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Southwest Airlines Rapid Rewards® Premier Credit Card

Southwest Airlines Rapid Rewards® Premier Credit Card

 

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Your Rating:

3.1/5.0 from 100 Offer Ratings
Over the Past 60 Days!

(100) Over the Past 60 Days!

  • Regular Purchase APR 16.24%-23.24% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $99
  • Credit Needed

    Excellent

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open
  • Chip-enabled cards with 24/7 fraud monitoring
  • Points Don't Expire as long as your card account is open, No Blackout Dates, Bags Fly Free®
  • 6,000 points after your Cardmember Anniversary every year
  • 2 points/$1 spent on Southwest Airlines® purchases and participating Hotel and Car Rental partners
  • 1 point/$1 spent on all other purchases

Card Fees

Late Payment Fees See Terms

Foreign Transaction Fee $0

Balance Transfer Fee Either $5 or 5% of the amount of each transfer, whichever is greater

Cash Advance Fee Either $10 or 5% of the amount of each transfer, whichever is greater

Returned Payment Fee See Terms

Penalty APR None

Minimum Interest Charge See Terms

Ongoing Information

Rewards Cap No Cap

Rewards Rate 2 points/$1 spent on Southwest Airlines® purchases and participating Hotel and Car Rental partners, 1 point/$1 spent on all other purchases

Annual Fee $99

Grace Period See Issuer Site

Additional Card Details

$0 Fraud Liability Yes

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service Yes

Expert Reviews

Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.

From the CompareCards.com Editorial Team

Southwest one of the most popular airlines in the country and one of the few remaining carriers that still offers perks like free baggage and low fares. Now Southwest has teamed up with Chase to offer its customers a great rewards card. The Southwest Airlines Rapid Rewards Premier Credit Card will earn you robust rewards points that can be redeemed for domestic and international flights, cruises, hotel stays, car rentals, gift cards, and more.

With the Southwest Airlines Rapid Rewards Premier Credit Card, you can earn 50,000 points after you spend $2,000 on purchases in the first 3 months your account is open. There is an annual fee of $99, but that's largely offset by the fact that you  earn 6,000 rewards points on your cardmember anniversary date each year. For earning rewards on purchases, cardholders will get 2 points/$1 spent on Southwest Airlines® purchases and participating Hotel and Car Rental partners, and 1 point/$1 spent on all other purchases.

The points you earn with the Southwest Credit Card will never expire and there is no limit to the amount of points you can earn. This card has many other appealing features like $0 foreign transaction fees and, no flight change fees and two free checked bags on every Southwest flight. 

Expert Reviews of the Southwest Airlines Rapid Rewards® Premier Credit Card

  • 3.5

    Regular APR

  • 2.5

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • star rating 3.0/5

    Overall Rating

The Bottom Line

The Southwest Airlines Rapid Rewards Premier Credit card is a great card for travelers who love flying Southwest or consumers simply looking solid travel rewards card. This card will help you rack up Southwest points very quickly and there are many extra perks that make traveling easy.

The Good

The 6,000 bonus points each anniversary date helps offset the cost of the annual fee. When you add that to the big sign up bonus and great rewards rate, this credit card earns a ton of points

The Not so Good

The $99 annual fee is not waived the first year.

Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Chase.

Consumer Reviews

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Offer Rating

3.1/5.0

100 Total Ratings

5 Star
 
 
(14)
4 Star
 
 
(19)
3 Star
 
 
(39)
2 Star
 
 
(17)
1 Star
 
 
(11)

Your Rating

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+94 users submitted a rating without a full review

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6 Found this review helpful

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By: | Apr 9, 2015

i have the Southwest card paying $69 per yr 3000 bonus points i agree they could up points .i think they could also give card holders boarding priority for cards

8 Found this review helpful

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By: | Mar 25, 2015

The yearly fee is too high. Also you can not use the points on other airlines if southwest does not offer service to that area. Southwest doest fly from NYC to BOSTON.

14 Found this review helpful

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By: | Mar 2, 2015

I have had a Southwest card since they have been using them. It was great until some bean counter got greedy. I spend a lot on this card and the return is now minimal. I used to get three trips each year anywhere and now its about one. There are bonus points for when you sign up but after that,.there is not much in the way of rewards. I fly Southwest for almost all flights and go through some inconvienience to get to my final destinations. I believe that there are better rewards now with other cards now and I am going to check them out..

12 Found this review helpful

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By: | Dec 7, 2014

I have had the Southwest card for 3 years. I like the 6000 anniversary points every year. The $99.00 annual fee is pretty high as compared to other travel cards. I think they need to increase the points to 1.5 or 2.0 for every one dollar spent. My family and I do like to fly Southwest. There are better cards out there and I'm on the verge of using my flights and going with a card that is my lucrative with the points and less of an annual fee. I think it can be better.

1 Reply

By: Belinda G Mitchell | Mar 25, 2015

I agree the yearly fee is too high and other travel cards offer 1.5 points per dollar. In search of another card. also u acnt fly other airlines with the points!

11 Found this review helpful

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By: | Oct 8, 2014

I like SW Airlines and VISA, but I think the yearly fee of $69 is outrageous. As the years pass it seems more complicated to determine what value I am or am not getting for my airline rewards. What's great is that I can use my dad's rewards from his SW visa with mine to buy plane tickets to visit him and my mom. I just think the yearly fee is ridiculous.

25 Found this review helpful

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By: | Oct 7, 2014

I like Southwest Airlines. I fly with them often. I like Chase credit cards, I have the Amazon rewards card and I love having it. So when I had the chance to apply for a card that had southwest rewards and was backed by Chase, I didn't hesitate. I wish I did, however, because I can't say that this is the best card for either company. First off, the introductory APR isn't all that great, it is on par with what other companies would offer. The standard APR is not the worst I have ever seen, but it is not the best either. The rewards are kind of restrictive as well, as you onlyget two points when you fly southwest or use its partner services. This was the same thing with the Chase Amazon card, but they gave you three points for every dollar spent, and Amazon has a wider selection of things I need. Earning points is easy that way. Earning points with this card is not. You only get one point for each dollar spent. It is a nice tough that they reward you with anniversary points and give you a nice starter pile when you first sign on, but these are moot as earning further rewards points can be frustrating. In all, there are better cards than this, and a sky high APR does not help the cause. Go with another Airline credit card if you have the ability.

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