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Capital One® Quicksilver® Cash Rewards Credit Card

Capital One® Quicksilver® Cash Rewards Credit Card

 

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Your Rating:

3.9/5.0 from 380 Offer Ratings
Over the Past 60 Days!

(380) Over the Past 60 Days!

  • Regular Purchase APR 13.99% - 23.99% (Variable)
  • Intro Purchase APR 0% intro on purchases for 9 months
  • Intro BT APR 0% intro on balance transfers for 9 months
  • Annual Fee $0
  • Credit Needed

    Excellent/Good

  • Card Brand Visa®

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Card Fees

Foreign Transaction Fee None

Balance Transfer Fee 3%

Cash Advance Fee 3% of the amount of the cash advance, but not less than $10

Penalty APR None

Ongoing Information

Rewards Rate 1.5% Cash Back on every purchase, every day

Annual Fee $0

Expert Reviews

From the CompareCards.com Editorial Team

The Capital One® Quicksilver® Cash Rewards Credit Card is perfect for those who want to earn a flat rewards rate on all of their purchases. Cardholders will earn unlimited 1.5% cash back on every purchase with no restrictions. This card also has a great introductory bonus offer of a one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening.

Unlike other cash back cards, you don't have to wait until you've accumulated $25 in cash back to redeem your rewards; you can redeem your cash back for any amount at anytime. Your cash back won't expire for the life of the account. There is also no foreign transaction fees which makes this card a great option to use while traveling overseas.

With an APR of 0% intro on purchases for 9 months as well as a 0% intro on balance transfers for 9 months, this card is also a great option for low interest. There is no annual fee, and no penalty APR if you happen to miss a payment. The ongoing APR is 13.99% - 23.99% (Variable) based on your creditworthiness

Expert Reviews of the Capital One® Quicksilver® Cash Rewards Credit Card

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 4.5

    Benefits

  • star rating 4.5/5

    Overall Rating

The Bottom Line

This card has it all; a solid rewards rate and generous sign up bonus, a nice intro APR, and no annual fee.

The Good

The one-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening is a great way to kick-start your rewards earning. Plus, this card comes with the most flexible cash back program on the market.

The Not so Good

You'll need excellent or good credit to get approved.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews

  • star rating mask

Offer Rating

3.9/5.0

380 Total Ratings

5 Star
 
 
(28)
4 Star
 
 
(305)
3 Star
 
 
(36)
2 Star
 
 
(8)
1 Star
 
 
(3)

Your Rating

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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+354 users submitted a rating without a full review

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47 Found this review helpful

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By: | Apr 27, 2017

This is a great card. The cash back is very simple and easy to apply to your credit card bill. I received a pretty substantial credit limit increase without even requesting it after a few months of paying the bill on time. The interest rate isn't the greatest, but then again, neither was my credit when I applied for it. I was glad that I was approved for this card, and continue to use it regularly. Overall great card.

54 Found this review helpful

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By: | Apr 22, 2017

My first credit card, no one accepted and my credit was low. I paid 3 tvs for 4 years and my credit was low at 572. I never ever been late and capitol gave me a chance. In 2 years my credit is 750 and I have all the credit cards i need. I love it, u guys are excellent!

84 Found this review helpful

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By: | Apr 13, 2017

I love this card. Being able to turn the card off when not in use ia a great plus. Also i like seeing the charges on my phone right after it is approved.

145 Found this review helpful

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By: | Mar 16, 2017

I like getting paid to use this card. Everything goes fast and smooth. I got the $100 bonus one day after I had charged $500. It also helped improve my FICO score. GO FOR IT

178 Found this review helpful

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By: | Jan 4, 2017

I love this card. It has done wonders to my credit score, and I like getting cash back.

186 Found this review helpful

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By: | Dec 6, 2016

Approved with score in low 600's and has been great for helping to rebuild my credit.

185 Found this review helpful

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By: | Jul 17, 2016

Amazing card, very transparent, regular limit increase without request, i love it and will never close it

198 Found this review helpful

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By: | May 18, 2016

I've been Capital One for about 3 years. Whenever I had any problem with the account including false charges or merchant disputes they were quickly taken care of. Great rewards and also excellent banking options. I pay my balance every month so interest rates don't effect my rating. I highly recommend.

191 Found this review helpful

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By: | May 9, 2016

Best and easiest CC I've had so far! Easy access online, on my phone, and good with notifications if a charge seems different from my norm. Cash back is earned right away on every purchase with multiple ways to use, including applying it to your balance. And if you're like me and pay your balance in full every month, I've earned $100's off of my purchases and it hasn't cost me a dime to achieve it. I look at this card as my own little personal discount card for everything. It is a win-win for me. I like that. Note: Card info needs to be updated, as it now has the fraud chip.

186 Found this review helpful

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By: | May 3, 2016

I really like the Capitol One Quicksilver...Interest is a little bit high, but i love the fact of the cash back rewards...It also is accepted anywhere i have used it so far...I don't know if there may be some places that don't accept it...I also like the ease of accessing my account and and they also email when payment has been posted...The rewards they offer are also very nice...you may take the money or one of their many giftcard options...I had never heard of the Quicksilver until a year ago and now i am very glad to have looked more into it...I probably should have given a higher rating than 4, probably more towards the 5 Star....I have also referred the Quicksilver to my family members and they are very happy that i told them about the card...There is no annual fee,,the late fee is a little high, but i don't plan on being late...you also have the option to change your due date if need be...Sometimes things change so they are willing to work with you as well...Thank You Capital One Quicksilver Credit card...

179 Found this review helpful

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By: | Apr 8, 2016

We have great credit - leaving to go to UK and Ireland soon. Want no foreign fees, statement credit for any use (not just travel) on rewards, and chip/pin technology for use in Europe. This one says it has EVM chip technology - is this for use only in the USA?

178 Found this review helpful

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By: | Apr 4, 2016

capital one has allowed me, 2 years after filing bankruptcy, to restart my credit history. I am prompt with my payments, had one issue with an transaction posted by vendor in error which was quickly resolved (less than $30.00) and they raise my limit over time per my request. they are the only 2 cards in my wallet. thanks capital one.

170 Found this review helpful

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By: | Apr 2, 2016

QUITE PLEASED W/ MY FIRST CAP ONE CARD AND THE EASE OF USE AND THE SAFETY FEATURES INCLUDING THE CHIP WILL HIGHLY RECOMMEND THANK YOU FOR SUCH A GREAT AND FAIR PRODUCT, GLENN N SIPLE

176 Found this review helpful

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By: | Mar 18, 2016

We travel a lot so I look for cards with no foreign transfer fees. This plus the 1.5% rewards with no cap makes this a good card for me.

1 Reply

By: CompareCards | Mar 18, 2016

Hi Doug,

It sounds like the BankAmericard Travel Rewards is the perfect card for you! This credit card comes with unlimited 1.5 points per dollar spent on all purchases, no annual fee, and no foreign transaction fees. You can also receive 20,000 bonus points after spending $500 in the first 3 months.

179 Found this review helpful

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By: | Jun 29, 2015

No interest credit cards are the way to go. My credit card would charge interest but always pay balance off before due date. I also earn credits, not just airline. It would be difficult to find a better card.

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