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The Saks World Elite Mastercard lets you earn rewards points that you can use toward future purchases at Saks. The card also comes with other perks that are especially geared toward Saks customers – plus prestigious World Elite Mastercard services.
The points earned in salon and spa categories are generous, and the World Elite services are first-class. But if you don’t shop much in those spa and salon categories there are cards with equally generous or better rewards programs that also offer World Elite Mastercard features.
You earn 3 points per dollar spent at salons and spas; 2 points per dollar spent on dining, gas, and groceries, and 1 point per dollar spent on everything else. You also get a $25 gift card as a sign-up bonus. Other perks include free shipping, early notification about special sales, invitations to exclusive Saks events, and special promotional offers. There is no annual fee, there are no foreign transaction fees, and you enjoy luxury World Elite Mastercard features. Those include, for instance, concierge services, travel assistance, and trip cancellation insurance.
The APR on purchases and balance transfers is 19.24% or 21.24%, depending upon your credit worthiness – and 25.49% for cash advances. There is also a surcharge of $15 or 3% of the amount of each balance transfer or cash advance, whichever is greater.
Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.