So what is considered to be excellent credit? A credit score of 750 or above is generally considered to be excellent credit and qualifies people for excellent credit credit cards. While it can vary, a score between 700 and 750 tends to be considered above average or good credit. Individuals with a high credit score as 750 are most eligible for the best credit card rates available.
Don’t just pick any excellent credit credit card
In addition to having excellent credit, card issuers evaluate your repayment history, your income versus your credit, your address history, how long you've had certain types of credit or maintained a specific type of credit product such as a mortgage. With excellent credit, you can afford to be more particular because you have access to the best excellent credit card deals available.
Receive your credit card faster with excellent credit
Credit cards that require excellent credit typically offer lower rates, special introductory deals or savings with cash back and special rewards cards. If you qualify, you can be approved faster and get on your way toward lower interest rates, more options and better benefits.
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Editor's Rating:
9.0
-
Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
As low as 12.99% Variable |
| Annual Fee: |
None |
| Intro Period: |
up to 6 months on Purchases |
| Balance Transfer: |
Yes |
| Credit Needed: |
*Excellent/Good
|
Don't know your Credit Score? Click here
- 3% bonus cash back offers in popular, rotating categories like gas, home improvement and department stores
- Full 1% Cash Back on everything else - no spending tiers or caps on how much you can earn
- Up to an additional 20% cash back at select merchants when you shop online through Chase
- 0% Intro APR and No Annual Fee
-
Editor's Rating:
9.5
-
Consumer Rating: (19 ratings)
9.1
| Intro APR: |
0% |
| Regular APR: |
As Low As 11.99% Variable |
| Annual Fee: |
None |
| Intro Period: |
Up to 15 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Good
|
Don't know your Credit Score? Click here
- 0% APR* on balance transfers and purchases for up to 15 months
- No annual fee
- Citi® Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
- Extra Cash from Citi: enjoy significant discounts on gift cards, travel, merchandise and more.
-
Editor's Rating:
8.5
-
Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
As low as 13.24% Variable |
| Annual Fee: |
None |
| Intro Period: |
up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% Intro APR for up to 12 months
- No Annual Fee
- Pay down balances on your terms with Blueprint(SM)
- Zero Liability on unauthorized purchases
- E-mail and text alerts
-
Editor's Rating:
9.0
-
Consumer Rating: (20 ratings)
8.9
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
12 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
-
Editor's Rating:
9.5
-
Consumer Rating: (7 ratings)
9.6
| Intro APR: |
See Terms* |
| Regular APR: |
As Low As 15.24% |
| Annual Fee: |
No Annual Fee |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% Intro APR for 6 months on purchases
- No Annual Fee
- Earn Membership Rewards(R) points for your everyday purchases, and enjoy fast and easy ways to earn and redeem so you can get the rewards you want now
- Express Approval. Get a decision in less than 60 seconds.
-
Editor's Rating:
9.0
-
Consumer Rating: (1 ratings)
9.0
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
-
Editor's Rating:
8.0
-
Consumer Rating: (1 ratings)
4.0
| Intro APR: |
N/A |
| Regular APR: |
N/A |
| Annual Fee: |
$450 annual fee |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn 25,000 Membership Rewards(R) bonus points when you spend $1,000 in 3 months - Redeemable for one round-trip domestic airline ticket!
- 24-hour access to Concierge service for the finest experiences in dining, entertainment, and luxury
- Fine Hotels & Resorts Program - exclusive amenities at boutique, resort, and luxury hotels around the world
- By Invitation Only(R)Events - access to exclusive, once-in-a-lifetime events
- Complimentary Airport Club Access
- The Membership Rewards First(R) program - Enjoy exclusive access to rewards and experiences featuring luxury retail, lifestyle, and world-class travel
-
Editor's Rating:
8.5
-
Consumer Rating: (3 ratings)
8.7
| Intro APR: |
N/A |
| Regular APR: |
N/A |
| Annual Fee: |
$125 annual fee |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
-
Editor's Rating:
9.0
-
Consumer Rating: (11 ratings)
8.9
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
Up to 6 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
- 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.
-
Editor's Rating:
8.0
-
Consumer Rating: (6 ratings)
9.2
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
- Double Miles on up to $3,000 in travel and restaurant purchases each year
- Book any travel, anytime with no blackout dates or restrictions
- 1 Mile for every $1 on all your other purchases
- Unlimited Miles that never expire
- No Annual Fee
-
Editor's Rating:
9.0
-
Consumer Rating: (6 ratings)
9.5
| Intro APR: |
See Terms* |
| Regular APR: |
As Low As 17.24% |
| Annual Fee: |
No Annual Fee |
| Intro Period: |
Up to 12 Months |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
- No Annual Fee
- 0% Intro APR for 6 months on purchases
- Express Approval. Get a decision in less than 60 seconds.
-
Editor's Rating:
9.0
-
Consumer Rating: (3 ratings)
9.7
| Intro APR: |
See Terms* |
| Regular APR: |
As Low As 17.24% |
| Annual Fee: |
No Annual Fee |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% Intro APR for 6 months on purchases
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
-
Editor's Rating:
0.0
-
Consumer Rating: (4 ratings)
7.0
| Intro APR: |
N/A |
| Regular APR: |
7.25% |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 7.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- No Annual Fee
-
Editor's Rating:
8.0
-
Consumer Rating: (3 ratings)
8.3
| Intro APR: |
See Terms* |
| Regular APR: |
15.24% |
| Annual Fee: |
See Terms* |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
-
Editor's Rating:
8.5
-
Consumer Rating: (1 ratings)
6.0
| Intro APR: |
3.99%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Cash Rewards for your good credit management!
- Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
- 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
-
Editor's Rating:
9.0
-
Consumer Rating: (2 ratings)
8.0
| Intro APR: |
See Terms* |
| Regular APR: |
15.24% |
| Annual Fee: |
See Terms* |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
- Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
- No Annual Fee with your paid Costco Membership
- The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
- No Limit on the Cash Back earned
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
9.25% |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Excellent Credit Required - Applicants that do not have excellent credit will not be approved
- Low 9.25% variable standard purchase APR and platinum benefits
- No balance transfer fee for balances transferred in response to this online offer
- Travel Rewards - cardholders who enroll in the program receive one point per net dollar spent
- Choose any U.S. based airline or ticket class. No blackout dates or seating restrictions
- Other travel related options are hotels, cruises, vacation packages, car rental, and restaurants
-
Editor's Rating:
8.5
-
Consumer Rating:
0.0
| Intro APR: |
0% |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Help protect the planet with the new biodegradable Discover Card
- Card plastic breaks down 99% within five years in landfill conditions
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
-
Editor's Rating:
0.0
-
Consumer Rating: (1 ratings)
7.0
| Intro APR: |
N/A |
| Regular APR: |
13.24% |
| Annual Fee: |
$495 |
| Intro Period: |
N/A |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 24-Hour Concierge Service: Enjoy the personalized assistance of a 24-hour Concierge Service catering to entertainment, travel, business, shopping and lifestyle needs.
- Exclusive Rewards Program: Receive 1% cash back on all purchases with Black Card’s Exclusive Rewards Program.
- Travel Redemption: Redeem points at a higher rate for flights on any airline at any time. No blackout dates or advance purchase requirements.
- Luxury Gifts: Cardmembers receive luxury gifts from some of the world's top brands.
- Travel Lounge Priority Pass: Complimentary membership which provides access to over 600 lounges in more than 100 countries.
- Limited Membership: Membership is limited to ensure the highest caliber of personal service is provided to each Cardmember.
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
$60* |
| Intro Period: |
6 months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 25,000 Bonus Miles – 1,000 Miles each month you make a purchase the first 25 months
- Unlimited Double Miles on all purchases
- Book any travel, anytime with no blackout dates or restrictions
- 2 additional Miles for every $1 you spend through ShopDiscover, our exclusive online shopping site
- Enhanced travel benefits
- Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
See Terms* |
| Regular APR: |
14.50% |
| Annual Fee: |
$450 per year |
| Intro Period: |
See Terms* |
| Balance Transfer: |
Yes |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Annual First-Class companion certificate, which can be used for a First-Class or Coach-Class ticket!
- Earn up to 10,000 Medallion(R) Qualification Miles (MQMs) after your first purchase
- Built-in Miles BoostSM - earn up to 30,000 MQMs and 30,000 bonus miles
- Complimentary Crown Room Club(R) access for you and two guests
- Access to American Express(R) Concierge Services
- Pay with Miles - pay for all or part of any Delta flight with your miles
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
As low as 12.24% Variable |
| Annual Fee: |
None |
| Intro Period: |
N/A |
| Balance Transfer: |
NA |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
- Redeem points for travel, gift cards, merchandise, cash back and more
- 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
- Points never expire and there are no limits on how many points you can earn
- 24/7 Dedicated service advisors (No voice recording)
- Premier travel and purchase protection benefits
-
Editor's Rating:
8.5
-
Consumer Rating:
0.0
| Intro APR: |
N/A |
| Regular APR: |
N/A |
| Annual Fee: |
See Terms* |
| Intro Period: |
N/A |
| Balance Transfer: |
No |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Earn 15,000 Membership Rewards(R) bonus points when you spend $1,000 in your first 3 months of Card membership
- Earn Membership Rewards points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
- Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year.
- No annual fee for your first year, a savings of $175
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
0%* |
| Regular APR: |
as low as 11.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 Months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% APR on Balance Transfers and Purchases for a full 6 months
- 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
- Instant Response within 60 seconds
- No Annual Fee
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
0%* |
| Regular APR: |
as low as 12.99% Variable* |
| Annual Fee: |
None |
| Intro Period: |
6 months* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- 0% APR on Balance Transfers for a FULL 12 months
- 0% APR on Purchases for a FULL 6 months
- Get $50 Cashback Bonus after your first $599 in purchases
- 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants and more
- Up to 1% unlimited Cashback Bonus on all other purchases automatically
- Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners
-
Editor's Rating:
0.0
-
Consumer Rating:
0.0
| Intro APR: |
* |
| Regular APR: |
* |
| Annual Fee: |
N/A |
| Intro Period: |
* |
| Balance Transfer: |
Yes* |
| Credit Needed: |
Excellent
|
Don't know your Credit Score? Click here
- Free Credit Report
- Free Credit Score
- Free Credit Monitoring trial (30 days)
- Online Delivery
- 24/7 Online Access to your Report
Sign-up Today!
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.
* See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click on the “Apply Here" button and review info on the secure credit card terms page.