Credit Cards for Excellent Credit

Excellent Credit Credit Cards

So what is considered to be excellent credit? A credit score of 750 or above is generally considered to be excellent credit and qualifies people for excellent credit credit cards. While it can vary, a score between 700 and 750 tends to be considered above average or good credit. Individuals with a high credit score as 750 are most eligible for the best credit card rates available.

Don’t just pick any excellent credit credit card

In addition to having excellent credit, card issuers evaluate your repayment history, your income versus your credit, your address history, how long you've had certain types of credit or maintained a specific type of credit product such as a mortgage. With excellent credit, you can afford to be more particular because you have access to the best excellent credit card deals available.

Receive your credit card faster with excellent credit

Credit cards that require excellent credit typically offer lower rates, special introductory deals or savings with cash back and special rewards cards. If you qualify, you can be approved faster and get on your way toward lower interest rates, more options and better benefits.

  • Editor's Rating: 9.0 Top Pick
  • Consumer Rating: (11 ratings) 8.9
Intro APR: 0%*
Regular APR: as low as 11.99% Variable*
Annual Fee: None
Intro Period: Up to 6 Months
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • Double Cashback Bonus automatically on your first $250 in purchases each month at any gas station and any restaurant.
  • 5% to 20% Cashback Bonus at over 100 top retailers through our exclusive online shopping mall, ShopDiscover(SM)
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Flexible redemption options: choose from Partner gift cards, merchandise, Discover® gift cards, credit to your Discover card account or an electronic deposit to your bank account
  • Turn your Cashback Bonus into bigger rewards by redeeming for gift cards or eCertificates from over 100 brand-name Partners such as Bed, Bath & Beyond®, Red Lobster® and Lands' End®.

  • Editor's Rating: 8.0
  • Consumer Rating: (6 ratings) 9.2
Intro APR: 0%*
Regular APR: as low as 11.99% Variable*
Annual Fee: None
Intro Period: 6 Months*
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • 12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months
  • Double Miles on up to $3,000 in travel and restaurant purchases each year
  • Book any travel, anytime with no blackout dates or restrictions
  • 1 Mile for every $1 on all your other purchases
  • Unlimited Miles that never expire
  • No Annual Fee
  • Editor's Rating: 9.0
  • Consumer Rating: (6 ratings) 9.5
Intro APR: See Terms*
Regular APR: As Low As 17.24%
Annual Fee: No Annual Fee
Intro Period: Up to 12 Months
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • When you shop with Blue Cash, you can earn up to 5% cash back on every eligible purchase
  • No Annual Fee
  • 0% Intro APR for 6 months on purchases
  • Express Approval. Get a decision in less than 60 seconds.
  • Editor's Rating: 9.0
  • Consumer Rating: (3 ratings) 9.7
Intro APR: See Terms*
Regular APR: As Low As 17.24%
Annual Fee: No Annual Fee
Intro Period: See Terms*
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • 0% Intro APR for 6 months on purchases
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval. Get a decision in less than 60 seconds.
  • Editor's Rating: 0.0
  • Consumer Rating: (4 ratings) 7.0
Intro APR: N/A
Regular APR: 7.25%
Annual Fee: None
Intro Period: N/A
Balance Transfer: No
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • Excellent Credit Required - Applicants that do not have excellent credit will not be approved
  • Low 7.25% variable standard purchase APR and platinum benefits
  • No balance transfer fee for balances transferred in response to this online offer
  • No Annual Fee
  • Editor's Rating: 8.0
  • Consumer Rating: (3 ratings) 8.3
Intro APR: See Terms*
Regular APR: 15.24%
Annual Fee: See Terms*
Intro Period: See Terms*
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
  • Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
  • No annual fee for the first year and $45 thereafter
  • Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
  • Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
  • Express Approval. Get a decision in less than 60 seconds.
  • Editor's Rating: 8.5
  • Consumer Rating: (1 ratings) 6.0
Intro APR: 3.99%*
Regular APR: as low as 11.99% Variable*
Annual Fee: None
Intro Period: 6 Months*
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • Cash Rewards for your good credit management!
  • Get a Pay-On-Time Bonus(SM) equal to a full month’s interest every time you make 6 on-time payments in a row—twice a year, every year
  • 5% to 20% Cashback Bonus® at top retailers through our exclusive online shopping site
  • Up to 1% Cashback Bonus on all other purchases
  • Unlimited cash rewards
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • Editor's Rating: 9.0
  • Consumer Rating: (2 ratings) 8.0
Intro APR: See Terms*
Regular APR: 15.24%
Annual Fee: See Terms*
Intro Period: See Terms*
Balance Transfer: Yes*
Credit Needed: Excellent

Don't know your Credit Score? Click here

  • Earn cash back on gas and a $25 statement credit with your first purchase made with the Card.
  • Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
  • No Annual Fee with your paid Costco Membership
  • The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
  • No Limit on the Cash Back earned
FICO scores/credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for.  However, credit score alone does not guarantee or imply approval for any First PREMIER® Bank product.

* See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click on the “Apply Here" button and review info on the secure credit card terms page.