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United MileagePlus Club Card

United MileagePlus Club Card


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Over the Past 60 Days!

(0) Over the Past 60 Days!

  • APR 16.24% to 23.24%
  • Balance Transfer APR 16.24% to 23.24%
  • Cash Advance APR 25.24%
  • Annual Fee $450
  • Late Payment Fee Up to $15
  • Cash Advance Fee $10 or 5%
  • Returned Payment Fee Up to $37
  • Balance Transfer Fee $5 or 5%
  • Foreign Exchange Fee None
  • Minimum Interest Charge None
  • Rewards Details Earn 1.5 miles per $1 spent on purchases


  • Click "APPLY NOW" to apply online
  • Earn a $100 statement credit 
  • United Club membership 
  • Premier Access
  • Earn 1.5 miles per $1 on every purchase. Earn even more on tickets purchased from United - get an additional 0.5 mile for a total of 2 miles per $1 spent
  • First and second checked bag free
  • No foreign transaction fee

Expert Reviews

From the Editorial Team

For frequent flyers of United, The United MileagePlus Club Card is your chance to get the most out of your United flying experience. With reward benefits extending outside of just United travel, you'll enjoy having this card!

Expert Reviews of the United MileagePlus Club Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 5.0


  • star rating 4.5/5

    Overall Rating

The Bottom Line

This is hands down one of the best airline rewards cards on the market. With the United MileagePlus Club Card you'll enjoy countless benefits such as preferential treatment at the airport, first two checked bags are free, the ability to earn miles for purchases and more. Even better, the miles you earn don't expire and you won't have to worry about international use because there's no foreign transaction fee and the card is accepted at over 39 million locations in more than 170 countries. Together, all these benefits might make the $450 annual fee worth it for you. 

The Good

This card has no foreign transaction fees, the ability to earn miles on both everyday purchases and United purchases, plus has the added security of being a chip-enable card.

The Not So Good

There's a $450 annual fee, a quite high APR on cash advances of 25.24% and there's no sign up bonus offer. 


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