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3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 14.49% - 22.49%
  • Balance Transfer APR 14.49% - 22.49%
  • Cash Advance APR 25.24%
  • Annual Fee $40
  • Late Payment Fee Up to $37
  • Cash Advance Fee Either $10 or 5% of the amount of each transaction, whichever is greater
  • Returned Payment Fee Up to $37
  • Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater
  • Foreign Exchange Fee 3%
  • Minimum Interest Charge None


  • Click "APPLY NOW" to apply online
  • Earn rewards while pampering yourself with clothing, bags, accessories, and of course, shoes! Earn 3 points for every dollar spent at
  • Earn 1 point for every dollar spent on purchases elsewhere, including at restaurants, gas stations, movie theatres, and anywhere Visa credit cards are accepted.
  • Rewards are automatic. As soon as you reach 2,500 points, a $25 gift certificate will be emailed to you by Zappos.
  • No annual fee.

Expert Reviews

From the Editorial Team

The Rewards Visa offers exclusive benefits to cardholders such as 1 reward point for every $1 spent on all other purchases. With the added benefit of earning rewards points outside of, those looking to maximize rewards could benefit from this card. 

Expert Reviews of the Rewards Visa

  • 3.5

    Regular APR

  • 0.0

    Intro APR

  • 2.0


  • 4.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line takes the work out of managing rewards, as soon as you earn 2,500 rewards points automatically a $25 gift card is sent in the mail to you. 

The Good

This card offers no annual fee and a variable APR of 14.49% to 22.49%.

The Not So Good

Rewards points are only redeemable with, so for those looking to utilize rewards points elsewhere this is not the card for you. 


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This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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