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This credit card comes with a nice cash back rewards program and a number unique perks that cardholders will love. You can earn up to 1.25% cash back on all purchases, plus up to 2.25% cash back on gas and groceries. The APR is the same for purchases, balance transfers, and even cash advances and there is a flat 3% fee for balance transfer and cash advances. There is no penalty APR as well as no annual fee and no foreign transaction fees.
For military members, this is a generous cash back credit card that will earn you rewards on every purchase and has consistent rates and fees so you won't be hit with any suprises.
If you spend a lot on gas and groceries, this can be a great card to carry. Also, your interest rate with this credit card can be as low as 10.15%, and there's no penalty APR if you happen to miss a payment.
Since this card is from USAA, not everyone will be eligible.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.