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Kay Jewelers Credit Card

Kay Jewelers Credit Card


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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

  • APR 17% - 24.99%
  • Annual Fee $0
  • Late Payment Fee Up to $37
  • Returned Payment Fee Up to $37
  • Minimum Interest Charge None to $1


  • Click "APPLY NOW" to apply online
  • Apply instantly and shop today!
  • No Annual Fee
  • Use your card on or at any Kay Jewelers
  • View your account activity
  • Pay your bill electronically
  • Check your balance and recent activity
  • Update your information

Expert Reviews

From the Editorial Team

The Kay Jewelers Credit Card provides structured financing options that make jewelery purchases affordable. If you're looking for a 12-month no interest payment plan on your jewelery purchase, this is the card for you. 

Expert Reviews of the Kay Jewelers Credit Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 3.0


  • 3.0


  • star rating 3.5/5

    Overall Rating

The Bottom Line

The 12-month no interest payment plan is ideal for someone looking to finance their jewelery purchase. However, a 20% downpayment is required on a purchase that must be at least $500.

The Good

The payment plan is an affordable option for a jewelery purchase at Kay.

The Not So Good

No interest can only be attained if paid in full within 12-months of purchasing. 

Disclaimer: This content is not provided by the card issuer. Any opinions, analyses, reviews or recommendations on this page have not been reviewed, approved or otherwise endorsed by the card issuer. Terms, offers, conditions and rates were correct at the time of writing but may have changed since and not been updated on this page. For up-to-date terms, offers, rates and conditions, please see the issuer’s site.

Consumer Reviews

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