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3.2/5.0 from 9 Offer Ratings
Over the Past 60 Days!
An Advertising Partner
Late Payment Fees Up to $38
Foreign Transaction Fee 2.7% of each transaction after conversion to US dollars
Returned Payment Fee $38
Penalty APR 29.49%
Rewards Cap Earn 5% & 3% Cash Back on up to $50,000 per year*
Rewards Rate 5% at U.S. office supply stores & on wireless telephone services; 3% on the category of your choice from a list of categories; 1% on other purchases
Annual Fee No annual fee
Grace Period 25 days
$0 Fraud Liability No
Auto Rental Insurance Yes
Extended Warranty Program Yes
Roadside Assistance Yes
Purchase Protection Yes
Travel Assistance Yes
Flight Accident Insurance Yes
Lost Luggage Reimbursement Yes
Concierge Service No
If you have a business, you have business expenses. Rather than letting that money go to waste, why not get some of it back? That's possible with the SimplyCash Plus Business Credit Card from American Express. The rewards program for the SimplyCash Plus Business Credit Card is a little complicated, but it offers a nice return for your money.
Card members can earn 5% cash back on money spent at U.S. office supply stores and on U.S. wireless telephone service providers when purchased directly. Cardholders can also earn 3% cash back in a category of choice and earn 1% cash back on other purchases. Quailfying purchases above $50,000 in a specific category will earn 1% cash back.
There is no annual fee with the card and comes with a 0% introductory APR for the first 9 months on purchases. The on-going APR after that is 12.49% - 19.49% variable, depending on your credit worthiness. As long as you use this card on a regular basis, you should be able to benefit from the rewards associated with it.
For a limited time, cardholders can earn up to $500 statement credits. First you earn $250 after spending $5,000 on qualifying purchases on the Card within the first 6 months of card membership. And you earn an additional $250 after you spend $10,000 or more with your card in the first year.
The SimplyCash Plus Business Credit Card from American Express has no annual fee, and a 0% APR for the first 9 months. With up to 5% cash back in select categories, this card has one of the most profitable cash back programs on the market. This is a nice option for business owners who already have established credit.
Cash back opportunities are vast with 5% and 3% cash back categories. You will earn 1% cash back on other purchases not in the bonus categories and have access to exclusive benefits like Purchase Protection and Travel Accident Insurance.
The APR after the first 9 months is a variable 12.49% - 19.49%. You must have excellent credit to qualify for the card, but the fees associated with it are low enough for anyone to pursue.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by American Express.
9 Total Ratings