Add cards to start comparing.

Compare Cards
Trust & Security
  • Norton Secured
  • BBB logo
  • DigiCert
Featured On
  • CNN Money logo
  • Forbes logo
  • The Wall Street Journal logo
  • USA Today logo
  • The New York Times logo
  • PBS logo

Walmart MasterCard Credit Card

Walmart MasterCard Credit Card

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 16.90% - 22.90%
  • Cash Advance APR 19.90% - 25.90%
  • Annual Fee $0
  • Late Payment Fee $35
  • Cash Advance Fee $5 or 3% of value, whichever is greater
  • Foreign Exchange Fee 3%
  • Minimum Interest Charge $1.00

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee
  • Gas discount at participating Walmart Gas stations
  • Special financing available in-store
  • Free monthly FICO score

Expert Reviews

From the CompareCards.com Editorial Team

The Walmart MasterCard is a credit card that you can use anywhere, but it offers special perks when you do your shopping at Walmart.

Expert Reviews of the Walmart MasterCard Credit Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0

    Fees

  • 4.0

    Benefits

  • star rating 3.0/5

    Overall Rating

The Bottom Line

The free FICO score and discount on gasoline make this card attractive to those who shop at Walmart. But those who don’t have excellent credit will wind up with an extremely high APR.

The Good

There is no annual fee, and there may be a sign-up bonus too.
Save 5¢ per gallon every day at participating Walmart Gas stations. 
With eligible purchases you can also qualify for in-store financing – for as long as 18 months. 
Walmart Credit Card accounts that sign up for electronic statements may also enroll to receive their monthly FICO score for free.

The Not So Good

The APR for purchases can go as high as 22.90%, depending upon your credit worthiness.
The APR for cash advances can go as high as 25.90%, depending upon your credit worthiness.
Plus there is a surcharge of either $5 or 3% of the amount of each cash advance, whichever is greater. 
The card also changes a foreign transaction fee of 3% of the transaction amount, so if you plan to use the card overseas keep that in mind.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

  • star rating mask

Overall Rating

3.0/5.0

1 Total Ratings

5 Star
 
 
(0)
4 Star
 
 
(0)
3 Star
 
 
(1)
2 Star
 
 
(0)
1 Star
 
 
(0)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+1 users submitted a rating without a full review

Be the first one to write an in-depth review!

Back to top ↑