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Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

 

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4.2/5.0 from 1,515 Offer Ratings
Over the Past 60 Days!

(1,515) Over the Past 60 Days!
  • Intro Purchase APR 0%* for 21 months on Purchases*
  • Intro BT APR 0%* for 21 months on Balance Transfers*
  • Regular Purchase APR 13.99% - 23.99%* (Variable)
  • Annual Fee $0*
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 877-836-4537 TTY: Use Relay Service
  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% - 23.99% based upon your creditworthiness* 
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer 
  • Citi® Price Rewind searches for lower prices online for 60 days for your registered purchases: you can get back up to $500 per item and $2,500 a year*
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions 
  • No annual fee*
  • Free access to FICO® Scores*

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Capital One® VentureOne® Rewards Credit Card

 

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4.3/5.0 from 620 Offer Ratings
Over the Past 60 Days!

(620) Over the Past 60 Days!
  • Rewards Rate 1.25 Miles per dollar on every purchase, every day
  • Intro Purchase APR 0% intro on purchases for 12 months
  • Regular Purchase APR 12.99% - 22.99% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn

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Discover it® Miles

 

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Your Rating:

3.9/5.0 from 429 Offer Ratings
Over the Past 60 Days!

(429) Over the Past 60 Days!
  • Bonus Miles We'll match all the Miles you've earned at the end of your first year.*
  • Rewards Rate 1.5 Miles per $1 Spent*
  • Redeeming is Easy Redeem your Miles as a statement credit towards travel purchases*
  • Annual Fee $0
  • Credit Needed Excellent/Good Credit
  • Card Brand Discover

Highlights

  • We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
  • Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.
  • No Blackout Dates –fly any airline, stay at any hotel.
  • Redeem your Miles as a statement credit towards travel purchases.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • New! Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • No Annual Fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Discover Match® details & other information.

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Wells Fargo Cash Wise Visa® Card

 

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Your Rating:

3.7/5.0 from 135 Offer Ratings
Over the Past 60 Days!

(135) Over the Past 60 Days!
  • Rewards Rate Unlimited 1.5% Cash Back*
  • Sign Up Bonus Earn $200 cash rewards bonus*
  • Mobile Wallet Rate Enjoy 1.8% cash rewards with Apple Pay® or Android Pay™, during the first 12 months*
  • Annual Fee $0
  • Credit Needed Good/Excellent
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $200 cash rewards bonus after spending $1,000 in the first 3 months
  • Earn unlimited 1.5% cash rewards on purchases
  • Enjoy 1.8% cash rewards on qualified mobile wallet purchases, like Apple Pay® or Android Pay™, during the first 12 months from account opening
  • No category restrictions or sign ups and cash rewards don't expire as long as your account remains open
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Cash Wise Visa® Card
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 13.99%-25.99% variable APR; balance transfer fees apply
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

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Chase Sapphire Preferred® Card

 

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Your Rating:

3.8/5.0 from 307 Offer Ratings
Over the Past 60 Days!

(307) Over the Past 60 Days!
  • Bonus Rewards 50,000 bonus points
  • Rewards Rate 2X points on travel and dining
  • Bonus Perks 1:1 point transfer to leading airline and hotel loyalty programs
  • Annual Fee $0 Intro for the First Year, then $95
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards

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Susan G. Komen® Credit Card

 

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Your Rating:

4.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!
  • Intro Purchase APR 0% Introductory APR on purchases for 12 billing cycles
  • Intro BT APR 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days
  • Regular APR 13.99% - 23.99% Variable APR on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • From June 2015 through December 2020, Bank of America is guaranteeing to Susan G. Komen® $3 million in conjunction with its Pink Ribbon Banking credit card and checking program.
  • Susan G. Komen ® has received more than $7 million from Bank of America from this program since 2009.
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • No annual fee
  • No changing categories and no expiration on rewards
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • 0% Introductory APR for 12 billing cycles for purchases and for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers.

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Discover it® - 18 Month Balance Transfer Offer

 

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Your Rating:

4.0/5.0 from 322 Offer Ratings
Over the Past 60 Days!

(322) Over the Past 60 Days!
  • Intro Balance Transfer APR 0% for 18 Months*
  • Rewards Rate Up to 5% cash back in bonus categories, 1% on everything else*
  • Exclusive Bonus Offer Get a dollar-for-dollar match of all the rewards you've earned at the end of your first year, automatically*
  • Annual Fee $0
  • Credit Needed Excellent/Good Credit
  • Card Brand Discover

Highlights

  • Click "APPLY NOW" to apply online or call 888-333-5886
  • New! Receive FREE Social Security number alerts—Discover will monitor thousands of risky websites when you sign up.
  • You could turn $150 into $300 with Cashback Match™.Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back at Amazon.com and Target now through December 2017, on up to $1,500 in purchases when you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

See additional details for Discover it® - 18 Month Balance Transfer Offer

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*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

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Picture of Kris-daniel DeValck Brown

By: | Jun 2, 2017

I use my Discover on every Continent and no one says a word.

