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Platinum Delta SkyMiles® Business Credit Card from American Express

Platinum Delta SkyMiles® Business Credit Card from American Express

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3.1/5.0 from 32 Offer Ratings
Over the Past 60 Days!

(32) Over the Past 60 Days!

  • Regular Purchase APR 15.99% - 19.99% Variable
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fees $195
  • Credit Needed


  • Card Brand American Express

Card Details


  • Click "APPLY NOW" to apply online
  • Earn 35,000 bonus miles and 5,000 Medallion® Qualification Miles (MQMs) after you spend $1,000 in purchases on your new Card in your first 3 months. 
  • Earn a $100 statement credit after you make a Delta purchase with your new Card within your first 3 months.
  • Check your first bag for free and save up to $50 on a round trip Delta flight. 
  • Settle into your seat sooner with Priority Boarding. 
  • Enjoy 20% savings on eligible in-flight purchases in the form of a statement credit.
  • Earn 2 Miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases. Miles don't expire.
  • No Foreign Transaction Fees. 
  • Terms and limitations apply
  • See Rates & Fees

Card Fees

Late Payment Fees Up to $38

Foreign Transaction Fee None

Cash Advance Fee Either $5 or 3% of the amount of each cash advance, whichever is greater

Returned Payment Fee $38

Penalty APR 29.99%

Ongoing Information

Rewards Cap No Cap

Rewards Rate Earn 2 miles spent with Delta and 1 mile on all other eligible purchases*

Annual Fee $195

Purchase Grace Period 25 Days

Additional Card Details

$0 Fraud Liability No

Auto Rental Insurance Yes

Extended Warranty Program Yes

Roadside Assistance Yes

Purchase Protection Yes

Travel Assistance Yes

Flight Accident Insurance Yes

Lost Luggage Reimbursement Yes

Concierge Service No

Expert Reviews

From the Editorial Team

With the Platinum Delta Skymiles Business Credit Card you can earn a sign up bonus of 35,000 SkyMiles and 5,000 Medallion® Qualification Miles (MQMs) after you make $1,000 in purchases on the Card within your first 3 months of card membership. Cardholders can earn 2 miles for every dollar spent directly with Delta and 1 mile for each dollar spent on all other eligible purchases. You can even earn a $100 statement credit after you make a Delta purchase with your new card within your first 3 months.

When you add additional employees to your account, you can earn miles at the same rate for each eligible purchase they charge to the card. There's no blackout dates with Delta flights, your miles will never expire, and each time you make a Delta reservation with your card you can check one bag for free. Cardholders  will also enjoy Extended Warranty Protection, Roadside Assistance Hotline, Travel Accident Insurance, and 24/7 customer support. 

There's no foreign transaction fees and there's an annual fee is $195. The APR for purchases is a variable rate of 15.99% - 19.99% based on your creditworthiness and other factors.

Expert Reviews of the Platinum Delta SkyMiles® Business Credit Card from American Express

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

If you frequently fly Delta, this credit card can add some incredible perks and benefits to your travel experiences.

The Good

The sign up bonus is very generous and you also have the chance to earn a $100 statement credit.

The Not so Good

The annual fee isn't waived the first year and you'll need excellent credit to get approved.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

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By: | Nov 8, 2016

Great card the club's need to be free though

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