Add cards to start comparing.

Compare Cards
Trust & Security
  • Norton Secured
  • BBB logo
  • DigiCert
Featured On
  • CNN Money logo
  • Forbes logo
  • The Wall Street Journal logo
  • USA Today logo
  • The New York Times logo
  • PBS logo

Capital One® Quicksilver® Cash Rewards Credit Card

Quicksilver by Capital One®

Capital One® Quicksilver® Cash Rewards Credit Card

Quicksilver by Capital One®

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

3.7/5.0 from 119 Offer Ratings
Over the Past 60 Days!

(119) Over the Past 60 Days!

  • Regular Purchase APR 13.24% - 23.24% (Variable)
  • Intro Purchase APR 0% intro on purchases for 9 months
  • Intro BT APR 0% intro on balance transfers for 9 months
  • Annual Fees $0
  • Credit Needed

    Excellent/Good

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $100 cash bonus after you spend $500 on purchases within 3 months of approval
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your Quicksilver card through March 31, 2017
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Card Fees

Late Payment Fees Up to $35

Foreign Transaction Fee None

Balance Transfer Fee 3%

Cash Advance Fee 3% of the amount of the cash advance, but not less than $10

Penalty APR None

Minimum Interest Charge See Terms*

Ongoing Information

Rewards Cap No Cap

Rewards Rate Unlimited 1.5% cash back on every purchase, every day

Annual Fee $0

Grace Period 25 days

Expert Reviews

From the CompareCards.com Editorial Team

The Capital One Quicksilver Cash Rewards Credit Card is perfect for those who want to earn a flat rewards rate on all of their purchases. Cardholders will earn unlimited 1.5% cash back on every purchase with no restrictions. This card also has a great introductory bonus offer of $100 cash back once you spend $500 on purchases within the first three months.

Unlike other cash back cards, you don't have to wait until you've accumulated $25 in cash back to redeem your rewards; you can redeem your cash back for any amount at anytime. There is also no foreign transaction fees which makes this card a great option to use while traveling overseas.

With an introductory APR of 0% until 9 months on both purchases and balance transfers, this card is also a great option for low interest. There is no annual fee, and no penalty APR if you happen to miss a payment.The ongoing APR is 13.24% - 23.24% Variable based on your creditworthiness

Expert Reviews of the Capital One® Quicksilver® Cash Rewards Credit Card

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 4.5

    Benefits

  • star rating 4.5/5

    Overall Rating

The Bottom Line

This card has it all; a solid rewards rate and generous sign up bonus, a nice intro APR, and no annual fee.

The Good

The $100 cash bonus is a great way to kick-start your rewards earning, and this card comes with the most flexible cash back program on the market.

The Not so Good

You'll need excellent or good credit to get approved.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews

  • star rating mask

Offer Rating

3.7/5.0

119 Total Ratings

5 Star
 
 
(26)
4 Star
 
 
(49)
3 Star
 
 
(33)
2 Star
 
 
(8)
1 Star
 
 
(3)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+98 users submitted a rating without a full review

Sort by:

1 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Jul 17, 2016

Amazing card, very transparent, regular limit increase without request, i love it and will never close it

5 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | May 18, 2016

I've been Capital One for about 3 years. Whenever I had any problem with the account including false charges or merchant disputes they were quickly taken care of. Great rewards and also excellent banking options. I pay my balance every month so interest rates don't effect my rating. I highly recommend.

5 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | May 9, 2016

Best and easiest CC I've had so far! Easy access online, on my phone, and good with notifications if a charge seems different from my norm. Cash back is earned right away on every purchase with multiple ways to use, including applying it to your balance. And if you're like me and pay your balance in full every month, I've earned $100's off of my purchases and it hasn't cost me a dime to achieve it. I look at this card as my own little personal discount card for everything. It is a win-win for me. I like that. Note: Card info needs to be updated, as it now has the fraud chip.

5 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | May 3, 2016

I really like the Capitol One Quicksilver...Interest is a little bit high, but i love the fact of the cash back rewards...It also is accepted anywhere i have used it so far...I don't know if there may be some places that don't accept it...I also like the ease of accessing my account and and they also email when payment has been posted...The rewards they offer are also very nice...you may take the money or one of their many giftcard options...I had never heard of the Quicksilver until a year ago and now i am very glad to have looked more into it...I probably should have given a higher rating than 4, probably more towards the 5 Star....I have also referred the Quicksilver to my family members and they are very happy that i told them about the card...There is no annual fee,,the late fee is a little high, but i don't plan on being late...you also have the option to change your due date if need be...Sometimes things change so they are willing to work with you as well...Thank You Capital One Quicksilver Credit card...

