• Editor's Rating: 8.0
  • Consumer Rating: (1 ratings) 8.0
Intro APR: 0%
Regular APR: 13.99%
Annual Fee: None
Intro Period: 12 Months - P
Balance Transfer: Yes*
Credit Needed: Excellent

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  • 0% Intro APR for 12 months on purchases and 3.99% intro APR for 6 months on balance transfers
  • 12,000 Bonus Miles*
  • Earn 5 to 20% Cashback Bonus at top retailers through Discover’s exclusive online shopping site
  • No annual fee
  • Earn Double Miles on travel and gas*

EDITORS' RATINGS OVERALL SCORE

8.0

Overall

The Bottom-Line

As a balance transfer card, this card offers 0% interest through April 2009. It’s a good rewards card option offering flexible rewards and bonus opportunities to earn points faster.

The Good

Unlimited miles; gas and travel purchases earn double the rewards, purchases made with employee cards can earn points too.

The Not So Good

The regular rate is not as low as some similar rewards cards; the default rate can be quite high.

CARD DESCRIPTION

The Discover® Business Miles is a good card option for small business owners with good credit and higher interest credit card balances to transfer.  This card offers a generous rewards program and miles can be redeemed for travel credits on any airline, as well as for gift cards and cash. There is no annual fee and you can earn 12,000 bonus miles and there are other opportunities to earn rewards and bonus points.

This Discover card offers unlimited miles, gas and travel purchases which earn double the rewards for you and purchases that are made with your employee's cards can earn for you as well. This makes a great balance transfer card if you have balances on high interest cards and you pay off the balance within the introductory period.

The Discover Business Miles Card is a great option for small business owners and gives you both flexibility and control over what you spend and how you earn rewards. You can gain points faster with this card compared to others and you can redeem your points for travel without blackout dates and other restrictions that come with many business travel rewards cards.

Read Customer Reviews (Last Reviewed: Aug 03, 2008)

DETAILED EDITORS' RATINGS

8.0

Introductory APR

0% through October 2008 on purchases and 0% through April 2009 on balance transfers.

8.0

Benefits

Free employee cards with customizable spending limits; free travel benefits and online quarterly and annual statements. Miles can be redeemed for travel credits on any airline, gift cards or cash.

8.0

Fees

No annual fee; 3% for balance transfers and cash advances.

7.5

Regular APR

13.99%