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Over the Past 60 Days!
Foreign Transaction Fee None
Balance Transfer Fee 3% on balance transfers and cash advances; $200 maximum
Cash Advance Fee 3% on balance transfers and cash advances; $200 maximum
Penalty APR None
Rewards Rate None
Annual Fee $35
$0 Fraud Liability No
Auto Rental Insurance No
Extended Warranty Program No
Roadside Assistance No
Purchase Protection No
Travel Assistance No
Flight Accident Insurance No
Lost Luggage Reimbursement No
Concierge Service No
The USAA Secured Card American Express® Card is a basic secured card designed to help consumers build their credit over time. You can help boost your credit score by using this card and always making on time payments and keeping your balance low.
There are no foreign transaction fees and no penalty rate – both are great features for a secured credit card.
There is a $35 annual fee, which isn't ideal for a secured credit card.
Editorial Note: This content is not provided by USAA . Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by USAA .