1 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Apr 8, 2016

We have great credit - leaving to go to UK and Ireland soon. Want no foreign fees, statement credit for any use (not just travel) on rewards, and chip/pin technology for use in Europe. This one says it has EVM chip technology - is this for use only in the USA?

0 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Apr 4, 2016

capital one has allowed me, 2 years after filing bankruptcy, to restart my credit history. I am prompt with my payments, had one issue with an transaction posted by vendor in error which was quickly resolved (less than $30.00) and they raise my limit over time per my request. they are the only 2 cards in my wallet. thanks capital one.

1 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Apr 2, 2016

QUITE PLEASED W/ MY FIRST CAP ONE CARD AND THE EASE OF USE AND THE SAFETY FEATURES INCLUDING THE CHIP WILL HIGHLY RECOMMEND THANK YOU FOR SUCH A GREAT AND FAIR PRODUCT, GLENN N SIPLE

2 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Mar 18, 2016

We travel a lot so I look for cards with no foreign transfer fees. This plus the 1.5% rewards with no cap makes this a good card for me.

1 Reply

By: CompareCards | Mar 18, 2016

Hi Doug,

It sounds like the BankAmericard Travel Rewards is the perfect card for you! This credit card comes with unlimited 1.5 points per dollar spent on all purchases, no annual fee, and no foreign transaction fees. You can also receive 20,000 bonus points after spending $500 in the first 3 months.

5 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Jun 29, 2015

No interest credit cards are the way to go. My credit card would charge interest but always pay balance off before due date. I also earn credits, not just airline. It would be difficult to find a better card.

40 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Mar 23, 2015

I was just approved with a 10,000 credit line, have excellent credit over 800, and instead of giving me the 12.99% rate, they gave me the 17.99% rate. I think this is a sham and they trick you into applying with good credit, then give you a very high interest rate without any reason or fault of your own. This to me is very misleading, and because of this, I will not have this card for more then 6 months!!!

10 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Mar 5, 2015

Capital One has given me a chance to improve my credit. Love this card. It offers so much with the rewards. The 1.5% cash back on all of my purchases.

1 Reply

By: Lorraine Veronica MacRae | Mar 1, 2016

I agree, we had some very hard times a few years back, lost a good job, in debt.... so demeaning. Cap One has given me a chance to rebuild my credit and I am very attentive to paying 2x a month and not just once. Need to get those numbers UP!

30 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Feb 7, 2015

My husband and I has been Capital One customers for many years. I personally have 2Credit Cards with Cap1 but "Quicksilver" is my fave. I highly recommend capital one..

12 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 8, 2014

WOW. earn 1.5% on everything - no limits and great to earn an extra $100 with qualified purchases.

37 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 8, 2014

I was a customer of HSBC for a few years when they were bought out by Capital One. I wasn't that excited to hear the news because I have heard some less than favorable things about the company. However, my skepticism soon became excitement when I found out that the card I was getting gives 1.5% cash back on all purchases. This was better than the rewards I had with HSBC, which gave me 1% back during the week and 1.5% back on the weekends. This saves me the hassle of trying to plan big purchases on the weekend. I like to use it on purchases that I can't get 5% back on with other cards. There are a lot of things I buy that don't really fall into a specific category like restaurants, bookstores, and don't have a card available with a good percentage of cash back available. This card really simplifies everything because you can use it anywhere and know that you're getting 50% more back than you would with the average cash back card that only offers 1%. I use this card to pay my bills that allow online payments without fees. If they do have fees, you can maybe make enough cash back to cover it, but you have to make sure. I also use this card to pay tuition for classes I'm taking since my school doesn't charge any fee for paying with a credit card. Overall, this is a great credit card but I only gave it 4 stars since there are some cards out there that give 2% back on all purchases.

1 Reply

By: Sabrina Robertson | Jan 5, 2015

Thank you for the review! Who are you getting 4-5% cash back from?

62 Found this review helpful

  • star
  • star
  • star
  • star
  • star

By: | Oct 8, 2014

Love this card. Instant 1.5% cash back ready to be used right away after the transaction is complete. Another great thing is ability to take cashback almost instantly at any given point. Had received this card as automatic upgrade to the capital one platinum card I had. Always has offers for more features and ever increasing credit line without affecting the credit report. Must have card for cash back enthusiasts.

Page:

Back to top ↑