro Period: |
Until May 2009 |
| Balance Transfer: |
Yes |
| Credit Needed: |
Limited
|
Don't know your Credit Score? Click here
- Start building your credit today and earn cash, simple and fast
- 25% annual bonus on cash earned during the year and 1% cash back on all purchases
- No limit on cash back and rewards won’t expire for the life of your account
- 0% intro APR on purchases until May 2009
- $0 Fraud Liability for unauthorized use if your card is lost or stolen
