Highlights

  • Earn 5 points per $1 spent on entertainment like music, movies, video game rentals, and sporting events
  • Earn 2 points per $1 spent at restaurants, fast food places, and coffee shops
  • 1 point per $1 spent on everything else
  • 25 bonus points each billing period you keep your account in good standing by paying on time
  • Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
  • Also, redeem for Travel, Merchandise, Gift Cards and more
  • 0% intro APR - pay no interest on purchases until June 2013
  • No annual fee
Card information
Intro APR: Regular APR: Annual Fee: Intro Period: Issuer: Brand: Balance Transfer: Credit Needed: Card Category:
0% Until June 2013 13.90-19.90% (Variable)* None Until 06/2013 on purchases* Capital One Visa N/A* Excellent N/A
Rates & Term Details

From the CompareCards.com Editorial Team:

Capital One leads the industry when it comes to specialty credit cards that are uniquely tailored to the consumer preferences and individual attitudes of card members, and now it has a special Visa card just for MTV fans. With this card you can earn up to 5 points per dollar on entertainment related purchases, and double rewards for restaurant expenditures. Then redeem your rewards for cash, gift cards, travel, and more. Meanwhile the card offers 1% cash back on everything else.

There is no annual fee, and you get access to free financial literacy and credit card management resources to help you plan your budget or manage your card usage in a more responsible fashion. Plus with this unique plastic you are able to redeem points for exclusive MTV merchandise and events, which is why it appeals to the MTV generation in a special way that no other card can match.

The standard APR will fall at either 13.9%, 16.9%, or 19.9%, based on your creditworthiness, and Capital One also offers a 0% introductory APR rate for periods of up a year. The card also scores on the cool factor scale for looking hip, thanks to MTV-oriented graphics.

Expert Reviews of the MTV® Visa® Card From Capital One®

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Introductory APR

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Regular APR

The Bottom-Line
This is a good solid choice for college students or high schoolers or for anyone who wants to earn bonuses that can be redeemed for MTV related purchases. It has free resources to help the newer cardholder learn to manage their credit responsibly, and there is no annual fee plus a 0% introductory rate. Card users earn 1% cash back on everything, plus 5% back in entertainment categories and double points in restaurants.

The Good
There is no annual fee Visa card that looks cool, and you can earn cash back with every purchase plus get bonus rewards in specific categories of entertainment and restaurants. Then the awards can be redeemed for unique MTV related products. There are also helpful online features for managing your account and your budget.

The Not So Good
Most rewards are for entertainment related categories, so if you don’t spend money on entertainment you won’t reap the full benefits of this card.

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