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USAA Cash Rewards Visa Signature®

USAA Cash Rewards Visa Signature®


Rated 4/5 stars by our editorial team

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  • APR 10.15% to 26.15%
  • Balance Transfer APR 10.15% to 26.15%
  • Cash Advance APR 10.15% to 26.15%
  • Penalty APR None
  • Annual Fee $0
  • Cash Advance Fee 3% of the amount of each cash advance (maximum fee for each convenience check: $200)
  • Balance Transfer Fee 3% of the amount of each transfer (maximum fee per transfer $200)
  • Foreign Exchange Fee None
  • Rewards Details 1.25% cash back


  • Click "APPLY NOW" to apply online
  • Earn up to 1.25% cash back on your everyday purchases.
  • There's no limit on the amount you can earn.
  • Redeem your cash rewards anytime using your mobile device or computer.
  • Enjoy no foreign transaction fees when you travel outside of the United States.
  • Collision damage waiver coverage pays for physical damage and theft to most rental vehicles.
  • Identity theft resolutions services provides assistance should you become the victim of identity theft.
  • Extended warranty extends your manufacturers or U.S. store brand warranties for up to one year.

Expert Reviews

From the Editorial Team

This is a great credit card for USAA members who want to earn a consistent cash back rate with every purchase. Cardholders earn 1.25% cash back on all transactions, and there is no limit to how much you can earn. There's also no annual fee, and no foreign transaction fee which can really come in handy when you're traveling overseas. 

Expert Reviews of the USAA Cash Rewards Visa Signature®

  • 4.0

    Regular APR

  • 4.0

    Intro APR

  • 4.0


  • 4.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

This is a simple, no frill, but rewarding cash back credit card from USAA that can earn cardholders great rewards without having to pay an annual fee.

The Good

Apart from all the cash back perks and low fees, cardholders will also enjoy complimentary Visa Signature benefits.

The Not So Good

If you're not a USAA member, you probably won't be able to get this credit card.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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