Picture of Pat Harris-Vanlue

By: | Jun 2, 2017

I have 4 of these cards and the best with cashback has been Amex hands down. The annual coverage for the Gold Amex is high but the rewards are also great.

Picture of Sally Black

By: | Jun 2, 2017

I am going for the BankAmericard credit card!

Picture of Nerissa Muega

By: | Jun 2, 2017

I have BOA and Citi card

Picture of Michael Bateson

By: | Jun 1, 2017

Capital One Quicksilver is the best card I've ever had. You sign up and you get a message on your IPhone face saying that your purchase at wherever you bought something is approved, gives you the price you paid, and is very reassuring that if you didn't make the purchase, you know right away, and can deal with it right away. Plus you can get an app for balances and credit score. Great card!

2 Replies

By: David O. Lewis | Jun 18, 2017

I agree, Quicksilver is a great card. Everything you mentioned plus credit scoring/monitoring. You can't beat it. I was at a Honda dealer leasing a car for my wife. The salesman said we are going to check your credit. Before he returned my phone beeped, telling me Honda Finance had just checked my credit. You just can't beat that.!!!

By: Marjorie Powell | Aug 8, 2017

I agree. I've had one for years and find it gives good cash back on purchases. The customer service is great also.

Picture of Chet Barnette

By: | Jun 1, 2017

I have had my Bank of America Visa card since 1968. I can walk in the day it is due and pay the card balance. I know it can be done online now but back then it was a big deal for me. Thank you Bank of America

Picture of Ron Perkins

By: | May 27, 2017

With my Discover IT card, I get 5% cashback on select categories each quarter and 1% on most all others. While many issuers require a minimum of $ 25.00 to redeem your cash back or give you a choice of a bill credit or a check for that 1-5%, so does Discover, but they also have a nice twist. If you go into their website and spend you cashback with their 'partners', you can turn that 5% into 10-20% by using it towards gift cards. For example, I get a $ 25.00 Bed Bath & Beyond card for $20 of my cash back. There are many more. That's one example of getting $ 100.00 for only $80.00. No other card matches that!

Picture of Evelyn Hart

By: | May 25, 2017

I received my Discover Card in 1992, when it was given out via Sears and I have used this card from Asia, to Europe and Africa. I love it

1 Reply

By: Janice Huffman Hokerson | Jun 14, 2017

have not tired them but thinking of it

Picture of Gerry A. Manzari

By: | May 23, 2017

For those that have excellent credit, Chase is going to be the best.

8 Replies

By: Jan Ginn | May 27, 2017

Chase is awesome!!!! I love the cash back feature!!!

By: Jennie Reyes | May 28, 2017

I totally agree. I've had them for several years.

By: Trina Lomax | May 31, 2017

Yes, you got that right!!!!

By: Pepa Kossewski | May 31, 2017

chase unlimited is the one i use everyday! fantastic

By: Sonja Rutledge | Jun 1, 2017

I have Chase, also and I do have good credit. .

By: Erlinda Jones | Jun 2, 2017

you're right, its the BEST

By: Mark Henderson | Jun 2, 2017

Agreed. Chase credit cards are awesome!

By: Pepa Kossewski | Jun 15, 2017

that's the only cc i own, i pay it in full, have a big great line of credit, but when i travel overseas i use the capital one due to it's free foreign fee and protection against any theft.

Picture of Debbie Nichols

By: | May 21, 2017

I have done really well with my discover and capital one Venture

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

Best Credit Card for Excellent Credit Holders

Those who have exceptionally good credit may want to apply for the best credit cards that especially cater to people with above average credit scores and stellar credit histories. Credit card companies will usually offer special perks, features, interest rates, and other preferential service to those who qualify for top credit cards.

By federal law you are allowed to access your credit reporting files free of charge once a year. For a small fee you can see them more than once per year and can also gain access to your FICO score – which is commonly referred to as your credit score. Credit scores for excellent credit range from 700 to 850 and are determined by using a proprietary algorithm which factors in several components of credit worthiness. If your score is above 700 that’s quite good and for most issuers is considered excellent.

To maintain your high rating follow the tips on how to preserve your credit. If you need help to improve your credit score to qualify for an excellent credit credit card, then take advantage of the many free, user-friendly financial management resources, articles, and tools that we offer. Once you have earned excellent credit you have a wide range of reward card options as well as promotional 0 percent introductory APRs which come with very attractive ongoing interest rates – typically around 12%.

Reviews
" " CompareCards says issuers are providing such generous deals, they're virtually irresistible for those willing to switch.

" " Those who always pay their balances in full and on time will usually come out ahead.

" " The offers on the credit card landscape are constantly changing which is great news for consumers.

" " In the future, the companies that will thrive are those able to give customers exactly what they want, the way they want it, when they want it.

" " CompareCards was one of three sites that met all the criteria.

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