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This credit card lets you earn points toward Toys"R"Us or Babies"R"Us purchases, and it is a full-fledged MasterCard. That means that you can earn points everywhere you shop.
There are other credit cards that offer rewards programs or cash-back rewards that are comparable to, or more generous and flexible than, what this card provides.
The transaction for the sign-up bonus of 15% off earns 1 point per dollar spent, and the purchase APR is a very steep 26.99%.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.