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Wells Fargo Business Elite Card

Wells Fargo Business Elite Card


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  • APR Prime + 5.99% to Prime + 14.99%
  • Cash Advance APR Prime + 20.74%
  • Annual Fee $0
  • Foreign Exchange Fee $0
  • Rewards Details Earn one point for every dollar OR receive 1% cash back automatically credited to your Wells Fargo business credit card account


  • Click "APPLY NOW" to apply online
  • Credit line. Up to $100,000. 
  • Number of cards. Up to 200. 
  • Increased acceptance and enhanced security. With chip technology, your Wells Fargo Business Elite Card is accepted at more payment terminals around the world. 
  • Card customization. Showcase your business every time you use your card with the Card Design Studio® service. 
  • Company administrators. Owners can designate up to three administrators to manage accounts on behalf of the company. 
  • Grace period. Up to 25 days on purchases. 
  • Visa® SavingsEdge. Enroll your card and receive discounts of up to 15%. 

Expert Reviews

From the Editorial Team

For businesses that need access to a large amount of capital for their daily operation, the Wells Fargo Business Elite Card offers high lines of credits and low interest rates. This card is best for businesses with annual sales over $1 million, and the credit line can be as high as $100,000. In addition to a very low interest rate, this card comes with no annual fee, no foreign transaction fees, and no fee for additional cards. You'll also have the choice of joining a rewards program that can either give you cash back or rewards points on all your purchases.

Expert Reviews of the Wells Fargo Business Elite Card

  • 5.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0


  • 4.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line

Big businesses often need big lines of credit to operate, and that's exactly what this credit card specializes in.

The Good

The interest rate can be as low as Prime + 5.99%, and the are very few fees. These features can save business owners a lot of money if they're carrying a balance to finance their operations.

The Not So Good

This cards won't be available to everyone since you'll need to be an established business with consistent revenue to get approved. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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