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Lufthansa Miles & More World Elite MasterCard

Lufthansa Miles & More World Elite MasterCard


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3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!

  • APR 16.24% - 25.24%
  • Balance Transfer APR 16.24% - 25.24%
  • Cash Advance APR 25.49%
  • Annual Fee $89
  • Late Payment Fee $37
  • Cash Advance Fee $10 or 5% of value, whichever is greater
  • Returned Payment Fee $37
  • Balance Transfer Fee $5
  • Foreign Exchange Fee 0% of each transaction in US dollars
  • Minimum Interest Charge $0.50


  • Click "APPLY NOW" to apply online
  • 35,000 award miles after qualifying transactions
  • 2 award miles per $1 spent on ticket purchases from Miles & More integrated partners
  • 2 Lufthansa Business Lounge Vouchers annually
  • A Companion Ticket annually
  • And other MasterCard benefits

Expert Reviews

From the Editorial Team

This card lets you earn miles on every purchase, gives you exclusive Lufthansa Airlines travel benefits, and pampers you with elite card services.

Expert Reviews of the Lufthansa Miles & More World Elite MasterCard

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 2.0


  • 4.0


  • star rating 3.0/5

    Overall Rating

The Bottom Line

The cardholder benefits will offset the annual fee if you travel on Lufthansa, and especially if you qualify for all of the bonus miles for signing up as a new card member. But if you don’t travel on Lufthansa, or if you carry a balance and don’t qualify for the lowest rate, this card has limited allure.

The Good

You can earn 50,000 award miles as a sign-up bonus. You earn two award miles per dollar spent on ticket purchases from Miles & More integrated airline partners, and one mile per dollar spent on everything else.
You receive two complimentary Lufthansa Business Lounge vouchers and a companion ticket annually. There is also a 0% introductory APR for 15 months on balance transfers made within 45 days of account opening. There are no foreign transaction fees.

The Not So Good

After the introductory period, the APR will be 16.24% or 25.24%, based on your creditworthiness. There is also an $89 annual fee.
There are some requirements for receiving the 50,000 bonus miles that are a sign-up incentive. You earn 20,000 award miles after your first purchase and payment of the annual fee. To qualify for the additional 30,000 award miles you must make $5,000 in purchases within the first 90 days of card membership.

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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