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4.0/5.0 from 7 Offer Ratings
Over the Past 60 Days!
Late Payment Fees Up to $35
Foreign Transaction Fee 3% of each purchase transaction in US dollars
Balance Transfer Fee Either $5 or 3%, whichever is greater
Cash Advance Fee $10 or 5%, whichever is greater
Returned Payment Fee Up to $35
Penalty APR Up to 29.99%, based on your creditworthiness
Minimum Interest Charge $0.50
Rewards Cap No Cap
Rewards Rate 2 ThankYou Points per dollar spent on dining and entertainment and 1 ThankYou Point on other purchases
Annual Fee $0*
Grace Period 23 Days
$0 Fraud Liability Yes
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance No
Purchase Protection Yes
Travel Assistance No
Flight Accident Insurance Yes
Lost Luggage Reimbursement No
Concierge Service Yes
The Citi ThankYou Preferred credit card, from our partner Citi, is a rewards card with lots of different ways to earn bonus points and perks, with no limit to the amount of points you earn. Citibank does advertise its products on CompareCards. There is no annual fee with this credit card, and in addition to the generous rewards, it comes with 0% APR for 12 months on purchases and balance transfers. After the intro period is up, the ongoing APR will be 14.24% - 24.24%* (Variable) based on your creditworthiness.
You can earn a nice sign up bonus of 15,000 points after you spend $1,000 with the card in the first 3 months. For ongoing rewards, cardholders earn 2 ThankYou Points for every dollar spent with the card on dining and entertainment, and 1 ThankYou Point per dollar on all other purchases. Your points will never expire and you can redeem your ThankYou Points for cash, travel, gift cards, and much more.
This is a solid rewards card that also comes with a nice sign up bonus, a long intro APR and no annual fee. If you spend a lot in the bonus categories, then this card can be very rewarding.
This is one of the only rewards credit cards that offers bonus points for entertainment purchases. Also, there is no limit to the amount of points you can earn and you never have to worry about points expiring.
For everything outside of dining and entertainment, you'll only earn 1x rewards points.
Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.
7 Total Ratings