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If you have a home mortgage through Wells Fargo, then the Wells Fargo Home Rebate Visa card may be the perfect credit card for you. Many Americans aren't interested in navigating the ins and outs of credit card rewards, but they might be very interested in an offer to help them pay down their mortgage quicker. With this card, you earn cash rewards that automatically go toward paying down the principle of your mortgage. Cardholders earn a 5% rebate on gas, groceries, and drugstores for the first 6 months of cardmembership. On top of that you'll earn 1% for every $1 spent on all other purchases everyday. Furthermore, this card has no annual fee and it comes with a great intro APR of 0% for 15 months on purchases and balance transfers.
If you have a mortgage through Wells Fargo and want your credit card rewards to go towards paying down your mortgage quicker, then this is definitely the card for you.
You're essentially paying down your mortgage a little more every time you use your card. If it's your goal to own your home outright as soon as possible, this credit card will help you get there a little quicker.
The ongoing rewards rate of 1% isn't very competitive. And if you don't have your mortgage through Wells Fargo, then this card won't be any use to you.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.