Prepaid Visa® Black Diamond RushCard

From the CompareCards.com Editorial Team:

The Black Diamond Prepaid Visa RushCard is a prepaid Visa card, which means that you load the card with money deposited into your account. In that way it differs from a traditional credit card that gives you a credit limit. Because it’s prepaid, there is no interest to pay on the RushCard and there are no late fees. There is also no credit check so you can get this card even if you have no credit or bad credit.

There are some handy online money management tools, you can get discounts on prescription purchases, and you can earn a $5 bonus for referring a friend. As with any prepaid type of card there are miscellaneous fees and charges, and these include, for example, a $9.95 monthly maintenance fee and a one-time activation fee of $7.95.

As far as prepaid cards go this is a decent one and if you take advantage of some of its money management tools – or if you use the card often and load it with enough money to qualify for some of the fee waivers, then it becomes even more attractive.

The Bottom-Line
This is a good card for those who do not have a credit history or who have bad credit and cannot get a conventional credit card. The fees are reasonable and pretty standard for prepaid cards – but the card doesn’t contain some of the real rip-off fees that are charged by other prepaid card issuers.

The Good
There are some handy online money management tools, and it is possible to get this card without a credit check.

The Not So Good
Since it is a prepaid card you have to load it with cash before using it, and there are some basic recurring fees.