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Saks Fifth Avenue Store Card

Saks Fifth Avenue Store Card


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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

  • APR 24.24%
  • Balance Transfer APR N/A
  • Cash Advance APR N/A
  • Penalty APR 27.24%
  • Annual Fee $0
  • Late Payment Fee $35
  • Returned Payment Fee $25
  • Minimum Interest Charge $1.00


  • Click "APPLY NOW" to apply online
  • Accepted only at Saks
  • Receive SaksFirst points for purchases inside Saks
  • Year-end gift card
  • Free shipping for purchases made at Saks,, Saks OFF 5TH and
  • Special offers and promotions
  • 10% off your first day purchases inside Saks

Expert Reviews

From the Editorial Team

The Saks Store Card is a charge card you can use for purchases made at Saks stores. Carrying this card also offers special benefits to Saks customers, including enrollment in the Saks rewards program that lets you earn credit toward future purchases at Saks.

Expert Reviews of the Saks Fifth Avenue Store Card

  • 2.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

If you are a regular shopper at Saks and are interested in earning Saks rewards when you shop there, you could consider this card.  However, if you cannot pay off your balance every month you should consider a different card with a lower APR.

The Good

There is no annual fee and new members are entitled to a 10% discount the first time they use the card on the same day as the account is opened. Saks rewards points are earned based on year-to-date eligible spending and the more you spend, the faster you can earn points. Cardholders receive a a year-end gift card that represents their rewards credits and other perks include free shipping and special offers and promotions for cardholders.

The Not So Good

There is a steep 24.24% APR for purchases, and you must acquire a total of 2,500 points in a calendar year in order to receive a SaksFirst Gift Card. The card is also only useful for shopping at Saks and is not a full-fledged credit card but is, instead, an in-store charge account card.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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