Baby Phat Prepaid Visa® RushCard

Editor's Rating: 8.0
Consumer Rating: 0.0

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Intro APR:	*
Regular APR:	*
Annual Fee:	See Terms*

Intro Period:	*
Balance Transfer:	Yes*

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Show your style with the BabyPhat RushCard
Guaranteed approval*
No Credit Check
Free Direct Deposit of pay, tax refund, anticipation loans
No Overdraft Fees/ No Check Fees/ No Interest Fees
Free Credit Builder

Category: Prepaid Debit Cards
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EDITORS' RATINGS OVERALL SCORE

8.0

Overall

The Bottom-Line

Developed by hip-hop celebrity Russell Simmons the Baby Phat Prepaid Visa RushCard has a unique visual design and offers convenient ways to have access to a credit card and build your credit rating.

The Good

The card looks hip and has great features for those who want to establish credit history or have bad credit but want to rebuild it.

The Not So Good

This is a prepaid only card so it works more like a debit card than an actual credit card.

CARD DESCRIPTION

Russell Simmons created the Prepaid RushCard which lets you put money into the card’s account for free by direct deposit and then use the card for purchases or paying bills. So it offers the features of a typical debit card but with no credit check or employment verification, which makes it the ideal card for those who lack those credentials or have damaged credit and have been turned down by traditional card companies. But instead of the basic black design of the typical RushCard, card, the Baby Phat Prepaid Visa RushCard comes in playful pink and displays the easily recognizable and famous Baby Phat feline logo.

Use the Baby Phat Prepaid Visa RushCard for making purchases or paying bills anywhere they accept Visa debit cards, including at stores, Internet sites and by phone. There is no risk of spending more than your credit limit because the spending limit is set and controlled by the card user who deposits money to create the amount of available credit. There is a one-time activation fee, but no annual, monthly, or customer service fee.
Online money tools help track your balance, deposit, and transaction information via the Internet and you can pay rent, utilities, and other expenses with the card through an optional service. The card also offers a $5 referral bonus for anyone you refer who becomes an active RushCard member.

DETAILED EDITORS' RATINGS

8.0

Benefits

8.0

Fees

Only a one-time activation fee.