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Wells Fargo Cash Back Visa® Card

Wells Fargo Cash Back Visa® Card

 

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Over the Past 60 Days!

(0) Over the Past 60 Days!

  • APR 12.40% – 26.24% variable APR
  • Intro APR 0% introductory APR for 15 months
  • Balance Transfer APR 12.40% – 26.24% variable APR
  • Balance Transfer Intro APR 0% introductory APR for 15 months
  • Cash Advance APR 24.24% - 26.24%
  • Annual Fee $0
  • Late Payment Fee Up to $37
  • Cash Advance Fee Either $10 or 5%, whichever is greater
  • Returned Payment Fee Up to $37
  • Balance Transfer Fee Up to 5%, with a minimum of $5
  • Foreign Exchange Fee 3% of each transaction converted to U.S. dollars
  • Minimum Interest Charge $1.00
  • Rewards Details Earn 1% cash rewards on every $1 spent
  • Signup Bonus 5% cash rewards for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months

Highlights

  • Click "APPLY NOW" to apply online
  • Take advantage of our lowest introductory APR and transfer higher interest rate balances.
  • Enjoy $0 annual fee.
  • Earn 5% cash rewards for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months.
  • Earn 1% cash rewards on every $1 spent on virtually all other net purchases- everyday.

Expert Reviews

From the CompareCards.com Editorial Team

This cash back credit card from Wells Fargo offers a consistent cash back rewards rate and a nice intro bonus of earning 5% cash rewards. Cardholders earn 5% cash rewards for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months. Outside of that intro bonus, you can earn 1% cash rewards on every $1 spent on virtually all other net purchases, everyday. This card also comes with an appealing intro APR of 0% for 15 months on purchases and balance transfers, and after that period is up, the ongoing APR will be 12.40% - 26.24% Variable. 

Expert Reviews of the Wells Fargo Cash Back Visa® Card

  • 3.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0

    Fees

  • 3.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Wells Fargo Cash Back Visa Card comes with a nice intro APR for purchases and balance transfers. The intro cash back bonus is very attractive, but the downside is that you'll only earn 1% back after the first 6 months.

The Good

If you spend a lot on gas, groceries, and drugstores, then the 5% cash back in those categories is very appealing. Also, this card comes with complimentary cell phone insurance, no annual fee, and a few other nice perks.

The Not So Good

Earning 1% cash back after the first 6 months is a big downside to this card. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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