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Capital One® Savor℠ Cash Rewards Credit Card

Capital One® Savor℠ Cash Rewards Credit Card

 

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3.9/5.0 from 9 Offer Ratings
Over the Past 60 Days!

(9) Over the Past 60 Days!

  • Regular Purchase APR 15.49% - 24.49% (Variable)
  • Intro Purchase APR 0% intro on purchases for 9 months
  • Intro BT APR 0% intro on balance transfers for 9 months
  • Annual Fee $0
  • Credit Needed

    Excellent/Good

  • Card Brand Mastercard®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 15.49%-24.49% variable APR after that
  • 0% intro APR on balance transfers for 9 months; 15.49%-24.49% variable APR after that; 3% fee on the amounts transferred within the first 9 months
  • No annual fee
  • No foreign transaction fees

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee 3%

Cash Advance Fee 3% of the amount of the cash advance, but not less than $10

Penalty APR None

Ongoing Information

Rewards Rate 3% Cash Back on dining; 2% Cash Back on groceries; 1% Cash Back on all other purchases

Annual Fee $0

Expert Reviews

From the CompareCards.com Editorial Team

In 2015, US consumer spending on dining out surpassed consumer spending on groceries for the first time in history and experts expect the trend to continue. For those who love to eat out at restaurants and bars, it pays to use a credit card that earns bonus cash back on those purchases. The Capital One® Savor℠ Cash Rewards Credit Card is an excellent choice if you're looking for a credit card to maximize all your restaurant spending.

The card comes with an excellent rewards rate focused on dining and groceries: unlimited 3% Cash Back on dining; 2% Cash Back on groceries; 1% Cash Back on all other purchases. In addition to the great ongoing rewards, you can kickstart your cash back earnings with a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

With a $0 annual fee, you earn rewards without paying to carry the card. The Capital One® Savor℠ Cash Rewards Credit Card also has no foreign transaction fees making it a great card to use while traveling overseas.

Expert Reviews of the Capital One® Savor℠ Cash Rewards Credit Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 5.0

    Fees

  • 5.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

If your main goal is to earn extra cash back on dining and groceries, look no further than the Capital One® Savor℠ Cash Rewards Credit Card. With generous rewards and no annual fee this card is a excellent choice for anyone.

The Good

Most cash back cards have a monthly or annual cap on the bonus cash back you can earn, but this card offers unlimited rewards. The Capital One® Savor℠ Cash Rewards Credit Card also makes it easy with no rotating categories or sign-ups needed to earn cash rewards.

The Not so Good

The sign up bonus is a little lower than some other cash back cards. Outside of dining and groceries, the rewards rate isn't very competitive.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews

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Offer Rating

3.9/5.0

9 Total Ratings

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