READYdebit™ card, Editor Reviewed at CompareCards.com

READYdebit® Card

Editor's Rating: 9.0
Consumer Rating: (4 ratings) 8.8

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Intro APR:	*
Regular APR:	*
Annual Fee:	N/A*

Intro Period:	*
Balance Transfer:	Yes*

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100% Approval Guaranteed!* – No Chexsystems or credit checks, bankruptcy okay!
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Better than a checking account – Great online bill pay service with no overdraft, bounced check fees – EVER!
Pay Nothing Now! – No deposits or prepayments required to get your card.
FREE Direct Deposit! – stop paying to cash your paycheck.
FREE phone and online access to your card account!

EDITORS' RATINGS OVERALL SCORE

9.0

Overall

The Bottom-Line

A very good debit card option for anyone interested in having the convenience of plastic and the ability to transfer funds without paying expensive transaction fees.

The Good

All of the flexibility of plastic with zero overdraft fees and free direct deposit. Online bill pay service and yet it can be used to make purchases anywhere that Visa debit cards are accepted.

The Not So Good

As far as debit cards go, there isn’t much negative. A monthly fee of $5 is about the only negative but considering there are never any overdraft fees, this is a minor point.

CARD DESCRIPTION

The ReadyDebit card is a prepaid debit card that works just like a checking account but with more convenience and more features. For instance, you can even sign up for free direct deposit and online account features. The ReadyDebit card offers a great online bill pay service that is accepted anywhere that will accept a Visa debit card. It offers no fees for overdraft or non-sufficient funds making it better to use than a checking account. Plus you will never have to worry about being charged for a bounced check.

It offers you the convenience of plastic and the ability to transfer funds without having to pay expensive fees for your transactions and you will only be charged a small monthly fee of $5.00 to have the card. The low activation fee and the guarantee of no overdraft charges make this an excellent choice for a debit card.

There is a 100% guaranteed approval rate even if you have filed for bankruptcy and there are no credit checks. You will not be required to make a deposit or prepayment in advance to receive the card. When you consider all of these benefits you will understand why the ReadyDebit card is considered one of the best prepaid Visa card available.

Read Customer Reviews (Last Reviewed: Aug 03, 2008)

DETAILED EDITORS' RATINGS

8.5

Benefits

No overdrafts, free direct deposit and free bill pay with direct deposit, a low set up and low monthly fee. No charge to transfer money card to card.

8.0

Fees

$10 activation fee; $1.50 ATM withdrawal; $5 monthly service