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This cash back credit card from Wells Fargo offers a consistent cash back rewards rate and a nice intro bonus of earning 5% cash rewards. Cardholders earn 5% cash rewards for every $1 spent on gas, grocery, and drugstore net purchases for the first 6 months. Outside of that intro bonus, you can earn 1% cash rewards on every $1 spent on virtually all other net purchases, everyday. This card also comes with an appealing intro APR of 0% for 15 months on purchases and balance transfers, and after that period is up, the ongoing APR will be 12.40% - 26.24% Variable.
The Wells Fargo Cash Back Visa Card comes with a nice intro APR for purchases and balance transfers. The intro cash back bonus is very attractive, but the downside is that you'll only earn 1% back after the first 6 months.
If you spend a lot on gas, groceries, and drugstores, then the 5% cash back in those categories is very appealing. Also, this card comes with complimentary cell phone insurance, no annual fee, and a few other nice perks.
Earning 1% cash back after the first 6 months is a big downside to this card.
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