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Wells Fargo Propel 365 American Express® Card

Wells Fargo Propel 365 American Express® Card

An Advertising Partner

 

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  • Regular Purchase APR 14.24%-22.24% (Variable)
  • Intro Purchase APR 0% for 12 Months
  • Intro BT APR 0% for 12 months
  • Annual Fees $0 for the first year, then $45
  • Credit Needed

    Excellent

  • Card Brand American Express

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 20,000 bonus points when you spend $3,000 in net purchases in the first 3 months
  • Earn 3X points at U.S. gas stations, 2X points at U.S. restaurants, and 1X points on other net purchases every day
  • 0% Intro APR for 12 months on purchases and balance transfers, after that the variable APR will be 14.24%-22.24%
  • Enjoy special offers on airfare, hotels, and amenities, plus a 24/7 concierge and other travel and purchase protection benefits
  • Earn an annual relationship bonus of 10%, 25%, or 50% on non-bonus rewards points if you maintain a qualifying consumer Wells Fargo Checking or Savings Account
  • Redeem points for travel, gift cards, cash redemption options or merchandise through Go Far™ Rewards
  • Your points do not expire as long as your account is open and there is no cap on the non-bonus points you can earn
  • Select "Apply Now" to learn more about the product features, terms, and conditions

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee 3% intro for 12 months, then 5%

Cash Advance Fee 5%

Penalty APR None

Ongoing Information

Annual Fee $0 for the first year, then $45

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance No

Extended Warranty Program No

Roadside Assistance No

Purchase Protection No

Travel Assistance No

Flight Accident Insurance No

Lost Luggage Reimbursement No

Concierge Service No

Expert Reviews

From the CompareCards.com Editorial Team

The Wells Fargo Propel 365 American Express Card is a great choice if you're look for a travel rewards credit card that earns points on every purchase.  For starters, you get 20,000 bonus points when you spend $3,000 in the first 3 months. Cardholders earn a generous 3x points at U.S. gas stations, 2x points at U.S. restaurants and 1x points on all other net purchases.

You can make your rewards go even further with an annual relationship bonus of 10%, 25%, or 50% if you maintain a qualifying Wells Fargo consumer checking or savings account. In addition to the fantastic sign up bonus and rewards rates, you'll receive 0% intro APR for 12 months on purchases and balance transfers. After that, there is a variable APR of 14.24%-22.24%. 

As long as your account is open, points never expire and they can be redeemed for travel, gift cards, cash redemptions and more. There are no foreign transaction fees, and the annual fee is $45, but there is no annual fee the first year.

Expert Reviews of the Wells Fargo Propel 365 American Express® Card

  • 3.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

This is a solid rewards card with a big sign up bonus, great on going rewards, and a nice intro APR. It could help you save a lot of money, especially if you're a frequent traveler.

The Good

Earning 3x on gas and 2x on restaurants can really help you rack up the points. Plus, the relationship bonus is a great extra perk if you bank with Wells Fargo.

The Not so Good

There's a $45 annual fee, but it's waived the first year.

Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Wells Fargo.

Consumer Reviews

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