Continental Finance Matrix Discover® Credit Card Review

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by Chris Mettler

Rating

Overall Rating

Introductory APR

Benefits

Fees

Regular APR

The Bottom Line

The Continental Finance Matrix Discover Credit Card is easy to apply for. You can get results within seconds, explaining what your limits will be if you were approved. There is a high interest rate associated with the account, but that only applies for times when you don't pay your balance. As long as you can cover that within the 25 day grace period, you should be good to go. There is no rewards program with the card, but there are also no annual fees to worry about. You have to determine if that tradeoff will work for you in the end.

The Good

This card is available for people of all credit types, and it offers no annual fee. There is a 25 day grace period for making payments, and you can manage your entire account online. There are cards out there with higher limits and lower fees, but this card could still suffice for everyday purchases. Whether you're looking for a starter card or a supplement to what you already have, this could be a good option for you.

The Not so Good

The major downside to this card is the 29.99% variable APR. You won't have to worry about that if you consistently pay your balance, but you will if you ever run into trouble. This can easily build up a lot of debt for you to pay back. For the most part though, this is a great card for anyone to try. You should at least look into it.

Features
Intro APR:	N/A*
Regular APR:	See terms*
Balance Transfer:	N/A*
Annual Fee:	See terms*
Credit Needed:	Bad, No Credit

Highlights

					
		The Continental Finance Matrix Discover® credit card accepts individuals of all credit types

		No application fees or processing fees

		Use your card at locations everywhere Discover® is accepted

		Free online account access 24/7

		Fast and easy application process; results provided in seconds

		Build positive credit by making monthly payments on time

Rates & Term Details

From the CompareCards.com Editorial Team:

The rates and terms for the Continental Finance Matrix Discover Credit Card will vary from one applicant to the next. There are several different versions of the card, and each one works with a different kind of credit situation. You can apply for a card online and know your options within seconds. If you agree to use the card, Discover will send one out to you with your name and card number. Some retailers will not accept Discover cards, so make sure you can use this at your favorite stores. If so, it could be a great addition to your wallet.

Every Discover card is backed with 24/7 online account services, along with a top-notch customer service department you can call. Keep up with your payments on the card as much as you can, and you can get a lot of enjoyment out of it.

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