JourneySM Student Rewards from Capital One®
Highlights
- Designed to help students build good credit with responsible use
- Access to your monthly credit score, plus an interactive tracking tool to help monitor your credit
- Customizable text and e-mail alerts to help keep you on track
- Get 1% cash back on all purchases, plus a 25% bonus each month you pay your bill on time
- No annual fee
- $0 Fraud Liability if your card is lost or stolen
| Intro APR: | Regular APR: | Annual Fee: | Intro Period: | Issuer: | Brand: | Balance Transfer: | Credit Needed: | Card Category: |
| N/A* | 19.80% (Variable)* | None | N/A* | Capital One | N/A | N/A* | Fair | Student |
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Rates & Term Details
From the CompareCards.com Editorial Team: The Capital One Journey Student card is tailored to the student who wants to earn cash back while also earning a solid credit history through responsible credit card use and financial management. Although you have to have decent credit in order to be eligible for this card, those who have a good track record will find it a solid choice – especially as they build their credit. You can get free text and email alerts sent to you to help you monitor your account, for example, and you will earn a huge 25% bonus on your cash back rewards by paying your bill on time. There is no annual membership fee and cardholders get 1% back on every purchase. Accumulated cash rewards don’t expire, either, and there is no limit to the amount of cash you can earn. The earned cash can be redeemed by check or as a credit deposited to your account. Many students don’t realize how quickly they can spoil their credit – while others also understand that it is also possible to rapidly establish better credit. Since credit history is a journey that starts early in life, this is a good choice and it is supported by the kind of innovative online tools and technologies for which Capital One is famous. The customer service at Capital One is also usually above average, and that can be especially helpful for consumers just starting out who may have more questions. |
Expert Reviews of the JourneySM Student Rewards from Capital One®
Overall Rating Introductory APR Benefits Fees Regular APR The Bottom-Line The Good The Not So Good |
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