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Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

 

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Your Rating:

3.8/5.0 from 32 Offer Ratings
Over the Past 60 Days!

(32) Over the Past 60 Days!

  • Regular Purchase APR 23.24% (Variable)
  • Intro Purchase APR 0% intro on purchases for 9 months
  • Intro BT APR 0% intro on balance transfers for 9 months
  • Annual Fees $39
  • Credit Needed

    Average/Fair

Card Details

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Every 10th Uber ride is free up to $15 when you pay with your QuicksilverOne card through March 31, 2017
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 23.24% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen

Card Fees

Late Payment Fees Up to $35

Foreign Transaction Fee None

Balance Transfer Fee $0

Cash Advance Fee 3% of the amount of the cash advance, but not less than $10

Penalty APR None

Minimum Interest Charge See Terms*

Ongoing Information

Rewards Cap No Cap

Rewards Rate Unlimited 1.5% cash back on every purchase, every day

Annual Fee $39

Grace Period 25 days

Expert Reviews

From the CompareCards.com Editorial Team

The Capital One® QuicksilverOne Cash Rewards Credit Card is available for consumers with fair/average credit who are looking for low interest rates or a solid rewards program. This card comes with unlimited 1.5% cash back on all your purchases, which is an excellent rewards rate for a card that doesn't require excellent or good credit to get approved. Rewards never expire and they can be redeemed at any time and for any amount.

New cardholders will also receive an introductory APR of 0% on purchases and balance transfers 9 months. This intro period of no interest could really come in handy for consumers who need to transfer a balance from a high interest credit card or want to finance a big purchase. This card even comes with no balance transfer fee!

The Capital One QuicksilverOne has an annual fee of just $39, which is pretty reasonable when you consider all the benefits that come with it. Overall, this is an excellent offer for consumers in the fair credit range.

Expert Reviews of the Capital One® QuicksilverOne® Cash Rewards Credit Card

  • 3.5

    Regular APR

  • 3.0

    Intro APR

  • 4.0

    Fees

  • 3.0

    Benefits

  • star rating 4.0/5

    Overall Rating

The Bottom Line

The Capital One QuicksilverOne Cash Rewards Credit Card is a great option for those with average/fair credit. Most cards for average credit are bleak in their benefits and reward offerings, but not this one.

The Good

With 1.5% cash back on all purchases, 0% intro APR for 9 months, and no balance transfer fee, this is a fantastic card for consumers with average credit.

The Not so Good

There’s a small $39 annual fee attached, but you can easily make that up with the rewards you earn.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews

  • star rating mask

Offer Rating

3.8/5.0

32 Total Ratings

5 Star
 
 
(7)
4 Star
 
 
(15)
3 Star
 
 
(8)
2 Star
 
 
(2)
1 Star
 
 
(0)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+24 users submitted a rating without a full review

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By: | Sep 11, 2016

this card is great. started with a $3000.00 credit line and kept it in good standing, paying it off every time. Now, this card is worth $6000.00, HELLO! thanks Capital One, i will keep this card in Great standing.

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By: | Aug 29, 2016

They gave me a $3,000 limit right off the bat after Chase had turned me down. I'm 5 years post chapter 13 bankruptcy that is now paid off and the only card I've been had during that time was a secured Visa for car rentals and such. I was pleasantly surprised that they gave me that much. It will be interesting to see if they give me an increase after 5 months and how much.

4 Found this review helpful

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By: | May 3, 2016

Great first time card... I made more than the payment amount every month and received a great increase.

13 Found this review helpful

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By: | Jul 10, 2015

The card is great. Have had it 14 months, pay in full each month. I did get a limit raise, but not what i was told. I was turned down when i asked. I have another secured card with cap one too. I keep both paid off. When capital one turned me down on my limit, i had Discover and Wal Mart give me cards with a higher limit. I keep a 0 balance and have for 28 months with capital one. Great card, but not great on raising your limit. I wish capital one would raise my limit and i would only use the quick silver. Good card, but i dont like going over the 30% line. I wish others better luck with capital one then me. I have spent over 15k in payments and told not been with long enough. I love the cash back, but i like getting my credit back better.

21 Found this review helpful

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By: | Mar 21, 2015

I gave this card and company 5 stars because they do what they say they are going to do. For example, I was told I would get a credit increase if I made payments on time for 6 months. I did. I actually paid more than my balance and they increased my credit by 3 x the amount they originally promised. I really like Capital One!

1 Reply

By: Bill Hicks | Aug 27, 2015

I received mine in April and it was increased twice as much as I thought they would, I'm with You, I really like Capital One!

9 Found this review helpful

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By: | Nov 9, 2014

I love it, with an average score of 650? This cards does wonders for me, in matter of fact Capital One does more wondesr then, just..... this card only!

6 Found this review helpful

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By: | Oct 8, 2014

I like the fact that they have added the cash back rewards option, but I don't like the high interest rate and that it takes a lot of time in order to increase the limit. The only reason I really started using it was for the rewards aspect.

19 Found this review helpful

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By: | Oct 8, 2014

This the best card for cash back for people with average credit. It is easy to get and your credit limit can increase after making your first five payments on time. Getting your rewards is incredibly easy too, just click a few times and it is automatically credited to your account within a few days. Great card!

1 Reply

By: Donald William Iannotti | Nov 21, 2014

I so agree with you!

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