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RCI Elite Rewards MasterCard

RCI Elite Rewards MasterCard


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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

  • APR 15.24%. 19.24%, or 22.24%
  • Intro APR 0% for the first six billing cycles
  • Balance Transfer APR 15.24%. 19.24%, or 22.24%
  • Balance Transfer Intro APR 0% for the first six billing cycles
  • Cash Advance APR 25.49%
  • Annual Fee $0
  • Late Payment Fee Up to $37
  • Cash Advance Fee $10 or 5%
  • Returned Payment Fee Up to $37
  • Balance Transfer Fee $5 or 3%
  • Foreign Exchange Fee 3%
  • Minimum Interest Charge $0.50
  • Rewards Details 2X rewards on RCI purchases. 1X rewards on everyday purchases.
  • Signup Bonus 2,500 bonus rewards after your first purchase


  • Click "APPLY NOW" to apply online
  • 2,500 bonus rewards after your first purchase
  • 2X rewards on RCI purchases
  • 1X rewards on everyday purchases
  • $0 annual fee
  • Redeem rewards for worldwide travel
  • Redeem rewards for RCI Resort Dollars card
  • Redeem rewards for RCI Member Dollards credit
  • Concierge service
  • Zero fraud liability

Expert Reviews

From the Editorial Team

For frequent users of the RCI vacation network, the RCI Elite Rewards MasterCard offers the most out of your RCI experience.

Expert Reviews of the RCI Elite Rewards MasterCard

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 2.0


  • 4.0


  • star rating 4.0/5

    Overall Rating

The Bottom Line

You'll enjoy the rewards of a sign up bonus and rewards on both RCI purchases and everyday purchases. In addition the introductory APR offer is a great added feature of this card and for those who carry a balance the APR could be moderate, based on your credit worthiness. 

The Good

This card has no annual fee and an introductory APR on both purchases and balance transfers of 0% for the first six billing cycles.

The Not So Good

There's a foreign transaction fee of 3% that won't make this card great for international travel and you'll incur a balance transfer fee of $5 or 3%.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

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