American DreamCard™ MasterCard®

Editor's Rating: 7.5
Consumer Rating: 0.0

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Intro APR:	N/A
Regular APR:	14.99% or 21.99% Variable
Annual Fee:	$0- $59*

Intro Period:	N/A
Balance Transfer:	No
Credit Needed:	Fair

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Over $1.1 Million Awarded to Date!
Large monthly cash jackpots
Earn entries from everyday shopping
Get 1,000 entries just for applying!
A New Winner Every Month!
Refer your friends and automatically receive 50 entries for each referral and get a signing bonus of 1,000 entries for each referral who is approved for the American DreamCard™

Category: Reward Credit Cards
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EDITORS' RATINGS OVERALL SCORE

7.5

Overall

The Bottom-Line

A card for those with good credit that offers the unique feature that each month the cardholder has a chance to win a sweepstakes lottery.

The Good

Cardholders have a chance to win a monthly sweepstakes.

The Not So Good

The card has a low acceptance rate so you need better than average credit for this one.

CARD DESCRIPTION

Each cardholder of the American DreamCard Mastercard has eight different ways to become eligible to participate in a monthly sweepstake that pays out a handsome sum. You can earn one entry for every dollar you spend on your card up to a maximum of $1,000 per transaction, you can earn 1,000 entries as an introductory bonus for applying, and you can earn 100 entries by enrolling in the online account payment service program. 50 entries are given to those who refer friends, and if they are approved you earn 1000 entries.

DETAILED EDITORS' RATINGS

7.5

Benefits

8.0

Fees

In line with other offers.

8.0

Regular APR

14.99 percent subject to change